Chief Investor
359 posts

Chief Investor
@Chief__Investor
UK Investor / Looking to grow with other upcoming investors Macro Strategies & Market Analysis Stocks | Crypto | Liquidity | Credit Cycles Not Financial Advise






My first proper post on the SIPP side of the journey. I opened my SIPP in June 2023 with a financial adviser, but after watching it seriously underperform the wider stock market, I decided to take control myself. In May 2025, I moved it into the Vanguard FTSE Global All Cap Accumulation fund. Current value: £93,960 Contributions: £77,385 Return: £16,575 Performance: +27.21% I currently contribute £2,500/month through my Ltd company. The best part is the corporation tax relief. At 25%, that £2,500 contribution effectively only costs the business £1,875 net, while the full £2,500 goes into the pension and compounds long term. Simple strategy for now: Global equity tracker Monthly contributions Low fees Long-term mindset Let compounding do the work Curious what others would do from here. Would you keep it simple with a global tracker, add more US/tech exposure, or diversify into something else?












Good Morning☕️ A year from now you’ll wish you started today. Stop waiting for the perfect moment. The market won’t wait. Time won’t wait. Grow or stay the same… that’s the only choice 📈



Everyone says the S&P 500 returns 10% per year on average. What they don’t show you is the path. A £10k investment compounding at 10% becomes ~£26k after 10 years. Sounds easy. But introduce just ONE year with a -40% crash halfway through, and suddenly you end the decade with ~£14k instead. The average return stayed the same narrative-wise, but the sequence of returns changed everything. This is why liquidity, valuation, and macro cycles matter far more than most people realise. $SPY #investing

















