
Devendra
1.1K posts














Be extremely careful when porting your health insurance policy ( specially Care and Star Health Insurance) A patient ported his policy in 2023 and fully declared his diabetes during the process( before that he was having Policy since 2021) He has been paying an annual premium of around ₹1.3 lakh. However, when he recently needed cashless treatment, Care Health Insurance denied his claim. Their reason? The patient did not specifically declare that he takes insulin. You can imagine how fraudulent these insurance companies can be. If a patient is diabetic and has already disclosed the condition, why should it matter whether they treat it with tablets or insulin Infact patient was on Insulin intermittently only ( majority times tablets ) So after paying premium for 5 yrs , his claim is rejected.



















