B010
265 posts







The 2026 Stable Yield Tier List If you're looking to earn reasonable yield on your idle stablecoins (USDC/USDT/USDT0...), I built this ranking for you. 50 defi protocols ranked by risk, security and yield apy. S Tier .@aave — major lending money market and blue chip defi with deep liquidity (tvl) and conservative risk params; yield compresses hardest in downturns. Category: Lending | Chains: Ethereum + major L2s | Stable APY: ~2–3% Risk: low but main downside is rate compression. .@compoundfinance v 3 — old-school lending with fewer moving parts. Category: Lending | Chains: Ethereum + select L2s | Stable APY: 2–3% Risk: conservative .@Uniswap — major fee engine DEX for stable pools. Category: DEX LP | Chains: Ethereum + L2s | Stable APY: 1–60% Risk: fee volatility, incentive ending, pool selection. .@CurveFinance — stablecoin plumbing for DeFi. Category: Stable AMM | Chains: Ethereum + L2s | Stable APY: 2–7% Risk: low .@Morpho — marketplace for curated vault risk + lending vaults. Category: Lending | Chains: Ethereum + Base | Stable APY: 3–7% (vault-dependent) Risk: low .@sparkdotfi — lending + liquidity hub. Category: Lending | Chains: Ethereum + Base | Stable APY: 2–5% Risk: conservative A Tier .@maplefinance — onchain credit with strategies often steadier than most incentive farms. Category: Credit | Chain: Ethereum | Stable APY: 4–5% Risk: credit cycle/borrower risk. .@AerodromeFi — Base’s incentives machine. Category: DEX LP | Chain: Base | Stable APY: ~7% Risk: emissions are heavy .@yearnfi — delegated strategy yield aggregator + vaults. Chains: Ethereum + L2s | Stable APY: 1–5% Risk: strategy risk .@pendle_fi — turns yield into a tradable product. Category: Yield derivatives | Chains: multi-chain | Stable APY: 6–9% Risk: yield structure complexity. .@Balancer — AMM built for stable + composable liquidity. Category: DEX LP | Chains: Ethereum + select L2s | Stable APY: ~3% Risk: pool complexity, boosted mechanics. .@ConvexFinance — yield optimizer. Category: Yield | Chains: Ethereum | Stable APY: 4–7% Risk: dependency on Curve incentives. .@KaminoFinance — Solana’s lend + vault hub. Category: Lending/vaults | Chain: Solana | Stable APY: ~3% Risk: chain concentration. .@orca_so — Solana LP yields with incentives + volume. Category: DEX LP | Chain: Solana | Stable APY: 1–80% Risk: LP variance .@AuraFinance — Convex-for-Balancer. Category: Yield booster | Chains: Ethereum | Stable APY: ~8% Risk: extra dependency stack. B Tier .@0xfluid — unified liquidity layer built by @Instadapp team; designed for capital efficiency. Category: Lending + DEX | Chains: Ethereum, Arbitrum, Base (multi-chain) | Stable APY: 3–4% Risk: model complexity .@eulerfinance — permissionless markets with more variance. Category: Lending | Chains: EVM | Stable APY: 1–7% Risk: market factors + complexity. .@FolksFinance — Strong in its home ecosystem; xChain adds extra plumbing. Category: Lending | Chains: Algorand + xChain | Stable APY: 3–7% Risk: crosschain mechanics + ecosystem concentration. .@VenusProtocol — BNB Chain money market. Category: Lending | Lead chain: BNB Chain | Stable APY: ~2% Risk: chain concentration .@GearboxProtocol — Leverage changes everything. Category: Leveraged lending | Chains: EVM | Stable APY: 2–7% Risk: liquidation/oracle/leverage risk. .@SiloFinance — Isolated markets reduce contagion, but your market choice matters. Category: Lending | Chains: EVM | Stable APY: 1–8% Risk: market-specific .@beefyfinance — Aggregator across chains; quality depends on the chain + strategy. Category: Yield vaults | Chains: multi-chain | Stable APY: 3–9% Risk: strategy + chain dependence. .@MoonwellDeFi — Base lending option; smaller than the giants. Category: Lending | Lead chain: Base | Stable APY: ~4% Risk: couldn’t decipher .@Dolomite_io — More features, more surfaces. Category: Money market / margin | Lead chain: Arbitrum | Stable APY: 2–4% Risk: complexity .@merkl_xyz — Incentive router: good for boosts, not “set and forget.” Category: Incentives | Chains: multi-chain | Stable APY: 0.4–2% Risk: incentives can disappear overnight. .@SushiSwap — Long-running DEX; yields depend on the pool. Category: DEX LP | Chains: multi-chain | Stable APY: 1–9% Risk: pool selection .@CamelotDEX — Arbitrum-native DEX incentives. Category: DEX LP | Lead chain: Arbitrum | Stable APY: 1–11% Risk: emissions + liquidity migration. .@AcrossProtocol — Bridge yield is still bridge risk. Category: Bridge liquidity | Chains: multi-chain | Stable APY: 1–3% Risk: bridge exposure. .@symbiosis_fi — Crosschain routing yield. Category: Crosschain | Chains: multi-chain | Stable APY: 4–9% Risk: crosschain dependencies. C Tier — High risk .@katana — high-yield venue with limited depth. Category: Yield/strategy | Stable APY: 30–40% .@bluefinapp — trading venue where yield stability depends on incentives/volume. Category: DEX/perps | Stable APY: 3–36% .@avantisfi — trading/perps-driven yield surfaces. Category: Perps/trading | Stable APY: ~11% .@GMX_IO — perps liquidity/revenue share. The yield here is cycle-dependent. Category: Perps | Chains: Arbitrum + other L2s | Stable APY: 1–5% .@GainsNetwork_io — perps/trading yield protocol where yield depends on volume and market conditions. Category: Perps | Stable APY: ~10% .@yield — structured yield where return comes with counterpart risk. Category: Structured/credit | Stable APY: ~12% .@upshift — Category: Yield strategy | Stable APY: 9–13% .@hyperion_xyz — Category: Yield/strategy | Stable APY: 19–24% .@superformxyz — crosschain vault router with a dependency stack risk factor .@ston_fi — TON DEX with high risk of ecosystem concentration Honorary mentions .@metromxyz .@goldfinch_fi .@WildcatFi .@KiloEx_perp .@TakaraLend .@project0 .@autopools .@StakeDAOHQ .JustLend Let me know what you think of this list.







TAKEOVER Buyback Update 👇 Tiles across Takeover have a total capitalization of over $360,000. This equates to $18,000/week of automated purchases of $TAKEOVER. Each new grid with active tiles increases this. Interface coming soon.


Cut $Takeover. Was painful cause so much potential here in product and team but volume is practically dead today on the app, that could change of course, but as of now I consider this too big of a risk to keep holding especially taken the broader on-chain state of things

We just put @flaunchybot's rewards in the hands of the market. - $FLNCHY fees now flow through a 100-seat @takeoverfun grid - Each seat = 1% of trading fees paid in ETH - Herberger Taxed: Set a price, pay the 5% a week tax, can be bought out at any time - Anyone with a seat at the table can earn from the @flaunchgg agent and mascot Flaunchy $FLNCHY Fee Breakdown - 80% to the $FLNCHY Grid - 20% to Auto Buybacks 70% of Grid tile trading to $FLNCHY buybacks.





A small hiccup. More time needed. The cook continues.








