Chris Gure

@MarkTMeredith Claude built?

Earning $5,000 more could cost this family $26,028. They qualified for $26,028/year in ACA premium tax credits at $80K household income. At $85K? Zero. Not a great incentive model.

Counterintuitive fact: the more afraid investors are, the better forward returns have historically been. The VIX measures market fear. Right now it's elevated. And based on historical data, the implied 6-month forward return for the S&P 500 at current fear levels is approximately 9.5%. Actual returns will deviate from that. They always do. But the direction of the relationship is clear: panic has historically been an investor's friend, not an enemy. The hard part isn't knowing this. It's acting on it when every instinct is telling you to do the opposite.

@DadInvest Oooooof

If CBS is worried about down ratings, I’d work on improving the product - these games are terrible. None of these elite 8 games have been decided by less than a 10pt margin - in addition to the absence of any Cinderella, there is no rooting interest for a casual fan in 30 point blowouts.

@cliffcornell_ Quotes from someone who never went back into equities because someone said something is overvalued

“If you didn’t live through 2008, you have no clue what a REAL bear market is” Usually directed at a bunch of younger folks who have watched their crypto assets get cut in half 3-4 times and experience 20% drops on a near monthly basis.

@collin_ruth89 Would love an intro, thanks

My man Eric Alberton's company. Let me know if you'd like an intro. They handle international business and first class travel, as well as private jet charters for domestic routes. They also assist with fine hotels and ground transportation to support the full trip. Lmk if you'd like an intro.

Just looked at how many referrals / intro's I've made for people this year. 61 already 😂 I have a ridiculous amount of people in my network. If you're looking for something, there's a good chance I can find the right person for you. Just DM me. Happy to help.

@ChrisRamsey60 The difference is $98 million. Please hold all applause.

Can we stop saying that there’s no difference between…. $2 million and $100 million Seems to be the same post said in different ways going around. it’s ridiculous. There’s a big difference.

If you're an AMEX user and considering cancelling your ChatGPT account Be sure to check out the $300 credit first

@BillDA @ClintFiore Meet me at the Dowd!

I’m on 5mg of tirzepatide and feel this - I have essentially no side effects unless I step out of line. Overindulging (food or drink) gets punished, which is interesting psychological conditioning beyond just the physical appetite suppression. I’ve dropped 35 lbs in 9 months and am stoked about that. I’m at ground zero on the gym though, and have definitely lost some muscle too. Any advice for getting started?

Fitness Journey Update: Weight- 192 (down 64 from heaviest 2 years ago), and ~18% body fat Abs showing up, not a 6-pack yet but I’d say I can flex a 4-pack. Losing about 2-5 pounds a month on my cut still and going to keep it going until I’m in the 10-15% range which I think will be the full 6 pack and maybe a bicep vein. Lifting weights for an hour 5 days a week and doing cardio the other 2. Contemplating adding cardio on lift days too. Not as strong as when I was fatter and did mainly barbell powerlifting. Have switched to more hypertrophy training to try to preserve muscle mass during a calorie deficit and am ok letting my strength numbers slip as I focus on body recomposition and lean mass preservation. Replacing clothes all the time because nothing fits. Have gone from a 2XL shirt to L or even M in some brands. 6” or so lost at my waist line too so throwing out lots of pants. I hate to be the "peptide evangelist guy" because there's so many on here but I can't not share because they've been so dang helpful to my progress. (And yes I'm an affiliate now at Elite Research USA, CLINT10 for 10% off everything there, been a great source for me) Peptide stack at the moment: - 6mg Tirzepatide once every 6 days as main helper on weight loss (lost most of the weight on retatrutide but for this last bit of my cut I want better appetite suppression so I recently switched to Tirz from Reta) - 1.5mg Cagrilintide once every 6 days, staggered 3 days after the Tirz, helps enhance appetite control - GLOW combo (BPC, TB500, GHK-Cu) as needed for rapid healing of any injuries or tweaks from lifting hard - trying Mots-C 1mg and SS-31 250mcg (mitochondria beneficial) right now on weekdays and do feel like they’re giving me more calm energy and mental focus - L-Carnitine as a pre workout on heavy lifting days. Don’t get fatigued start to finish on my lifts when I take it. Haven’t been quite as locked in on my diet as I want to be- eating out a bit too much, but totally addicted to the gym now and love it as a daily hour of peaceful challenge in my life. Been on a modest 100mg/week TRT dose since 2023 before I started GLPs or losing weight- haven't changed that. Do bloodwork quarterly and everything keeps getting better and better in all health markers. Been astonishing how much my metabolic and cardiovascular health has improved in the last year. Excited to see where I can get to on this cut before the summer. The work continues! Having fun with it. All questions welcome. Love seeing so many of my friends also making great progress and making changes.

