Crypto School

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@nettermike Is it true that tax applies even if you sell the home for less than you purchased it for? It's CA so I assume it is, just curious.

California Democrats have cooked up a new “Property Transfer Tax” that would charge homeowners 5-6% on every home sale — based on the sale price, not your equity. That means if your home is worth $700,000 to $1 million — which is common in California — you could get hit with a tax bill of $42,000 to $60,000 just for selling your home! That’s right: after years of paying your mortgage, property taxes, insurance, and upkeep, Sacramento politicians want to grab tens of thousands more when you sell.

@nicrypto I hope it is changed, right now consumers lose: youtu.be/F5mGfqpKSkg

Something important just happened on the CLARITY Act. Senate Banking Chair Tim Scott said a stablecoin yield compromise will be in his hands by end of this week. The White House is reportedly ready to announce progress. This is the exact issue that's been blocking the bill for months: whether stablecoins can pay yield to holders. Banks hate it. Crypto wants it. "Everyone will be a little unhappy" is how one senator described the compromise. That's how you know it might actually work. April markup. Easter recess. Then the floor. One week could determine whether crypto gets its regulatory framework this year or waits until 2027.

Good ideas, I think I'll try moving the elbows in and if that doesn't work close grip bench may be the option. I appreciate the response. Hopefully elbows tucked in work because I used to love doing dips when I was younger, it really felt like a mass builder. Getting old is not terrible, just requires some work-a-rounds lol

@Crypto4RestofUs @CoachFHM Could be a few things. Maybe too upright, could try leaning forward a little. Maybe going too deep and causing stress on the shoulder. Could be elbow flare If it does generally hurt then I’d avoid doing them. Can always try assisted ones or utilise close grip bench etc

Weighted dips are forever a staple. Never get tired of this exercise. Pro tip - use some Fat Gripz if your dip bar handles are too skinny. Better stability = more output

@theaboagyeboadi Aha, stronger glutes = stronger lower back, I didn't know that, thank you. I will start doing them. My core, front and back, needs help. I can feel it failing in compound lifts. I appreciate the advice.

@Crypto4RestofUs Helped improve my strength in compound lifts and other supporting muscle groups, added definition to my body, strengthened my lower back. Stronger glutes = Stronger lower back.

TODAY’s S-Tier exercise is the HIP THRUST. I genuinely feel sorry especially for guys who see it as a “LADIES” exercise. Such a huge game changer to your physique. 2 times per week 2-3 sets per session 6-10 rep range. 0-2 RIR Such an elite exercise.

@homegymcoop 💯

The best thing about In-N-Out is they are an overtly Christian business. Every cup and fry holder has Bible verses. Proverbs 24:16 - “for the righteous falls seven times and rises again, but the wicked stumble in times of calamity.” Stick it in my veins!

@DjaniWhaleSkul Thanks so much. Also I appreciate how you broke down the steps of making that white board graphic, it's actually really cool.

@Crypto4RestofUs That is a great video!

By owning XRP, you are funding a company that has openly stated it will prioritize its equity shareholders over you. Let me explain. Ripple has spent the past decade selling XRP to retail while promoting a narrative of inevitable institutional adoption. In reality, Ripple uses the proceeds from XRP sales to acquire real companies, develop products that don’t rely on XRP, and fund Ripple Labs’ stock buybacks. All of this benefits Ripple Labs’ shareholders, with little to no value created for the XRP token itself. But it gets worse. The idea that XRP is a special bridge currency doesn’t hold up. Any token can fulfill that role. Every Layer 1 gas token already does. Being a bridge currency simply means being the most liquid and widely used trading pair on a blockchain. There is nothing inherently unique about XRP in this regard. Ripple even admitted in court filings that XRP’s bridge currency use case is demand-neutral. It does not impact price. While XRP can act as a bridge currency on its own chain, the XRP Ledger has relatively low adoption among asset issuers. It’s not even in the top 40 by usage, with less than 1% market share in real-world assets and less than 0.01% in stablecoins. Ripple itself issued 90% of its $RLUSD stablecoin on Ethereum and other non-XRP Ledger chains. They don’t even rely on their own infrastructure. No single bridge currency on a siloed blockchain solves liquidity fragmentation, especially when the majority of global value exists outside the XRP Ledger. At this point, XRP’s role appears to be that of a bank-themed meme coin that Ripple sells to retail investors to finance corporate acquisitions and stock buybacks. It’s simple: Ripple externalizes costs to $XRP holders while internalizing value for its shareholders. This is clear to anyone who has spent time critically analyzing Ripple, exploring the counter-thesis, or examining the broader competitive landscape. The only people who don’t see it are those who remain in an echo chamber and never question their assumptions. It’s not too late to step back.

