SAUMIT ADHIKARI

YES Bank recovery agent harassed my family & disclosed private financial data. Senior citizens insulted. Clear RBI violation. Complaint escalated legally. Action expected. #YesBank #jagoGrahakJago @RBI @KolkataPolice

Bought a packet of chips and a Kurkure from Howrah Eastern Railway catering (Platform 7). MRP is ₹18.75 each, but they charged ₹20. Why are passengers being overcharged like this? #EasternRailway #Overcharging #PassengerRights @EasternRailway @narendramodi @AmitShah

I took a small personal loan @loanpey76625. Instead of helping me restructure due to a medical emergency, their team abused me, called me a thief, insulted West Bengal people, & harassed me +91 92896 40055 - Gunjan @RBI @PMOIndia @narendramodi @MamataOfficial @myogiadityanath

Facing harassment from a @KotakBankLtd recovery agent! Calls at odd hours, threats to visit home — all violating RBI guidelines. I’ve paid my EMIs regularly, but this behavior is unacceptable. As per RBI rules, no agent can threaten or force payment, and there’s a 90-day window for dues. Agent Name: Sandip Singh M: +91 824-0175308/+91 90070 38125 Requesting a loan closure with waiver/discount. @RBI @udaykotak @narendramodi @myogiadityanath #RBI #CustomerRights #BankHarassment #LoanSettlement #ConsumerProtection @RBI @RBI_India @FinMinIndia @official49799 #RBIGuidelines #LoanHarassment #FinancialRights #ConsumerProtection #StopHarassment #jagoGrahakJago #kotak @KotakBankLtd @KotakCares

I’ve been using a credit card from @MyIndusIndBank for over 6 years with no defaults, no complaints. A clean track record. Suddenly, I received a call from their collections team that completely shook me. Here’s what happened. 🧵 The agent aggressively demanded immediate payment. I explained that I’ve already mailed the bank and am waiting for a reply before making any payment. Instead of understanding, he started using abusive language and even dragged my parents into it. This is beyond unacceptable. No customer deserves this kind of mental harassment, especially after years of being a responsible cardholder. I’m shocked at the unprofessionalism. I demand:     1.    A formal written apology from @MyIndusIndBank     2.    Compensation for the mental harassment caused     3.    Immediate action against the employee involved If not resolved, I will escalate this legally under @RBI guidelines. Banking customers have rights. No one should be treated this way. I hope @MyIndusIndBank takes this seriously. Details are the name and contact of the accused person: Amarjeet: +91 89103 05012 Subhendu Bhowmick: +91 96741 97452 & +91 96740 22866 Subhendu.Bhowmick@indusind.com @RBI @FinMinIndia #CustomerRights #BankingAbuse #MentalHarassment #jagoGrahakJago #IndusindBank

🚨 Caution: IndusInd Bank Harassment Alert! 🚨 THIS INCIDENT IS FROM THE MONTH IF MAY 2025 - DESPITE MULTIPLE EMAILS STILL NO SOLUTION FOUND Despite confirming my payment date with your agent, your manager continues to harass me with repeated calls, using slang & abusive language—a direct violation of RBI guidelines and Banking Codes & Standards Board of India (BCSBI). As per RBI Circular DBR.No.Leg.BC.18/09.07.006/2015-16: •Banks must NOT use threatening/abusive language. •Harassment for recovery is strictly prohibited (para 3.1.1 & 3.1.3). •Calls must be made at reasonable hours ONLY. Details are the name and contact of the accused person: Amarjeet: +91 891-0305012 Subhendu Bhowmick: 9674197452 Subhendu.Bhowmick@indusind.com Your actions are unethical, illegal, and against customer rights. If I do not receive a formal apology, I will withhold payment and escalate this to @RBI @TheOfficialSBI @FinMinIndia @nsitharaman @consumerforum_ @IndusIndBank @IndusIndAssist @timesofindia @FinExpress @ndtv. Let this be a warning. #BankingFraud #RBI #IndusIndBank #ConsumerRights #FinancialHarassment #StopBankHarassment #jagoGrahakJago

🚨 Harassed by @AxisBank! Despite my written email on May 31 requesting settlement for my credit cards, no response was given. Instead: ✔️ A recovery agent visited my home ✔️ They called my father & verbally harassed my wife ✔️ Lied about payment deadlines ✔️ Violated RBI confidentiality norms by disclosing info to family This is mental harassment and a gross breach of privacy. I demand strict action, compensation, and intervention from authorities. 👉 I will escalate to @RBI @NPCI_NPCI @FinMinIndia @dilipasbe @nsitharaman @AshwiniVaishnaw 👉 Also filing with @ConsumerCom and @RBIombudsman @jagograhakjago #AxisBankHarassment #ConsumerRights #RBIGuidelines #CreditCardFraud #StopBankHarassment