Billy, this is the S&P 500. ~11% per year since 1950. $1,000 turned into ~$2.9 million. Up 34 of the last 45 years. Survived a 57% crash and then ran 16% a year for 16 straight years. The greatest wealth-building engine in human history. Its only defect is that it occasionally goes down.

Tempted to pause all of our new WealthTech additons because the little voice in my head keeps saying Claude can rebuild this is 5 minutes

@howardlindzon Speedy recovery! Following for your review of whispr

so far so good with finger tip reattachment … the emergency room doctor is a miracle worker going to try out whispr ai for voice so I can get back to work finally thanks for all the well wishes

@ChrisGure That’s essentially the trade off

When I talk to financial advisors at wirehouses and banks, there are a few things they consistently point to as real advantages. The brand name matters. It builds immediate credibility with clients and prospects. There is often a built in referral ecosystem. Bank channels, internal partnerships, walk in traffic. And the level of support can be very high. Dedicated teams, resources, infrastructure. For many advisors, especially earlier in their careers, that combination is powerful. But there are also consistent frustrations that come up in almost every conversation. The first is constantly changing management. New leadership comes in and with it comes new priorities, new initiatives, and new expectations. Advisors find themselves having to adjust their business over and over again, often not because they want to, but because they have to. A lot of them describe it the same way: They spend a meaningful amount of time “shielding” their clients from the firm. Trying to maintain consistency for clients while everything behind the scenes keeps shifting. The second is compliance. Marketing is often limited to pre approved, cookie cutter materials. That makes it extremely difficult to differentiate yourself. Especially in a world where branding, content, and social media are becoming bigger drivers of growth. Many advisors feel like they know how they could grow faster, they just are not allowed to execute on it. And then there is compensation. The grid changes. And it rarely changes in a way that benefits the advisor. Payouts compress over time, hurdles increase, and the economics become less predictable. None of this means wirehouses and banks are bad places to be. For some advisors, they are still the best possible fit. But for others, these frustrations start to outweigh the benefits.

@averagemoneymd Kind of nice that you can still count on some things to stay consistent! Had to explain to my wife that the disability insurance she bought for them would not cover her as physician. Forwarded to the hospital admin but they still have free reign...

@ChrisGure I’ll follow up today and see how the convo went…he did text me and say they were pushing whole life hard

My best friend called me yesterday. Said he's meeting with an advisor from Northwestern Mutual. Said he's sick of paying so much in taxes and looking for options. Dual physician family - W2 jobs with combined income >$1 mil I just told him, whatever you do, do not let them talk you into a whole life insurance policy.

@HedgeFundFomo My passport is ready. Is yours?

I hate my clients

When I point out that landlords cannot magically pass along their costs to renters, people get VERY mad Below is an example of how landlords can only charge what the market will bear. Sometimes they cover their costs. Sometimes not. Often, they don't even know their own costs!

@PeterMallouk @ramit rubbing his hands together looking at falling rents.

Rents dropping across the country…

@DadInvest @theePadilla Is this from a movie? Amazing quote.

@theePadilla I don’t aspire to live in poverty, but I’m glad two people make a market.

$1m is enough to retire with if you are not a materialistic retard.