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THINK.
584 posts
THINK.
@hardpath2
just getting some thoughts out there — nothing I say is financial advice — love you all
The world Joined Eylül 2024
524 Following48 Followers
Darius Acuff is going to be NBA Rookie of the Year next year.
Calling it now.
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@CarioCapital Hey Siri, is this why stablecoins and crypto in general are better?
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"The biggest risk to $SOFI is if all depositors request their funds all at once"
Welcome to banking Kris!
Kris Patel 🇺🇸@KrisPatel99
$SOFI The biggest problem that could come for Sofi isnt investors... its depositors. They have enough liquidity to weather some withdrawals, but not if there is a cascade. If depositors pull their money out of Sofi. They would be hit with a bank run. The Loans they have on the balance sheet would then have to be liquidated and Im not sure what they would be worth mark to market. Interesting development to say the least... At least Sofi has been smart enough to dilute shareholders at an attractive price and raise capital before something like this showed up. Though I doubt Sofi will be able to maintain a 45 PE ratio... when JP Morgan, a supestar, trades at 12-15 and the rest trade at 10. The biggest problem that I see in all of this is the accusation of manipulating charge offs via sale of loans and financing the buyers of those same loans... Havent read the Sofi reply yet but man this is getting interesting.
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@GfedGoCrazy Acuff not tier 1 is the most LOL thing I’ve seen in a long time. Across all topics.
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y'all really aren't appreciating how rare this is
Conor Sen@conorsen
None of my friends/groupchats have had any March Madness banter yet. The tournament is starting to move towards that Kentucky Derby level where people are excited about the pageantry of the event but there aren’t any stars or storylines.
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i genuinely have no desire to be rich so i can buy a rolex or a Lamborghini.
i want to be rich so i can control my time and go to the gym at 3pm on a monday.
sit at a cafe and relax for an hour on a rainy afternoon.
so i can cook meals at home with fresh ingredients.
spend on my family and friends without worrying about a budget.
that's my idea of a rich life, not the fake consumerist idea shoved down my throat.
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Bam Adebayo broke math.
His 83-point game was 8.5 standard deviations above his career average (or ~1 in 53 quadrillion)
Based on career avgs, its like:
Patrick Mahomes passing for 915 yards
Justin Verlander throwing 214 pitches in a start
Wilt Chamberlain grabbing 79 rebounds
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@mSanterre There is nothing more criminal and detrimental to progress and economic activity than taxing vested, unsold RSUs as income. Despicable. Sad. Criminal.
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@ColinTCrypto @naval They already are using us. All our prompts into the LLMs are being used to train the models (computers)
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@naval Next, a human becomes a thing computers use
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A few things that are actually worth the money:
• A great nanny
• Direct flights whenever possible
• Living in your favorite neighborhood
• Retiring your wife
• A great school for your kids
• A safe newer car for the family
• Flying lay flat on international flights
• A house cleaner
• A personal trainer
• A second Kindle
• Therapy or coaching
• Multiple gym memberships
• A great mattress
• TSA PreCheck + Global Entry
• A world-class CPA
• A great lawyer when you need one
• A few unforgettable family trips each year
• A sauna and home gym
• A really good espresso machine
• A babysitter so you still date your wife
• A great barber
• Boots that will last you 10+ years
• A proper home office
• Noise cancelling headphones
• High quality luggage
• An heirloom quality watch
• Donating to causes you care about
What else would you add?
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@Jeremy_Invests @vladtenev Losing money on gold so need to push ppl to Platinum
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Launching the Platinum Card was a big moment. Seeing so many people request their card on day one was even bigger. Thank you for the enthusiasm and for a future spot in your wallet.
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This is the new community we're building 85 miles southwest of Cleveland
1,650 beautifully crafted single-family homes starting in the low $800s
We call it the Meadows at Pine Ridge Bluff Creek
We've showed this rendering to a few prospective buyers and many of them cried when they saw the natural beauty of this development
Breaking ground next week. The first homes will be ready by late April thanks to the efficiency of our proprietary building process.
Excited for this one!
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@mysneakerheads Ya, and there’s this too:
x.com/bleacherreport…
Bleacher Report@BleacherReport
Harrison Barnes missed Tuesday night's game because he woke up from a pregame nap with a sore left ankle (via @APNews) It's the first time Barnes has missed a game since 2021, ending a streak of 364 consecutive games
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The NBA is cooked
Bradeaux@BradeauxNBA
The worst ten teams in the league are now on a combined 44 game losing streak.
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Robinhood and Coinbase were born at a similar time, but clearly Robinhood is absolutely tearing ahead.
There are many reasons you can put down to this, but I have a simple theory.
Robinhood gives serious fucks about being god damn beautiful.
Coinbase does not.
Robinhood is LV.
Coinbase looks like Target.
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Yikes. Robinhood says their new Platinum Card has "$3,000+ in benefits."
I was so excited until i read the actual fine print. Here's what they're not telling you:
- The $250 DoorDash credit:
It's $10 off per order with a $50 minimum. You need to place 25 separate $50+ orders in a year to use it all. Miss a month, it's gone.
- The Function Health membership
You get a $365 credit. If you're in NY, the membership costs ~$615. You're covering the difference. And if you live in Hawaii or Rhode Island, you're excluded entirely.
- The Oura perk
Only applies if you buy a brand new Oura Ring within 6 months. Already own one? You get nothing. And the credit is $70, just the membership, not the ring.
- The dining credit
Capped at $20/month at restaurants Robinhood chooses. They can change the list whenever they want.
- The hotel credit
Only $100 of each $250 semi-annual credit can go toward standard hotels. The rest must be "Luxury" And Robinhood's portal is more expensive than direct.
- As a New Yorker the $250 autonomous rides credit is useless
For $695/year it's still deal for some, just make sure to read the fine print
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NEWS: VW Group’s new Scout Motors brand says it has now received more than 160,000 reservations for its first model, with 87% opting for the 500 mile extended-range hybrid version instead of full electric.
Scout Traveler SUV:
• Starting price: Under $60,000
• Range: Up to 350 miles, with option for 500 miles with built-in gas generator
• Towing capacity: 7,000 lbs
• 0-60 mph: As low as 3.5s
• NACS, 800v architecture, up to 350kW fast charging and have bi-directional charging capability
• Option for 35" tires. 12" of ground clearance, 3 feet
of water fording capability
Scout Terra Pickup Truck:
• Starting price: Under $60,000
• Range: Up to 350 miles, with option for 500 miles with built-in gas generator
• Towing capacity: 10,000 lbs
• 0-60 mph: As low as 3.5s
• bench style seat in the front
• NACS, 800v architecture, up to 350kW fast charging and have bi-directional charging capability
• Option for 35" tires. 12" of ground clearance, 3 feet
of water fording capability
• 5.5-foot pickup bed which offers two 120V power outlets and one 240V power outlet
Scout will begin building prototype models this year at a plant the automaker is constructing in South Carolina. Production is slated for 2027/2028.
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