@digitaloutlook3 I think that is one of the reasons they escrowed it, they may get around that provision. Considering Ripple probably has billions available, I have to believe their attorneys were involved in the language and wrote it to their (Ripple's) advantage. Just a thought.

Under the Clarity Act, no organization can personally hold 20%+ of their own protocol's supply. $Ripple's escrow would have to go somewhere — burned, collateralized, or redistributed. Meanwhile Blockchain Backer just re-entered with 50% of his capital calling the bottom. Supply shrinking + demand exploding = you do the math. 👀 #XRP #ClarityAct #Crypto

@MerlijnTrader Consumers get yield or exchanges keep it for themselves? Were banks and exchanges working together against the cosumer? youtu.be/F5mGfqpKSkg

MASSIVE: 🇺🇸 Nobody understands how big the CLARITY ACT is. SEC out. CFTC in. One framework. Trillions unlocked. Asset managers needed clarity. They got it. Custodians wanted rules. They got them. Banks needed certainty. Done. In 2023 institutions were blocked by regulation. In 2026 the floodgates just opened. Smart money was already waiting. Now they can move.

🚨 Trifecta : $HBAR $SAUCE $BONZO 🚨 ✅ $HBAR Hedera : Layer 1 - low cost , low energy consumption , made for Enterprise ✅ $SAUCE Saucer Swap : #1 DeFi Exchange ✅ $BONZO Bonzo Finance : #1 Liquidity Layer , Lending/Vaults for Yield 💪 Kraken adding $SAUCE 3/17 and $BONZO on their Roadmap ! How Little Money Could Move These Three ⏯️ youtu.be/EBscM1qjOsg

@Altcoinbuzzio Well said 🫡

This one frames "clarity" as a weapon used by Wall Street to lock out retail investors. It farms engagement because it exposes a rigged system. "Regulatory clarity" is just Wall Street's polite term for a moat. Consumers hear: "Safety." Institutions hear: "Accredited investors only." The moment the rules become "clear," retail gets gated out of the early alpha, and legacy banks buy up the underlying networks. Clarity doesn't protect the consumer from risk. It protects the system from competition.

MASSIVE REGULATORY CLARITY COULD BE COMING TO THE UNITED STATES. Senator Kevin Cramer just publicly confirmed the absolute foundational digital asset market structure bill. The Clarity Act is entirely positioned for a massive markup vote at the United States Senate Banking Committee right before Easter. They are actively rushing to permanently cement the exact legal framework heavy institutional capital requires.

@hotiiofficial ask Platz

There’s a guy at my gym who only does barbell squats on leg day. No leg press. No lunges. No leg extensions. Just squats, set after set, then he leaves. The funny part? He has some of the best legs in the entire gym. Makes you wonder. Are we overcomplicating leg days?

Sometimes due to time constraints if I know I only have 45 minutes I rather go to the gym as opposed to not going. But then I change my workout, shorter breaks, less sets, more going to failure with spotters or more than likely drop sets. As long as I have a good mind muscle connection I can get a good workout and I hope for 80% to 90% of what I would have done with 1 hour 15.

I spend up to 2 hours in the gym. I'm still shocked how people spend 30–45 minutes and then go home.

