Billy Graf

@credistick @nathanbenaich elsewhere doesn't cost a percentage of the transaction value to enjoy this reading lesson

@nathanbenaich Anywhere else in the world this would be treated as a quirky anachronism, waved through with a nod and a wink.

another German investment, another 6 hours of a notary reading every single word of all the documents out loud to each party to the transaction after we’ve all agreed on the docs

@TweetsOfSumit das wird nicht lange gut gehen dort

Ach schau an. In Dänemark gibt es das und man überlebt. Unglaublich.

@0xyoussea where can you get a 10% safe-ish consistent 10%+ yield offchain?

Where can I can get some safe-ish consistent 10%+ yield onchain on stables?

@thealepalombo obviously the only proper choice for people looking for buzz - is Mumbai!

Is everyone moving to Vietnam? A friend of mine went from Dubai -> Thailand -> Vietnam, and I just got a DM about the growing rivalry between expats in both places. Maybe it’s time to revisit the old “everyone’s moving to Thailand” narrative. Context matters. SEA became the world’s cheapest “life upgrade,” and its creator boom peaked (in my view) around 2023, boosted by legends like Jo Lindner (RIP, Jo). With that rise came tribes, and tribes inevitably create rivalry. So what’s actually happening? Vietnam currently wins on raw cheapness. You can rent decently for ~$150/month, though high-end amenities are harder to find. In Bangkok, $400–$500 gets you a full-stack condo: pool, gym, sauna, steam room + real infrastructure. No wonder many call it the “cheap Dubai option.” My view: Vietnam will absorb the budget wave, while Thailand becomes the affordable gateway to a more premium, world-city experience. Choose Thailand if you want comfort, convenience, and top infrastructure. Bangkok offers full-stack condos, global food, good hospitals, gyms, cafés; a premium lifestyle at mid-range prices. Ideal for creators, remote workers, and anyone who values ease and Western-level amenities. Choose Vietnam if you want energy, growth, and low cost. HCMC/Da Nang offer the cheapest decent living in SEA, a young workforce, great food, and a more “authentic,” fast-moving environment. Perfect for budget movers, early founders, and people who prefer hustle over comfort. I haven’t lived deeply in both, so this is likely an oversimplification. Help me with this: who should choose Thailand, and who should choose Vietnam instead?

@levelsio mostly sandstorms

Is air quality bad in Dubai because of sand storms or actual pollution? Last time I researched this it seemed like it was sand storms and all those did was make AQI go up to 150 but not actually make you sick or give you cancer like regular air pollution does Is this true?

@SigilLegacy @JamesWynnReal says the Ai..

@JamesWynnReal Burry’s moves always say more about the cycle than the headlines. When someone with his patience steps out completely, it’s worth paying attention.

Michael Burry, one of my favorite mentors is now completely out of the stock market. For those who don’t know, he was the one who bet on the housing collapse back in 2007-2008 and made a huge sum of money for himself and investors. He made $100m and his investment firm made $700m. - Wynn

@wassielawyer a DAO that mints tokens to buy shares?

@hansolar21 this season isn’t over yet

These $100m blow-ups are just the pre-game warm up. Probably going to see a +500m blow-up with re-hypothecated yield products from a 'neo-bank' during the next season...

@AdamLMA0 @Cbb0fe yea - but click any of those wallets and cross check the balances

@BillyFX_G @Cbb0fe Huh? midas.app/transparency?t…

I strongly recommend withdrawing from mHYPER They held a huge xUSD position just days ago mHYPER is a Midas vault, it’s regulated as a security under MiCA / German law If Stream committed fraud, mHYPER could face bankruptcy clawback risk Courts could socialize the losses

@AdamLMA0 @Cbb0fe I just did - I can’t find any of the positions they claim to have

@Cbb0fe Where Is It? You can go through the whole fund and all of its positions through the transparency tab.

@Cbb0fe @0xlawlol sorry.. maybe this is an irrelevant point/question - but any idea who that external asset manager is? If they don't exist, all good, but if they do exist, then we might expect significantly more contagion

There are thousands of people (not just you and your friends) who lost a shit ton of money while you were perma-shilling this unregulated scam as a safe farm. Claiming you “didn’t know” doesn’t erase your responsibility. You were promoting this without having all the facts it seems like (at best). I hope there will be a criminal investigation to clearly establish accountability.

@0xlawlol who's the external asset manager??

@TraderNoah who’s the asset manager though that they’re suing?

@0xTindorr @StreamDefi do you know who they primarily 'invested' in? or who their 'asset manager' likely is?

A lot to learn from what happened with @StreamDefi today, a massive hit for DeFi users. I discovered Stream back in April. It was offering one of the highest stablecoin yields at the time (around 15%+ APY, if I recall correctly). It looked promising, so I did some digging: > Law (the founder) His tweets seemed legit imo. He shared thoughtful takes on DeFi yield and had a pinned video showing how he turned 5k into multiple seven figures. Looked like he knew what he was doing. That credibility made Stream DeFi worth a deeper dive. > Stream official account I noticed a small red flag as the official X account was pretty inactive. Despite that, the protocol reached $60M+ TVL. It made me wonder if a few large whales were backing it, but I couldn’t find any clear conclusion. > Source of yield After seeing its advertised 15%+ APY on USDC and 8% on ETH, I checked Stream’s multisig wallet to understand the yield source. That’s where I decided not to deposit. Some funds were in high-leverage looping positions. A few allocations made sense, but most didn’t. So instead, I diversified my stables across other PTs. Farming in DeFi always carries hidden risks. Diversify across multiple protocols and always understand where the yield is coming from. Will need to be more careful on lending to risk curators on Morpho/Euler as assets are allocated to several smaller assets from new projects.

@definikola Who is the asset manager Stream finance is suing?

Withdraw first, analyze later. Stream Finance: Assets unclear of exposure to xUSD (direct or not): - mHYPER, yUSD, rUSD, deUSD, mf-ONE, scUSD (and their respective derivatives) Note: deUSD is collateral on Compound v3, although still trading at $1. Balancer v2: - USDX also reported losses (~$1m) due to the Balancer v2 hack, allegedly to be covered in full. Moonwell: - Moonwell oracle exploit affected Moonwell core market (Compound v2 fork), not the Moonwell Morpho vaults. Block Analitica has no exposure to the above. Stay safe, everyone.

@CupOJoseph the hacks come when the market is turning usually

I'm sorry

@varrock Who is the fund manager?

@lex_node who is the external asset manager

"we lost $93M so let's retain one of the most expensive law firms in the world to investigate" lol

@dermotmcg @thecyrusjanssen No I meant Robin Brooks

@BillyFX_G @thecyrusjanssen Me? I wasn’t trolling

Not sure what the criteria is for the “top 5 cities of the future” in this tweet, but Asia is the future. While Tokyo makes this list, the Japanese economy has been stagnant for 30 years! It seems a huge miss to not have a single Chinese city on this list. I personally would include Shenzhen or Shanghai on the list. Why? Because China is leading a new age of technology development and the future of tech is being invented in China right now. One simply just needs to visit China in person to realize this

@thecyrusjanssen @dermotmcg Dude.. he’s trolling..

@dermotmcg He is German, huge bias. I think majority of Germans would not put Frankfurt on this list