Gareth Tingling, CFA

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Gareth Tingling, CFA

Gareth Tingling, CFA

@GTingling

Portfolio Manager, gigging musician & former Bay Street investment analyst. Views expressed are my own & do not constitute recommendations or investment advice.

Toronto, Canada Katılım Ocak 2014
66 Takip Edilen50 Takipçiler
Gareth Tingling, CFA
Gareth Tingling, CFA@GTingling·
@TheEconomist Don't need the Economist anymore. You guys ever hear of something called "podcasts"? Some of my colleagues who used to subscribe to the Economist have found faster sources with less bias. When it comes to A.I. try All-In podcast.
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The Economist
The Economist@TheEconomist·
The claim that an AI model is too powerful ought normally to be taken with a pinch of salt. Yet there are reasons to take Anthropic’s latest warnings seriously. Register for free to learn what they are economist.com/business/2026/…
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govt.exe is corrupt
govt.exe is corrupt@govt_corrupt·
From @ThomasSowell quotes.... Let me tell you what just happened in Canada because nobody else is going to frame this for you properly. A man named Patrick Pichette, former Senior VP of Google, sat on a stage at the Canadian Liberal convention this week and suggested that young Canadians who want to leave the country to work in America should pay an exit tax of $500K to leave. And the room applauded. Thunderous applause, actually. Now, let me tell you about Patrick Pichette. Patrick Pichette left Canada decades ago to take a job at Microsoft. You know what he paid to leave? Thirty dollars. He climbed the ladder. Made his fortune. Moved to Europe, where he lives now, comfortably, far away from the country he's trying to lock other people inside of. Pretty sweet. This man paid thirty dollars for the same door he now wants to charge your kids $500,000 to walk through. That's not a policy. That's pulling the ladder up behind you and setting it on fire. What a nice guy! Just another "compassionate" and "empathetic" progressive to add to my list. But here's where it gets really fun. Let's zoom out. The Canadian boomers have built themselves quite a paradise up there in Snow Mexico. They inflated a real estate bubble so extreme that a starter home costs nearly a million dollars. Their children can't afford groceries. Their grandchildren will never own property. The entire middle class ladder has been sawed off at the third rung. They opened the borders and brought in so many people so fast that the cities don't resemble what they looked like ten years ago. The character of entire neighborhoods changed in a single generation. And if you say anything about it, if you even notice it out loud, you're a racist. You smile and clap and pretend you don't see your own country disappearing in front of you. The boomers don't live in those neighborhoods, of course. They live in the suburbs they bought for $200,000 in 1995 that are now worth $2.5 million. They don't see it. They don't have to. They only see the TV. The state broadcaster. That's how their reality is defined for them. And what are they worried about? A recent poll showed that the number one priority for older Canadian voters was signaling against Donald Trump. Not housing. Not immigration. Not the cost of living. Trump. Orange man bad. That's what keeps them up at night while their kids can't afford milk. And they don't feel any embarrassment over it. In fact, they're PROUD of it. These are the people who just handed Mark Carney a majority government. Serious people. Serious decisions. Obviously. So the young Canadians, the ones who can still do math and still want a future to look forward to, start looking south. America has jobs. Affordable housing. A culture that still rewards ambition instead of punishing it. Not to mention the beauty of the First and Second Amendments. Can you blame them? And what is Canada's response? Not "let's fix the economy." Not "let's make it possible to build a life here." Lock the door. Charge them half a million for the key. Thomas Sowell predicted this pattern. When you raise the cost of leaving, you don't keep your best people. You keep the ones who can't afford to escape. The ambitious ones leave earlier, before the cage door closes. The ones left behind are the ones the government deserves: obedient, dependent, and too broke to fight back. Free countries don't need exit taxes. Prisons do. You know what? Maybe it's time for America to just put Canada under a conservatorship. Like Britney Spears. Somebody needs to step in and manage their affairs because they are clearly not capable of governing themselves. Their government is spending their money, controlling their movements, trapping them inside their own borders, freezing bank accounts, and making decisions that no sane person would agree to. Sound extreme? Tell me how it's different from what Canada is already doing to its own citizens. I'll wait. Free Canada