🚨 $BONZO on Kraken? 🚨 It's "roadmap" and no official add date ... but I'll take it

@riskToProfit @mattychatcrypto Hope you're well buddy !

@mattychatcrypto @Crypto4RestofUs I’ll come back to Crypto School if Bonzo blesses me. 🙏 Miss you guys.

@Crypto4RestofUs @mattychatcrypto I can’t believe $BONZO and $SAUCE are getting listed on Kraken 🥹

@HederaKimchi Very well written and easy to understand. You took a complicated topic and explained it well.

🚨 JUST USE HEDERA 🤬🤬 A recent Aave DeFi incident shows how fragile many on-chain systems still are. A user attempted to swap $50.4M of aEthUSDT but received only ~$36K (-99.9% 🤯) of aEthAAVE. Yes. $50.4M → $36K in a single transaction. What happened? • illiquid routing • mempool exposure • MEV bots • block-builder incentives Bots detected the pending transaction, front-ran the trade, then sandwiched it, extracting millions in profit. This isn’t just a user mistake. It’s a structural design problem. ⸻ ⚠️ Why This Happens on Most Chains Most blockchains rely on a public mempool + gas priority system. Which means: • transactions sit publicly before execution • bots scan the mempool for profitable trades • validators / block builders choose transaction order • higher gas fees buy priority This creates the perfect environment for MEV (Maximum Extractable Value) strategies like: • front-running • sandwich attacks • priority gas auctions The system literally rewards whoever manipulates ordering the fastest. ⸻ 🌐 Why Hedera Is Different Hedera uses the hashgraph consensus algorithm, fundamentally changing how transactions are ordered. Instead of block proposers and gas auctions, Hedera relies on fair ordering via consensus timestamps. ⸻ 🧠 1️⃣ Consensus Timestamp Ordering Transactions are ordered according to when the network receives them, determined through consensus. No miner. No validator choosing the order. No block-builder auction. Because ordering is based on network consensus timestamps, the ability to manipulate transaction placement is dramatically reduced. ⸻ 🔐 2️⃣ aBFT Security Hedera achieves Asynchronous Byzantine Fault Tolerance. This provides: • mathematically fair ordering • deterministic finality • resistance to validator manipulation • no block leader controlling execution This architecture removes the economic incentives that drive most MEV extraction. ⸻ ⚙️ 3️⃣ No Gas Auctions On many chains: Higher gas fee → higher priority On Hedera: Consensus timestamp → transaction order Because priority cannot be purchased with higher gas, the system avoids the priority fee wars that fuel MEV markets. ⸻ 💵 4️⃣ Predictable USD-Denominated Fees Since there is no gas bidding market, Hedera can maintain stable transaction pricing. Fees are set in USD values and automatically converted to HBAR. Typical costs: • token transfer ≈ $0.0001 • consensus message ≈ $0.0001 • smart contract operations with predictable tiers This level of fee predictability is extremely difficult on networks with dynamic gas auctions. ⸻ 🧠 The Real Lesson When a network allows: • public mempool exposure • validator-controlled ordering • gas bidding for priority MEV is not a bug. It becomes a built-in economic feature of the system. Hedera’s aBFT consensus and timestamp-based ordering significantly reduce these structural incentives, enabling fairer transaction sequencing and predictable fee economics. ⸻ 🚨 The Simple Answer Instead of designing around MEV defenses… JUST USE HEDERA.

@MrLukeCage00 @paulbarron well played 🫡

@Crypto4RestofUs @paulbarron Great video to bring some “clarity” (pun intended)

🔥My DC sources are sounding the alarm: The banks might be about to win the war on stablecoin yield. Negotiations for the #CLARITY Act are hitting a fever pitch. A resolution is "nearing a conclusion" and could be reached as early as NEXT WEEK. 🎯The big catch? The compromise on the table likely prohibits static yields on stablecoin holdings (to protect bank deposits) while keeping "rewards" for active users alive. Is the industry giving up too much to get the bill passed, or is this the regulatory certainty we've been waiting for?