ꜱᴛσ¢ᴋꜱ ʀꫀꜱꫀꪖʀᥴꫝ

@investing_t20 HDFC BAF is more like Aggressive Hybrid Fund

HDFC Balanced Advantage Fund - Portfolio of equity and debt - Fund managers decides allocation - Low churn of 15% - Suitable for 5 yrs or more - PE of 18, PB of 3 - Exp. ratio of 0.75 - Taxed as equity - 10Y SIP returns at 15% Do you prefer BAFs?

@BaluGorade Security wise Salary A/c compromised - you have nothing there, you tranfer everything on salary day to other A/c Expense A/c - Publicly disclosed a/c number, minimum damage if attacked Investment A/c - keep is ultra safe - 2FA, Excess cash in Liquid ETF at demat custodian.

@BaluGorade Keep Minimum Three Main Account/Salary - No credit allowed except Salary Investment Account - Safe Vault linked to Demat Expense Account - Keep one months of expense, pay via Credit Card wherever possible. Even in case of Bank freeze only one month of expense amount is at risk

I used to have 4 bank accounts. Over time, I simplified it to just 2. 1] Salary account - All income gets credited here - Used for UPI & daily expenses 2] Investment account - All investments & insurance payments go from here Works perfectly for me. 👍

@AnkitFinAlpha Which App is this?

In family's portfolio. Sip-ing since 2018. It was 20%+ before the fall. Good show by the giant. #PPFAS

@games2gals @Hellobanker_in I was just pointing that old logo had three layers of text Bank of Maharashtra A Government of India Undertaking One Family One Bank Now the bottom two is gone. Anyways I like the shortened name over the extended. MAHABANK looks cool

@_StocksResearch @Hellobanker_in Why wud it be hindi. Probably marathi since its bank of *Maharashtra* Guess new regime?

Has Bank of Maharashtra changed its Logo? The Bank of Maharashtra is submitting information to stock exchanges with a different logo than the one we see daily. Details: hellobanker.in/?p=78339

@Amitoj_08 @itsAdityaT There's no compounding in Mutual Funds Focus: Risk > Taxation You can achieve your goal with 7% FD also, but the monthly SIP required will be very high. That's the sole reason for being in Equity. Even at slab rate tax, Bond Fund > FD.

Happy to have a genuine discussion on this. There are multiple fund managers who have given 15%+ CAGR over 10+ years. Moreover, you are talking of gross returns. Bonds/FDs are taxed at slab rate. So the 30% vs 12.5% comparison eliminates any comparison whatsoever when it comes to investing for a 5+ year horizon.

Its dumb to invest in Mutual funds to make 10% cagr in 10 years.(not accounting for rupee depreciation) Gold, Corporate bonds and various other bonds can easily make you 10% cagr or more without the volatility of equity markets Don't listen to these mutual fund snakeoil sellers

@souravofficialR @KalpenParekh Yes, just do it Both ICICI and Franklin India Opportunities Fund are good

@KalpenParekh ICICI india opportunity Fund this time sip accha hoga yea nahi please koi Bolo 🥺🙏

Nifty 500 returns Since jan 2008 : 8.8% pa Nov 2008 : 15.5% pa Difference of 10 months Investing in Bull market earns lower returns Bear markets earns higher returns

@EyeOn_Trade That's Why Nassim Taleb 85-15 Portfolio is recommended. 85% in FD 15% in SME

बोला था ना — SME और Micro Cap में 50%–60% गिरावट मंदी के माहौल में आम बात है। सबसे बड़ा कारण होता है sentiment और liquidity की कमी। ये सेगमेंट ऐसे ही काम करता है। अगर 100% risk सहने की ताकत नहीं है, तो multibagger का सपना छोड़ देना बेहतर है। और याद रखो — 10 में से शायद 1 ही चलता है। अगर ये स्वीकार नहीं, तो ये बाजार आपके लिए नहीं। NO BUY SELL HOLD RECO! 📢 For risk disclosures, disclaimers, MITC, investor charter, grievances, and more, please visit: eyeontrade.com

@vibhavsethi2 @BahlKanan @RupeetoolByFGM So if a person is 30% Tax Bracket and invests in Arbitrage Fund (having Equity taxation LTCG 12.5% after holding period of 12 months) instead of fixed deposit (having flat slab rate) Now the gains from that Arbitrage Fund will be clubbed with his income and taxed at 30% ❓❓

@BahlKanan @RupeetoolByFGM Yup, this is coz LTCG income of 1.25 Lacs is still a part of Total Income, people get confused and think that 1.25 Lacs is exempt. Section 112A prescribes the mode of tax computation, where tax is to be calculated on gains over and above 1.25 Lacs, its technically NOT EXEMPT.

Don't book ₹1.25 lakhs of LTCG before reading this You may have to pay ₹62,400 in taxes Applicable for those making around ₹12L from salary/OI Those making ~₹50L/₹1 Cr may also fall in higher surcharge slabs Infographic by @RupeetoolByFGM Retweet to spread awareness🔁

@BahlKanan @RupeetoolByFGM Why Income of LTCG/STCG is clubbed with Salary Income ? What's the utility of Arbitrage Fund then, if gains are being clubbed with Salary.

@YMehta_ Gensol Engineering

Capital: ₹1 Crore Investment Tenure: 10 Years If you had to choose just one stock or mutual fund, which one would you pick?

@Keval_IM Are you Analysing the LG Electronics?

How did Whirlpool Failed to capture Indian white goods market even with long history in Indian market ? #StockNews

@kundu_prashant @Hellobanker_in Continuing the above post Till 1 Crore - they will sell you ULIP plans to get 33% commision For 1 - 2.5 Cr - they will sell PMS Schemes and other regular mutual funds and risky debentures (Read AT1 bonds saga)

@kundu_prashant @Hellobanker_in Minimum Amount for being a client at Wealth Management Firm is 5 Crores. Some of the listed WM Firms are 360 One, Nuvama, Anand Rathi SBI is also having SBI Wealth and their minimum is 1 Crore. Majority of their customers are Home Loan buyers. Benefits - branch with no customer

🚨 Bank of Baroda New Recruitment creates Controversy Bank of Baroda has released a new recruitment notification for post of Wealth Management Services. There are a total of 104 vacancies for this recruitment. But there are only 3 posts for unreserved category out of total 104 vacancies. Details: hellobanker.in/?p=78618 @bankofbaroda #banking #job #jobs

@SECTOR_RES0123 Apple Reseller, not pure play IT

Show Me a Better Fundamental #IT Stock Than This One, Challenge 👍 #REDINGTONE Excellent .

@FamyRasheed How it will be taxed? Also all the Hybrid SIF are 50-50 Equity Debt Fund. This multi asset is just 10% in Commodities carved out from debt side.

🚨 ICICI MF files draft documents with SEBI for iSIF Active Asset Allocator Long-Short Fund

Do you remember when you joined X? I do! #MyXAnniversary

@rahulkshyp @shekhar_br02 Private sector mein Reservation nahi hota isliye jyada efficiency hoti hai. Aisa suna hai.

@shekhar_br02 मतलब १२ हज़ार सरकारी नौकरी गई

वाह 👌