David Kathoh

570 million people trust Tether. Now, we’re putting that global infrastructure directly into your hands. 🌐 Meet Tether Wallet: the fully self-custodial app designed for everyday life. ▪️Universal: 💸 USD₮, USA₮, XAU₮, & Bitcoin (On-chain + Lightning⚡). ▪️Simple: Send to @tether.me username with 1 QR code across all networks. ▪️ Secure: You own your keys, safely backed up to your cloud. The People’s Wallet is officially live. Download it now: tether.me

We're launching Claude Community Ambassadors. Lead local meetups, bring builders together, and partner with our team. Open to any background, anywhere in the world. Apply: claude.com/community/amba…

1100 copies déjà corrigées avec dugassistant.com. Si vous connaissez un enseignant qui galère encore pour corriger les copies, montrez lui Dug Assistant.

@LemoissonMetre @AleshOfficiel @Tracy_Ntumba Cc @AleshOfficiel

@AleshOfficiel @Tracy_Ntumba Nous offrons aussi le même service avec notre logiciel dugassistant.com. Nous avons lancé cette fonctionnalité il y’a deux semaines et nous avons déjà plus de 1300 copies corrigées avec notre système . Avec des feed-back pour les élèves et des rapports !

Et dire qu’il y a quelques mois on a failli « lapider » la Ministre de l’éducation Nationale en RDC pour ça 😅. Cc @Tracy_Ntumba

We just became one of the few fintechs licensed to move money into and out of DRC 🇨🇩 Nomba now holds both a Messenger Financier License AND an Aggregator License from the Central Bank of Congo (BCC). Here's what that means for remittance companies 🧵

Ever wanted to contribute to open-source but didn’t know where to start? After months of building and connecting with amazing mentors, Shinobi Open Source Academy is finally live! Join a community of developers leveling up through real open-source projects – for FREE! Become a member or mentor → #communities" target="_blank" rel="nofollow noopener">shinobi-open-source.academy/#communities Want to help us improve the platform? We need contributors here github.com/Shinobi-Open-S… Share and follow us: X: x.com/SOSAcademy_ LinkedIn: linkedin.com/company/shinob… Discord: discord.gg/X9PWySkvKM GitHub: github.com/Shinobi-Open-S… Ready for the first community call? Happening on the 4th Feb (Next Wednesday) This is an opportunity to meet mentors, know more about the academy, and meet fellow contributors #open_source #oss

@levelsio Shadowrocket

I always talk about the need for writing more and writing better — especially in crypto I shared a small list of resources for everyone at @heliuslabs to improve their writing thought I'd share it here as well incase it's useful: Write Simply (very short): paulgraham.com/simply.html Crash course: paulgraham.com/writing44.html Writing usefully: paulgraham.com/useful.html Write like you talk: paulgraham.com/talk.html The day you become a better writer: dilbertblog.typepad.com/the_dilbert_bl… The writing process seths.blog/2013/07/qa/ Write something seths.blog/2021/09/write-… Why you should write perell.com/essay/why-you-…

We’re aware of a potential exploit impacting Balancer v2 pools. Our engineering and security teams are investigating with high priority. We’ll share verified updates and next steps as soon as we have more information.

For folks emailing/pinging about the Play policy update. Please see the update provided from Google here. As I mentioned to others, the policy was not intended to cover non-custodial wallets but imprecisely used the term "software wallets" without nuance which led to confusion. It is not 2015 anymore - we are working alongside dozens of crypto devshops and protocols to enable this ecosystem. @mert

@elielmathe @Hugokafumbi Convoyeur wa bien eko na roho mzuri

Workout playlist KATUBA by @Hugokafumbi

1/ Today, we're proud to announce that Stripe is acquiring Privy. We couldn’t be more excited. Privy will continue as an independent product – but now we’ll move faster, ship more, and serve you even better, so you can stay focused on your users.

