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Should I be concerned that my 8 year-old seems to identify more with Slytherin and the First Order than Gryffindor and the rebels?
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jeff pohlmeyer
1.7K posts
@UziCryptoo I love how you write "mortgages are designed to earn profits for banks" as if this is some revelation. Of course that's what mortgages are designed to do
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$625k home
20% down-payment
$500k mortgage
With a 7% interest rate and a 30-year term, you are paying $697,544.64 in interest.
The $625,000 house cost you $1,447,544.64.
This is equal to a $4,021 monthly rental payment, plus you pay for maintenance and repairs.
Houses cost so much because people can borrow money that’s created with the press of a button to buy them.
If everyone had to pay in cash for their home, prices would drop significantly.
Most people think mortgages are designed to help them.
But NO.
Mortgages are designed to earn profits for banks.
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@theficouple What everybody in here seems to be forgetting is that mortgage interest is tax deductible. Even if it weren't the correct answer is invest. The fact that interest is tax deductible reinforces that
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Let’s say you had $132,000 in the bank.
But you also have a $132,000 mortgage at 4.8%.
Would you invest the money in the stock market or pay off the house?
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@kenwheeler we're only 3 years in and i'm already so fucking done with llms (i refuse to call advanced linear algebra ai in its current stage)
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hey guys in your experience do people tend to enjoy ai generated content?
ℂ𝕠𝕕𝕖𝕩, ℍ𝕖𝕣𝕖@CodexHere
@boneGPT @kenwheeler probably not enough. from ideas to pretty pictures and fun sounds, people love ai and saying they don't is a fabrication and dishonest take
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@pilcrowonpaper i tried rolling snake_case in my work's TS project but there was too much conflict/hand-waving when consuming third party libs. it's annoying as shit
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@addictcoaching @Jacksonsrule They borrow money against it you fucking bellend it says it right in the tweet.
You have big house. You borrow money from me. You sign paper that says "if I can't pay this back, you get my house".
Rinse and repeat.
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Billionaires don’t have bank accounts like you and me. They have art collections,Yachts,Mansions,Stocks. None of it gets taxed until they sell it. So they just never sell it. They borrow against it instead. Live off the loans. Pay almost nothing. Then when they die, their kids inherit it all tax-free. The wealth never gets taxed, It just gets passed down.
And we wonder why the gap keeps getting wider.
໊smolaraa@kesikesiluv
Hit me with the harshest reality truth.
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@hippojuicefilm I mean, these two don't seem to have any problem sharing their opinions without any concern that they may be problematic. Ah, the irony of not shutting the fuck up and having no problem telling others to shut the fuck up...
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See guys to please the Paki form Silicone Valley and some gay Fatso all you have to do is become a beta old white guy and keep your opinions to yourself like Conan.
These retards really think they are so enlightened.
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@iluminatibot Maybe pay more than the minimum. This is no different than a credit card. You want to pay it off, you're going to have to pay more than the minimum monthly payment
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American takes out a student loan for $8,645.
After years of payments, he’s paid $7,450.
His current balance? $8,750.
He pays $7,450 — and somehow owes MORE than the original loan.
This is usury, and it should be illegal
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@hirejuniorso if any employer uses this instead of actual developers they deserve all of the headaches that come from it
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A true AI employee:
→ their own identity
→ organizational memory
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10+ teams have been working with Junior every day.
Work was never the same since.
Starting at $2,000/month.
We’ve pre-paid $200 of your Junior’s salary.
Try Junior and experience the future of work today.
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@Jacobtheclipper @BrickCenter_ You act like the NBA has not been a clown show for decades...
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The NBA is officially a clown show.
What other pro league acts like this?
Fouling the Wizards to preserve the clock up 20 to stat pad Bam’s points...
Imagine the NFL doing this, letting the other team score TDs to get the ball back?
