MIDAO Directory Services

Curious about MIDAO or the RMI DAO LLC? Book a free consulting call with our team — no strings attached. DM us or book here: midao.org/get-started

@wallet Standardizing the payment flow is a major step. The next layer is making agent authority legible across that flow: which agent acted, whose authority it carried, what scope applied, and when escrow or dispute resolution should involve the human or organization behind it.

Agent Payments Protocol (APP) lets agents quote, escrow, transact and resolve disputes autonomously. Designed as an open, chain-agnostic standard for builders. Read the docs: web3.okx.com/onchainos/dev-…

@TrustaLabs The harder question starts once an agent can take financial actions. Counterparties need to know what the agent is authorized to do, who it acts for, and which limits apply when it trades, provides liquidity, or participates in governance.

Humans have KYC. Agents need KYA (Know Your Agent).🫡

@DefAi_sage KYA becomes especially important when agents interact with permissioned markets. The key is making authority legible before the transaction: who the agent acts for, what scope it has, and which constraints apply when it touches regulated or institutional assets.

We are rapidly moving from KYC (Know Your Customer) to KYA (Know Your Agent). Onchain, non-human identities are beginning to outnumber human wallets. But an autonomous agent trying to interact with heavily permissioned RWAs or institutional pools faces a major wall. Agents need cryptographically signed credentials to transact safely - linking the machine back to its principal's constraints and compliance parameters. Whitelisting intent routing through battle-tested, audited frameworks is how we bridge the gap between raw liquidity and true machine intelligence.

@danbuildss Wallet identity is the right starting point. The next layer is role and responsibility: which wallet holds treasury, which executes transactions, which collects fees, and how those roles map back to the agent or organization behind them.

many won’t get why this matters yet. but agents can’t become economic actors if nobody knows which wallet is real. treasury? deployer? fee wallet? operator? wallet identity is step one. Agent Wallet Manifest fixes that.

The pattern across these updates is that DAO governance is no longer just signaling. Fee switches, safety modules, recovery funding, staking parameters, and protocol upgrades all move real economic risk. That makes authority, process, and execution records much harder to treat as secondary.

Top DAO discussions and proposals to pay attention to last week 🧠 1. @Uniswap is expanding protocol fee collection to 3 additional chains: BNB Chain, Polygon, and Celo. 2. Ethereum community debate intensified after Dankrad Feist proposed a new $1B+ ETH advocacy organization, while multiple senior EF departures sparked wider discussions around leadership, governance, and Ethereum’s long-term direction. Bankless's David Hoffman sold all his personal $ETH. 4. @arbitrumdao_gov DAO voted on a proposal to release 30,765.67 $ETH in rsETH recovery effort. A new funding proposal requests $16M in RWAs, 1.7k ETH, and 230M $ARB to fund operations over the next year. 5. @FlareNetworks community vote on Firelight Phase 2 launch timing, the rollout of FAssets v1.3 for easier FXRP minting from CEXs, and continued discussion around FIP.16’s revamped FLR tokenomics and buyback framework. 5. @LidoFinance DAO: NEST proposal Snapshot vote active on May 18 6. @megaeth ended its Terminal points program after 3 weeks. $MEGA rose 10% after the news. 7. @SkyEcosystem increased $SKY Staking Rate from 1.31% to 5.71% fueled by buybacks. 8. @ensdomains Temp Check: ENS DAO Coordination Layer. Pilot program to replace current Working Groups with a single “Coordination Layer” focused on operations and execution ($1M budget, 3 stewards, with timelocks and delegate veto). 9. @berachain introduces PoL Next, a major overhaul of its Proof of Liquidity system that phases out BGT, redirects emissions into growth-focused incentives, and new redemption and staking flows ahead of testnet launch on May 26 and mainnet rollout in late June.

@KaziRizviAhmed3 @0xndra That is the uncomfortable governance question. If a DAO keeps operating after liability concerns arise, it becomes even more important to distinguish ordinary token participation from legal authority, operational control, and decisions that actually bind the organization.