@LemoissonMetre 🔥🔥🔥

🎬 Vibe Media Editing We’re building Sautly an AI-powered, cursor-like video editor to make editing faster & easier. Beta drops next week! ⚡️ it already supports ( cut, trim, arrange clips on timeline, ... ) 👀 What features you think we should not omit in this 1st version ?

Stablecoins: Payments Without Intermediaries The internet made information free and global. So why is it still so hard — and expensive — to move money? The early internet promised a future where anyone could publish, build, or transact without permission. Protocols like email and the web were open and neutral — and they sparked an explosion of creativity, innovation, and entrepreneurship. But somewhere along the way, we veered off course. Today, the global financial system resembles a patchwork of corporate networks: centralized, closed, and extractive. Behind every transaction is a Rube Goldberg-machine of intermediaries — points of sale, payment processors, acquiring banks, issuing banks, local banks, correspondent banks, foreign exchanges, card networks, and others — each taking a cut, adding latency, and imposing rules. These networks levy unnecessary taxes on commerce and curb innovation. They turn what should be neutral plumbing into high-friction bottlenecks. Stablecoins, or cryptocurrencies pegged to stable assets like the U.S. dollar, are a way out, a reset — a way to bring the internet’s original vision to money. The Disruptive Opportunity of Stablecoins The current payments stack wasn’t built for the internet — it was built for a world rife with fee-taking middlemen (who had been necessary to manage local partnerships, fraud, and operations). Even today, international remittances can cost up to 10% in fees. (A $200 remittance cost 6.62% on average in September 2024.) These aren’t just friction points — they’re effectively regressive taxes on some of the world’s poorest workers. The system we’ve inherited is slow, opaque, and exclusionary, and it leaves billions of people underserved or entirely cut off from the global financial system. For many businesses, the inefficiencies of traditional payments are also massive. Stablecoins could dramatically improve the situation. B2B payments from Mexico to Vietnam take 3-to-7 days to clear and can cost anywhere from $14-to-$150 per $1000 transacted, passing through as many as five intermediaries along the way, each of whom takes a cut. Stablecoins could bypass legacy systems, like the international SWIFT network and associated clearing and settlement processes, and make such transactions nearly free and instant. This isn’t theoretical — it’s already happening. Right now, companies like SpaceX are using stablecoins to manage their corporate treasuries (including by repatriating funds from countries with volatile local currencies, like Argentina and Nigeria). Other companies, like ScaleAI, are using stablecoins to make faster, cheaper payouts to global workforces. Meanwhile, on the B2C side, Stripe is the first widely used service to offer crypto payments and it is already offering 1.5% on checkout — half what incumbents charge. This could drastically improve certain businesses’ profit margins: As a16z crypto’s @SamBroner has shown, for a very low margin business like a grocery store, a 1.5% improvement could potentially double net income. (And in a competitive, blockchain-based market, I would expect transaction fees to go much lower.) Unlike the old financial stack, which evolved in silos, stablecoins are global by default. They live on blockchains: open, programmable networks that anyone can build on. There’s no need to negotiate with dozens of banks across borders. You just plug into the network. People are already recognizing the advantages. In 2024, stablecoins moved $15.6 trillion in value, effectively matching Visa’s volume. While that figure mostly represents financial flows (versus retail payments), its magnitude still suggests we’re on the verge of a financial infrastructure shift, one that doesn’t rely on duct-taping 20th-century systems together. Instead, we can build something new, something truly internet-native — or what Stripe calls “room-temperature superconductors for financial services,” where rather than lossless energy transmission, you get lossless value transmission. The WhatsApp Moment for Money Stablecoins are our first real shot at doing for money what email did for communication: make it open, instant, and borderless. Consider the evolution of text messaging. Before apps like WhatsApp, sending a text across borders meant paying 30 cents per message. Even then, you were lucky if it actually got delivered. Then came internet-native messaging: instant, global, free. Payments are now where messaging was in 2008: Fragmented by borders. Burdened by middlemen. Gatekept by design. Stablecoins offer a clean-slate alternative. Instead of stitching together