🚨SHOCKING Behavior by @YESBANK — Threats, Harassment & Cheating This is a serious warning to anyone banking with @YESBANK. I’m a customer who has faced not just unethical charges, but blatant harassment, intimidation, and threats from their executive and aerial manager. I raised a complaint about unjust EMI conversion charges. Their customer care assured me that the charges would be waived after payment. I paid — but the charges stayed. 👉 This is fraud. What followed is even worse. YES BANK’s executive Pintu Patra and an “Aerial Manager” came to my home while I was away and harassed my aged father, speaking rudely and making verbal threats. They told my family: ❌ “We’ll come again and again” ❌ “We’ll go to his office too” 📹 I have CCTV footage of this disgusting behavior. This is mental harassment and a direct violation of RBI norms. 🔴 This is NOT how a regulated bank should operate. 🔴 YES BANK has violated:     •    @RBI’s Fair Practices Code     •    RBI Circular DBOD.No.Leg.BC.75/09.07.005/2007-08     •    Consumer Protection Act, 2019     •    Sections 503/506 IPC (Criminal Intimidation) I have already written to YES BANK and escalated the matter. I am now preparing to move to: ➡️ @RBI Ombudsman ➡️ @jagograhakjago ➡️ Legal authorities for harassment, cheating, and criminal intimidation @FinMinIndia @nsitharaman @DasShaktikanta @ConsumerAffairs @IndianConsumers @jagograhakjago @Cyberdost @YESBANK_Care @YESBANK Bank customers are not criminals. My family deserves safety. I deserve a response. This is my final call to YES BANK to act before this becomes a full-blown legal and public campaign. #YesBankScam #ConsumerRights #BankFraud #RBI #Harassment

🚨 #FraudAlert @YESBANK @pk63 I hold a credit card from YES Bank. Every month, I’m being charged interest on a principal amount I haven’t even used, plus interest on interest, with no reduction in outstanding balance even after converting tonEMI. This violates RBI guidelines on fair credit practices. Last month, a YES Bank executive named Sapnanil took money from me, promising to waive off excess interest and resolve the issue — never responded again. I have proof of chats and transactions. After all this I am getting threatning message from yes bank executive. If any violation hapen I will not spare. I will immidiately take legal actions. This is a clear case of misrepresentation, financial fraud, and breach of trust. I’m escalating this to: •@RBI •@FinMinIndia •@ConsumerVoiceIn •@jagograhakjago •@nsitharaman 🔴 I will not pay a single extra rupee for unlawful charges. I am initiating legal action under: •Consumer Protection Act 2019 •RBI Fair Practices Code •Section 420 IPC – Cheating and dishonesty •Breach of trust under Section 406 IPC #YesBankFraud #CreditCardScam #ConsumerRights #LegalAction #BankingScam #JagoGrahakJago #RBI #BankingFraud #InterestScam

🚨 Fraud Alert: My Experience with @morang @narendramodi @jagograhakjago @KolkataPolice @ZoomCarIndia @zoomcarvictim 🚨 I booked a self-drive car from ZoomCar and prepaid ₹3896, with a confirmed promise of doorstep delivery. This was clearly mentioned while booking. But shockingly, after payment, ZoomCar denied doorstep delivery and offered no viable alternative. This is blatant misrepresentation and unethical conduct. I trusted the platform, followed every step, and now I’m being cheated of my hard-earned money. I have tried reaching out, but there’s no proper support or resolution. No refund, no accountability. I DEMAND a FULL REFUND IMMEDIATELY. This is fraudulent business practice, and I will not stay silent. 🔴 If this issue is not resolved, I will: •File a formal complaint on the Consumer Forum •Initiate legal action against @ZoomCarIndia •Share this across every platform until justice is done Let this be a warning for others: 📢 Always document, escalate, and expose unethical companies. #ZoomCarScam #ZoomCarFraud #ConsumerRights #FraudAlert #UnethicalBusiness #BoycottZoomCar #LegalAction #IndiaConsumerForum

@AxisBank — How dare you harass my wife like this? 🔴 You’re charging maintenance fees on her inactive account (not used for over a year). 🔴 Repeated ECS charges with no proper explanation or transparency. 🔴 She personally visited the branch multiple times to update her address — your staff failed every time. 🔴 Still, your collection agents went to her OLD address, a police quarter, harassing the current residents. This isn’t just negligence — this is harassment, privacy violation, and an outright failure in basic banking ethics. Let this be a warning: ⚠️ We will be sending a legal notice ⚠️ Filing complaints with @RBI, @NPCI_NPCI, @FinMinIndia, and the Consumer Forum ⚠️ Lodging an FIR under IPC 503/504 and IT Act 66A for mental harassment Until a full, written resolution is given with proper charge breakdowns, we’re not paying another rupee. We’ll go for settlement. Stop harassing innocent people. Stop misusing your power. #AxisBank #BankHarassment #ConsumerRights #PrivacyViolation #WomenSafety #RBI #FinMin #BankFraud #CustomerSupportFail #MentalHarassment CC: @nsitharaman @jagograhakjago @IndianConsumerF @DoC_GoI @AxisBankSupport @jagograhakjago

Hello @HDFC_Bank @RBI @jagograhakjago @FinMinIndia I cleared my credit card dues on 31st May, yet the same amount is STILL on hold in both of my savings accounts. ❗No intimation ❗No justification ❗No legal basis This is financial harassment, not a technical glitch. As per @RBI guidelines & the Banking Ombudsman Scheme, this is a violation of consumer rights and actionable under the Consumer Protection Act 2019. 🧾 I demand: 1️⃣ Immediate release of my funds 2️⃣ A formal written explanation 3️⃣ Compensation for mental stress, service deficiency, and misuse of account rights If unresolved now, I will: 🔹 Escalate to @RBI Ombudsman 🔹 File a complaint with DFS (Ministry of Finance) 🔹 Notify PMJDY grievance cell 🔹 Take this across legal & consumer platforms 📅 Already mail on 5th june. And your reply is that you are not getting me in a call. no call. release the hold amount also return back the interst of that holding money and compensation for my mental stress. Trust is earned — not frozen. #HDFCBank #ConsumerRights #BankingFraud #FinancialHarassment #RBI #CompensationDemand

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