(@BrickCenter_ )
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@noisyb0y1 So this is the new grift, huh? It's no longer "my priority method/indicator can make you 100 pips/day". Now it's "these magic prompts are guaranteed to beat the market". Interesting
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Anthropic dropped a Prediction Market trading bot structure
$300-$1,500 a day
33 pages cheat sheet for building Claude skills, and 2 of them are hidden under a trading bot that trades at 68.4% win rate
if i had seen these documents earlier i would have saved myself a few months of analysis
0xMarioNawfal@RoundtableSpace
Anthropic dropped a 33 pages cheat sheet for building Claude skills resources.anthropic.com/hubfs/The-Comp…
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@dunik_7 No you didn't because there's nothing actionable in those two pages
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i actually did it. i dropped both pages into Claude and wrote one prompt
3 hours later, i had a working Polymarket bot
first hour: +$87 second: +$143
we’re living in a time where $400k/year quant-fund formulas are one prompt away
most people are still arguing in the comments instead of just trying it
may.crypto {🦅}@xmayeth
A friend quit his quant fund job and sent me 2 pages. “These are the key formulas I used to make money on Polymarket. $400K a year. If you can apply them, you’ll get rich.” I didn’t believe him. I dropped both pages into OpenClaw and sent one prompt: “build a bot for Polymarket.” Then I left for the gym. When I came back, there was a Telegram message from the agent: “MVP is ready.” Now it’s been making me $150 a day for 4 days straight. I attached both documents. Drop them into your AI agent and tell me what it builds.
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so... we're all selling 100/105 call spreads on $CL1! right now, right? i mean, that's obvious isn't it?
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An average night at @Replit. It’s 9pm and early for the team. Folks will likely be here 4 several more hours
It was the same case yesterday, and the day before, and will be the case tomorrow
We had our morning stand up at 9:45am
Everyone is so focused across all teams:
Infra, product, design, AI, sales, partnerships, marketing
Even new employees we onboarded today just left after being here til 9pm and starting their day early.
See if you can spot @amapel @pirroh @Jeff_Burke14 @zhenthebuilder @ImenKedir @HL3rd_ @sujude
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@__morse this is satire, right? i mean, this has to be a joke.
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I got tired of how every React framework is over engineered and broken so started making my own
it looks just like Express but you can return jsx
no file based routing. no bs
should I release it?
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@NancyMace you're running for governor. maybe hold off on acting like a high schooler
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Honey, it’s “please refrain” not “please restrain.”
This is what happens when your staff is from the Third World and can’t speak proper English.
Ilhan Omar@IlhanMN
I hope you aren’t drunk and took your staff’s advice, Rashida and I don’t know this man and feel confident he didn’t care about us. Please restrain from drinking too much as you have been warned from your staff and stay off social media when you are drunk. I pray in his holy month you find peace and respect for your self,
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@rauchg if that's the case then that's just fucked up. they're just doing this to bait you, though
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@jeff_pohlmeyer It's already in prod in several settings, check their tweets
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We've identified, responsibly disclosed, and confirmed 2 critical, 2 high, 2 medium, 1 low security vulnerabilities in Cloudflare's vibe-coded framework Vinext.
We believe the security of the internet is the highest priority, especially in the age of AI. Vibe coding is a useful tool, especially when used responsibly.
Our security research and framework teams are extending their help and expertise to Cloudflare in the interest of the public internet's security.
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@anuraagsidhu @GergelyOrosz Wait, so I don't need these 7 prompts to always find the best flight prices?
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@GergelyOrosz This is accurate. Needed to find a cheap last minute international ticket during December. Unleashed a number of different agents on different systems and still ended up finding a cheaper ticket manually on Google flights at the end. The agents also cost money btw.
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Eh. I just don’t buy this because I actually understand specific examples all too well:
1. It paints a picture of DoorDash disrupted by vibe coded alternatives. Dude. DoorDash / Uber moat is NOT software!! It’s real-world physical logistics. AI cannot disrupt DD…
2. (cont’d)
Citrini@citrini
JUNE 2028. The S&P is down 38% from its highs. Unemployment just printed 10.2%. Private credit is unraveling. Prime mortgages are cracking. AI didn’t disappoint. It exceeded every expectation. What happened? citriniresearch.com/p/2028gic
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