clunky, costly, and outdated systems, stablecoins flow seamlessly on top of global blockchains. These systems are programmable, composable, and designed to scale across borders. Already, stablecoins are slashing the cost of remittances: Sending $200 from the U.S. to Columbia using traditional methods will cost you $12.13; with stablecoins, it costs $0.01. (Fees to convert from stablecoins to local currencies can range from as high as 5% to as low as 0%, and prices continue to fall due to competition.) Just as WhatsApp disrupted costly international phone calls, blockchain payments and stablecoins are transforming global money transfers. Regulation: From Bottleneck to Breakthrough It’s tempting to frame regulation as an obstacle — but smart legislation is actually the unlock. Clear rules of the road for stablecoins and crypto market structure could finally allow these technologies to move out of the sandbox and toward widespread adoption. For years, decentralized finance (DeFi) was trapped in a kind of self-contained, circular, “crypto-for-crypto” economy. Not because the tools weren’t useful, but because regulators made it incredibly difficult to bridge into traditional financial systems. That’s changing. Policymakers are now actively shaping rules to recognize and regulate stablecoins in ways that maintain U.S. competitiveness, protect consumers, and allow innovation to flourish. Thoughtful regulation — like frameworks that differentiate network tokens from security tokens — can protect against bad actors while giving good actors the clarity they need to build. In fact, a forthcoming bill clarifying this regulation could pave the way for even broader adoption and integration into the global financial system. (Congress is hashing out the details as I write.) Building Public Goods for Everyone’s Benefit Traditional finance is built on private, closed networks. But the internet showed us the power of open protocols — like TCP/IP and email — to drive global coordination and innovation. Blockchains are the internet’s native financial layer. They combine the composability of public protocols with the economic strength of private enterprise. They are credibly neutral, auditable, and programmable. Add stablecoins on top and you get something we’ve never really had before: open money infrastructure. Think of it like a public highway system. Private companies can still build the vehicles, the businesses, the roadside attractions. But the roads themselves are neutral and open for everyone. Blockchain networks and stablecoins are doing more than just cutting fees. They’re enabling new categories of software: - Programmatic payments between machines: Imagine AI agent-powered marketplaces automatically brokering deals for computer resources and other services. - Micropayments for media, music, and AI contributions: Imagine setting a budget with some simple rules and leaving it to “smart” wallets to disburse the payments. - Transparent payouts with full audit trails: Imagine using these systems to track spending in government. - Global commerce without a mess of intermediaries: Imagine settling international transactions instantly at negligible cost — in fact, you don’t have to imagine it as it’s already happening. The moment for blockchain networks and stablecoins is now: Technology, market demand, and political will are lining up and making these applications a reality. A stablecoin bill could be on the floor this year, and regulatory agencies are weighing frameworks that finally align risk with the right oversight. In the same way that early internet startups were able to thrive once it was clear they wouldn’t be shut down by telcos or copyright lawyers, crypto is ready to cross the chasm from financial experiment to infrastructure backbone, with stablecoins leading the way. We don’t have to patch the old system. We can make a better one.

Introducing Confidential Balances Token Extensions 🛡️ Confidential Balances are now live on Solana mainnet — the first ZK-powered encrypted token standard built for institutional compliance without sacrificing sub-second finality. Everything devs need to know 🧵

@elielmathe 🔥🔥🔥

Lfgg

1/ We are thrilled to announce that @SoloSafeProof has been awarded a seed grant from the @StarknetFndn ! This is a major milestone in our mission to enable secure offline asset transfers for those without reliable internet access. 🧵 Here’s why this matters:

@elielmathe @StarknetFndn @dylankugler @evarodriguez_m @szutung_chen 🔥

I'm excited to join the Founder Basecamp by @StarknetFndn. @dylankugler, @evarodriguez_m, @szutung_chen

@zigtur @spearbit Congratulations!

Unreplicable device IDs have the potential to transform finance and identity systems, enabling secure offline transactions and enhancing anti-impersonation measures with AI-driven security. 🔐🚀 Learn more: bit.ly/41HibRf @rj_aligned @DavidKathoh @fede_intern