Debt Camel

The poor do not always have to be with us. This is a choice we can make as a society.

🚨We've published new research today on how Government can be ready to protect households from the squeeze this winter 1/ resolutionfoundation.org/publications...

Advice agencies are looking, gloomily, at the 95 questions in @thefca's CP25-27. But what would William McGonagall have said about motor commission refunds? (according to ChatGPT)

As the cost of living continues to rise, what should you do if you’re struggling? Hear what @LSELaw’s @jtspooner and Sara Williams, founder of @DebtCamel have to say a re-run of the #LSEiQ podcast ‘Do we always need to pay our debts?’. Out now 🎧 ow.ly/wqun50XjS4l

There’s a real debt crisis in Britain – but it’s not the one the politicians or journalists are talking about. While Rachel Reeves and the media obsess over government borrowing, 4 million people are already in negative budgets, meaning they're unable to afford the basics of life without debt. This video explains why the real debt crisis in the UK is about private debt, not public debt. It shows how austerity, low wages, speculative markets and broken benefits drive ordinary families into despair, all while the Treasury celebrates its so-called “fiscal discipline.” I argue that government debt is not a burden; it’s a tool, but private debt is a real trap. Meanwhile, the Treasury's obsession with balanced budgets is leading Britain towards social collapse and, dangerously, towards fascism. youtu.be/Fq0AcDXISeE?si…

BREAKING: OpenAI to partner with OpenAI to help fund OpenAI. OpenAI up 90%.

I am on Radio 4's You & Yours at lunch time today with @MeganArcherFox (aka That_Girl_In_Debt) talking about affordability complaints

Credit scores are confusing. So this week on the podcast, Sara Williams from @DebtCamel is here to separate the credit fact from fiction. What affects your score, how can you improve it, and what do Buy Now Pay Later users need to know? Have a listen: shorturl.at/teLQf

@MoneyRebuild try Instagram - there is an active #debtfreecommunityuk. Find me there

Fake @CitizensAdvice now diversifying into loan sharking. This is what happens when @TheFCA fail to act on reports. These leaches create new ways of conning people on top of mis-sold IVAs facebook.com/citizendebt/ @StopLoanSharks @ASA_UK @insolvencygovuk @AiB_updates @Meta

From April 2025, the Pension Credit Guarantee Element will increase by 4.1%, - the new minimum income guarantee is £227.10/week if single or £346.60/week for a couple I’ve seen a case today where the person is 20p over the limit but will be a few pounds under from April…

Exclusive: A plan for schools to let teachers swap big pensions for higher pay has been thwarted by the Government. @UnitedLearning, the country's biggest academy chain, planned to launch the scheme in April, but will not go ahead after a DfE intervention inews.co.uk/inews-lifestyl…

We were pleased to coordinate this open letter to @AngelaRayner on guarantors signed by 28 organisations. Far from allowing certain types of tenants access to housing, guarantor requests are often a tool for discrimination. They must be restricted. independent.co.uk/news/uk/home-n…

Ahead of International Womens Day, join FT's webinar in partnership with @FT_FLIC. Hear Claer Barrett and experts from @DebtCamel, @StepChange & @RootedFinance on navigating debt challenges. Empower yourself with supportive solutions. Register free: bit.ly/3CYFlJc

Mortgage crisis deepens: Thousands trapped in 9% interest deals as Labour rejects inquiry call - 'I'm at breaking point' - Coverage of Lord Sharkey's Mortgage Prisoners Inquiry Bill gbnews.com/money/mortgage…

I thought it would be hard to make UK energy policy worse but I'm pleased to see that our politicians continue to surpass my expectations

Incapacity benefit cuts consultation was ‘misleading’ and unlawful, judge rules. @patrickjbutler writes up the big disability benefit win here: theguardian.com/society/2025/j…

@ArtCandee @aj2squared one for Dodo

An owl came down a family's chimney in Virginia and found the perfect spot on top of their Christmas tree. Animal control came and released the wild barred owl outside. 💕

It's good @TheFCA has listened to respondents to their consultation and has now changed the new complaint extension rules to INCLUDE leasing. fca.org.uk/publication/po…

So much misinformation around today on who will be affected by changes to inheritance tax - and lobbyists pretending the data isn't clear to obfuscate. We have detailed data on estates so the truth is in fact very clear if you care to look 🧵

New post - covering the extra groups that may now be able to get refunds if the Appeal Court judgment is upheld by the Supreme Court. Also why people should not sign up with a firm of solicitors debtcamel.co.uk/car-commission…