@0xndra Lido DAO governance continuing normally after partnership liability concerns definitely raises uncomfortable questions around decentralized legal assumptions.

lido DAO got hit with a class action lawsuit plaintiff claimed ldo tokens were unregistered securities court ruled that lido dao can be treated as a general partnership under california law institutional investors holding large ldo stakes could be personally liable the supposedly decentralized dao can now be sued like a partnership governance votes keep going like nothing happened

This is where DAO governance stops being theoretical. If votes, forum activity, or treasury decisions can be read as participation in control, projects need a clear structure for who has legal authority, what governance can bind, and how broad token participation is separated from responsibility.

@okx Standardizing the payment flow is a major step. The next layer is making agent authority legible across that flow: which agent acted, whose authority it carried, what scope applied, and when escrow or dispute resolution should involve the human or organization behind it.

@brian_armstrong The common thread across these upgrades is trust infrastructure. Tokenized assets, agentic payments, and open financial protocols all need clear structures around authority, governance, compliance, and accountability before they can operate at global scale.

Major areas where the financial system still needs an update: 1. Tokenization of real-world assets - Real estate, stocks, bonds, funds, etc. onchain for instant settlement, fractional ownership & massive distribution. 2. 24/7 Global trading - Pooled global liquidity, every asset, every person, with great leverage and capital efficiency. 3. Next-gen payments - Near-instant, low-cost global transfers using stablecoins, including for Agentic payments. 4. AI-powered risk, credit, compliance, and advice - Better decisions, less fraud, and broader access to capital. Everyone gets access to a great financial advisor. 5. Innovation friendly regulation - Move from one-size-fits-all to risk-based rules that encourage innovation and competition instead of stifling it. 6. Expanded access - Open protocols that reduce middlemen and self-custodial wallets to expand access to everyone with a smartphone. 7. Capital formation - Low cost and turnkey for anyone to raise money for a good idea, increasing the number of startups. 8. Sound money - A refuge from inflation, when discipline is lost in fiat money. Jobs not done until we get these working for all. Will require lots of tech innovation and policy work to get there.

@HumnPassport @humntech @WaaPxyz The hard part is not only proving there is a human behind the agent. It is proving the agent had valid authority for the specific action: what it could do, what limits applied, and when human approval was required.

Passport tells you if a human is on the other side what tells you the human actually backs the agent on the other side? seriously asking. KYA (Know Your Agent) doesn't have a clear answer yet, and if you're building agents, this is worth reading: human.tech/blog/proof-of-…

@JordyDutch @yo_itsmatt @colosseum @clawpumptech @PayAINetwork @JurassicFi This is the line between a payment demo and an operating system for agents. Teams need to know what the agent was allowed to spend, what policy governed the action, and what happens when the transaction needs to be challenged or unwound.

@yo_itsmatt @colosseum @clawpumptech @PayAINetwork @JurassicFi Yess, this is the bit I’d watch. Agent payments are only useful when wallets, policy controls and recovery are part of the product. Otherwise you just created bots with balances.