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The Food Professor
The Food Professor@FoodProfessor·
Peter Menzies is one of the most respected voices on media integrity in Canada. He has spent decades in the industry, including senior editorial roles at the Calgary Herald and Calgary Sun, and has long been a principled advocate for free expression and editorial independence. I had the pleasure of speaking with him recently. This weekend, he wrote the following about what happened with La Presse: “There was considerable coverage in francophone media of the plight of Sylvain Charlebois, a Dalhousie University economist also known as The Food Professor. English-language media, though, generally gave the story a pass. After 25 years of writing columns for La Presse, one of the nation’s largest and most heavily subsidized news organizations, Charlebois was cancelled for noting on social media what he thought was a troubling trend in recent years: more journalists leaving out parts of his analyses that conflicted with Liberal government policies. One of those policies involves, of course, subsidizing media and La Presse was unapologetic: It will not tolerate those who critique media’s economic relationship with those in power. ‘Charlebois has publicly and directly attacked the integrity, independence, and rigour of journalists in this country whose work is financially supported by standardized government programs,’ La Presse’s François Cardinal told Le Journal de Montréal. ‘La Presse is committed to maintaining a strong bond of trust with the public (but), we cannot accept that one of our contributors undermines the credibility of the Canadian media and, in doing so, erodes the public’s trust in us.’ I spoke with Charlebois, and he’s fine. La Presse had never paid him anyway and he’d already had three offers from other platforms. Many Quebec media were asking for interviews, he had hundreds of supportive emails and, he said, National Post – which has historically silenced criticism of the media/government money arrangement – even suggested he write a column for them about his "sacking". It’s the moral and ethical confusion of La Presse (which turned a $9 million profit last year thanks to subsidies, or what management there call, in an Orwellian twist, ‘standardized government programs’) that prompts despair. For them, the very real conflict of interest posed by financial dependence on politicians isn’t the issue at all. What it finds offensive is that anyone would point that out or even, as Charlebois did, raise an eyebrow. In doing so, it just proved the point that taking money from the government has an impact upon what its newsroom deems to be ‘acceptable views.’ Still, La Presse and its funders have all the power to argue that what was, less than a decade ago, sacred is now profane. The Rewrite could be, in the not too distant future, the only place left in the country where a view and a vision of media independence that once proudly dominated journalism will still be permitted.”
The Food Professor tweet media
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Gareth Tingling, CFA
Gareth Tingling, CFA@GTingling·
@auntiemlin Perhaps out of poverty and into despair. The data are not good, but it seems Canadians can't/won't see what is going on until the three-letter Canadian network media report it. So it isn't real. Yet.
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June Marie
June Marie@auntiemlin·
Carney just claimed in his speech today that Liberals have lifted a million people out of poverty. Does it feel like it, Canada?
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wealthmoose
wealthmoose@wealthmoose·
🚨 Read this slowly. • Wife lives in the U.S. 🇺🇸 • Four kids live & study in the U.S. 🇺🇸 • ~91% of his portfolio in the U.S. 🇺🇸 • Home in the U.S. 🇺🇸 • Brookfield moved HQ to the U.S. 📍 Yet he tells Canadians: 🇨🇦 “We can’t depend on America.” 🇺🇸 Do you see the contradiction? #cdnpoli #Canada #US #Reality
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Gareth Tingling, CFA
Gareth Tingling, CFA@GTingling·
@RochesterAsa @brianlilley Parents aren't concerned about teachers' jobs. Remember the road atlas? Twenty years' ago it was a mass-market product. Now it serves a niche market of long-haul truckers, cross-country road-trippers and Preppers. Who mourns the cartographers? Who even knows what that job is?
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Brian Lilley
Brian Lilley@brianlilley·
In Germany years ago they built the Berlin Wall to keep people in. Today, Carney’s Liberals want to use an exit tax to keep you in.
Dimitris Soudas 🇨🇦⚜️🇬🇷☦️ 13.12.1943@DimitrisSoudas

Let me get this straight. You’ve been in power for ten years. You’ve doubled the debt. You’ve weakened the economy. And now, your answer is to trap young Canadians? On stage, the Liberal Party of Canada brings out Patrick Pichette, a former senior executive at Google, who now lives in Europe, to suggest that Canadians who want to pursue opportunities in the United States should face an exit tax of $500,000. Half a million dollars to leave your own country. This, from someone who once left Canada himself to build a career in the U.S. and paid virtually nothing to do so. So let’s be honest about what this is. It is not economic policy. It is not nation building. It is control. A government that has mismanaged the economy now wants to limit your ability to seek opportunity elsewhere. Instead of creating reasons to stay, they are looking for ways to make it harder to leave. You do not grow a country by locking people in. You grow it by giving them a reason to believe in it.

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Gareth Tingling, CFA
Gareth Tingling, CFA@GTingling·
If incompetence is not enough to explain what is happening in Canada we are truly cooked. At least incompetence has the potential for competency to arise, or for upside from some positive errors.
NowMedia News@NowMedia_News

“Even a blind cat running the place couldn’t have done this badly.” Economist Catherine Swift says Canada’s rapid decline from the richest middle class in the world wasn’t incompetence alone. She argues that much of it was intentional, driven by net-zero ideology and regulation that has crippled our energy sector. Must-watch interview. Head to our YouTube channel to watch the full conversation -> youtube.com/live/E9v9EptrU…

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Gareth Tingling, CFA
Gareth Tingling, CFA@GTingling·
@Felicit96215374 @r0ck3t23 What is the basis for the assertion? Why does the term "teacher" have to mean "person"? For some it might be the case but others may thrive by book or A.I.
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Felicity
Felicity@Felicit96215374·
@r0ck3t23 Worst idea ever. Kids need to be taught by a teacher and they can accelerate if need be, but absolutely not using AI.
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Dustin
Dustin@r0ck3t23·
Elon Musk thinks the entire education system is built on a broken assumption. That every student should learn the same thing. At the same speed. In the same order. At the same time. Musk: “Everyone goes through from like 5th grade to 6th grade to 7th grade like it’s an assembly line. But people are not objects on an assembly line.” The model was designed for a factory economy. Standardized inputs. Predictable outputs. That economy is gone. The assembly line is gone. But the education system still runs on its logic. A student who masters algebra in two weeks sits through eight more weeks because the calendar says so. A student who struggles gets dragged forward because the schedule doesn’t wait. Neither is being served. Both are being processed. Musk: “Allow people to progress at the fastest pace that they can or are interested in, in each subject.” AI doesn’t teach a classroom. It teaches a student. One at a time. Every time. It skips what a student already knows. It finds where they’re stuck and approaches it from a different angle. It adjusts in real time. Not at the end of a semester when the damage is already done. A student obsessed with basketball learns fractions through shooting percentages. A student who builds in Minecraft learns geometry through architecture. The subject doesn’t change. The entry point does. No teacher with thirty students can do this. Not because they lack skill. Because the math doesn’t work. AI doesn’t have that constraint. Musk: “You do not need to tell your kid to play video games. They will play video games on autopilot all day. So if you can make it interactive and engaging, then you can make education far more compelling.” The brain isn’t broken. The format is. Kids learn complex systems and strategic thinking for hours voluntarily. Then walk into a classroom and can’t focus for twenty minutes. That’s not a discipline problem. That’s a design problem. Musk: “A university education is often unnecessary. You probably learn the vast majority of what you’re going to learn there in the first two years. And most of it is from your classmates.” Four years. Six figures of debt. And the real value comes from the people sitting next to you. Not the institution charging you. The degree doesn’t certify knowledge. It certifies endurance. Musk: “If the goal is to start a company, I would say no point in finishing college.” The system was built to train employees. If you’re not trying to be one, it has nothing left to offer you. Every lecture. Every textbook. Every curriculum. Now available instantly. Personalized to any learner. Adapted to any pace. The question isn’t whether the old model survives. It’s how long we keep forcing students through it while the replacement already exists.
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Gareth Tingling, CFA
Gareth Tingling, CFA@GTingling·
This makes sense to me.
Dustin@r0ck3t23

Elon Musk thinks the entire education system is built on a broken assumption. That every student should learn the same thing. At the same speed. In the same order. At the same time. Musk: “Everyone goes through from like 5th grade to 6th grade to 7th grade like it’s an assembly line. But people are not objects on an assembly line.” The model was designed for a factory economy. Standardized inputs. Predictable outputs. That economy is gone. The assembly line is gone. But the education system still runs on its logic. A student who masters algebra in two weeks sits through eight more weeks because the calendar says so. A student who struggles gets dragged forward because the schedule doesn’t wait. Neither is being served. Both are being processed. Musk: “Allow people to progress at the fastest pace that they can or are interested in, in each subject.” AI doesn’t teach a classroom. It teaches a student. One at a time. Every time. It skips what a student already knows. It finds where they’re stuck and approaches it from a different angle. It adjusts in real time. Not at the end of a semester when the damage is already done. A student obsessed with basketball learns fractions through shooting percentages. A student who builds in Minecraft learns geometry through architecture. The subject doesn’t change. The entry point does. No teacher with thirty students can do this. Not because they lack skill. Because the math doesn’t work. AI doesn’t have that constraint. Musk: “You do not need to tell your kid to play video games. They will play video games on autopilot all day. So if you can make it interactive and engaging, then you can make education far more compelling.” The brain isn’t broken. The format is. Kids learn complex systems and strategic thinking for hours voluntarily. Then walk into a classroom and can’t focus for twenty minutes. That’s not a discipline problem. That’s a design problem. Musk: “A university education is often unnecessary. You probably learn the vast majority of what you’re going to learn there in the first two years. And most of it is from your classmates.” Four years. Six figures of debt. And the real value comes from the people sitting next to you. Not the institution charging you. The degree doesn’t certify knowledge. It certifies endurance. Musk: “If the goal is to start a company, I would say no point in finishing college.” The system was built to train employees. If you’re not trying to be one, it has nothing left to offer you. Every lecture. Every textbook. Every curriculum. Now available instantly. Personalized to any learner. Adapted to any pace. The question isn’t whether the old model survives. It’s how long we keep forcing students through it while the replacement already exists.

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Gareth Tingling, CFA retweetledi
JayGen 𝕏 er🇨🇦
JayGen 𝕏 er🇨🇦@JayGenXer·
😡 106,714 Conservative voters just got SCREWED — their voices STOLEN in broad daylight! Chris d’Entremont – 23,024 votes ❌
Michael Ma – 27,055 votes ❌
Matt Jeneroux – 30,343 votes ❌
Marilyn Gladu – 26,292 votes ❌ These four ran as Conservatives, won their seats with your hard-earned votes… then betrayed every single one of those voters by crossing the floor to prop up Mark Carney’s Liberals. No by-election. 
No voter consent. 
Just a sleazy backroom power grab that hands Carney the seats he couldn’t win at the ballot box. This isn’t democracy — it’s a disgrace. It hasn’t happened on this shameless scale in over 50 years. Those 106,714 Canadians had every right to expect Conservative MPs fighting for them, not watching their reps flip to the other side and hand Carney a near-majority without ever facing the voters again. I’m furious. And so are most Canadians. An Ipsos poll shows 69% of us demand immediate by-elections when MPs cross the floor. A majority say this crap shouldn’t even be allowed. How much more of this theft are we supposed to accept? When do the voters finally get their say back? This is not the Canada I signed up for. #CDNPoli #VoterBetrayal #FloorCrossingScam #CarneyPowerGrab
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Sasha Issenberg
Sasha Issenberg@sissenberg·
Does the @nytimes know what NATO stands for?
Sasha Issenberg tweet media
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Don Keith
Don Keith@RealDonKeith·
A New Yorker in the finance business moved to Florida to avoid the Socialist tax system and predicts the city will go full Marxist/Communist under Zohran Mamdani: “Mamdani can’t steal from me in Florida.” H/T: ag1west
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Gareth Tingling, CFA
Gareth Tingling, CFA@GTingling·
So important. This is not about supporting a party, whether Liberal, Conservative, the DNC or the RNC. This is about the survival of the West. Without Western Civilization, the entire planet will be yoked into slavery under either Collectivism, or a political economy hiding under the guise of religion.
Eric Daugherty@EricLDaugh

🔥 BREAKING: The White House just said Marco Rubio's blockbuster speech in Munich is getting MASSIVE PRAISE worldwide, posting all 22 minutes of it Rubio dropped some absolutely incredible quotes in front of Europe. KEEP DEFENDING THE WEST, MARCO! 🇺🇸

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The Reclamare
The Reclamare@TheReclamare·
Chrystia Freeland says on television that ending NAFTA/CUSMA will be “devastating for the US economy” Leadership like @cafreeland is why Canadians are ignorant
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Keşfet

@TheEconomist @ThomasSowell @auntiemlin @wealthmoose @RochesterAsa @brianlilley @Felicit96215374 @r0ck3t23