I went through 2,857 @colosseum submissions Here are 44 that stood out to me: @clawpumptech - Launches agents that trade, earn fees and fund compute @payainetwork - Lets merchants accept agent payments @jurassicfi - Opens fossil investing by tokenizing specimens with real ownership rights @cleopetrafun - Makes macro theses tradable through prediction backed indices @gibdotmeme - Turns memecoins into a trading card game with real rewards @cesto_co - Turns market ideas into one click baskets across RWAs, prediction markets and perps @jigglypuffking_ - Gives trading card collectors pricing, portfolio tools, data and faster listings @afkdotfun - Lets users build, test and copy automated Solana trading strategies @daemonterminal - Gives Solana devs a coding workspace with agents, wallet tools, swaps and onchain records @sp3nddotshop - Lets people and agents buy Amazon and eBay goods with stablecoins @hobba_io - Lets users borrow against crypto collateral while the collateral yield helps pay the loan down @arete_a4 - Gives AI agents focused Solana tools so they stop wasting context on docs and SDKs @funddotsol - Makes group expenses and USDC settlement on Solana easier to track @bento_guard - Checks AI agent actions before they touch funds so users can delegate safely @01resolved - Turns ownership coin activity into treasury, holder, vote and market intelligence @giogio_app - Helps digital workers get earned income in seconds instead of weeks @usebido - Helps brands appear as AI agents choose what to buy @ridemarkets - Lets crowds back trade calls before a treasury executes them @aigntfun - Launches Solana trading agents that learn from their trades @nomustores - Helps consumer brands manage supply chain operations after checkout @winnr_trade - Builds information markets with private order flow, gasless trading and fast resolution @m_schneider - Requires two device approval so one compromised wallet cannot drain funds @event_mesh - Lets agents react to real time events instead of polling sources nonstop @backyard_fi - Helps users earn yield across vaults while keeping capital liquid @versusonchain - Turns trading into live matches with rankings and rewards @incdotfun - Helps founders launch AI run businesses funded by their own token volume @ghostai_fi - Brings private local AI into a wallet for trades, transfers and DeFi @bladtrade - Combines social trading, tokenized stocks and bets @yieldbayfi - Helps Solana users find yield, watch risk and manage DeFi in one place @vderohe - Gives Solana agents shared identity and messaging across registries @dawnlabs00 - Runs managed Solana yield with Kamino leverage and delta neutral positioning @looftapay - Lets digital workers send and receive global payments by username, email, or X handle @basedbidx - Helps teams launch tokens with virtual liquidity, fees and protection @awesamarth_ - Gives Solana agents wallets, payments, policy controls, privacy and yield tools @stealf_finance - Builds a privacy focused stablecoin neobank with a full banking feel @bundiedefi - Lets people bet on how AI agents perform in real DeFi strategies @joeblau - Makes stablecoin trading feel like a fast real time tap game @ordrtrade - Gives market makers better protection so traders get tighter onchain prices @noelkimlcw - Gives teams a clearer view of asset holders @bananazoneapp - Makes Solana finance feel like a playful trading arcade @craftsdev - Helps startups raise through equity linked tokens with price discovery and treasury controls @nomadzxyz - Lets people and AI agents book travel with crypto and save on over 1M stays @cashflow_fi - Helps users earn yield on stablecoins and invest in tokenized gold and stocks @fraudsworth - Builds a gamified futarchy controlled wealth fund using flipping taxes and a closed token ecosystem

@0xharrynguyen @polsia The real product is not just preventing overspend. It is making every agent payment explainable: why the spend happened, what policy allowed it, and who could intervene before or after execution.

@polsia Yep. “No approval gates” sounds smooth until money starts moving. For spend, the boring checklist is the product: limit, blast radius, receipt, rollback path, and a human who knows what they just approved.

Your competitors built frictionless agent payments. No approval gates. No spend controls. Clean demo. Colorado SB 24-205 takes effect June 30. Their customers have 39 days to figure out that's a liability, not a feature. baink.polsia.app

@bnafOg @igor_peregudov @rauchg This is the difference between agent payments and agent commerce. A wallet can move funds, but counterparties need to understand the rules around the transaction: what the agent was allowed to buy, from whom, under what limits, and what record exists afterward.

@igor_peregudov @rauchg Agent payments need more than wallets: spending limits, per-counterparty allowlists, reversible escrow for new services, and logs humans can audit. Otherwise discovery + USDC becomes a fast way to automate trust mistakes.

Show me the thing you’ve built with AI you’re most proud of. Reply with a working product URL and what model / agent you primarily used.

@Basemail_ai Agent identity only solves part of the problem. Once agents transact across consumer, enterprise, and crypto systems, counterparties need to understand whose authority the agent carries, what scope applies, and who is responsible when something goes wrong.

Google I/O 2026 just shipped the most ambitious agent commerce stack ever: → Universal Cart: AI shopping across Search, YouTube, Gmail — Universal Commerce Protocol → Gemini Spark: personal agent that spends money via Agent Payments Protocol (AP2) → 900M+ Gemini MAU about to have agents authorized to transact The catch: every agent payment flows through Google's centralized identity. This week we mapped 3 parallel agent identity worlds being built simultaneously: • Enterprise — IETF AIMS + Zscaler + Okta • Crypto — ERC-8004 + x402 (169M+ tx) • Consumer — Google AP2 + Universal Commerce Protocol None interoperate. 900M users will have agents spending through Google before any open agent identity standard ships. The question isn't whether agents will transact. It's who controls the identity behind every transaction. #AIAgents #OnchainIdentity

@rosshfm @tednotlasso @withpersona @Visa @Mastercard The usage gap likely closes when merchants can trust more than the payment rail. For agentic commerce to work, counterparties need to know which agent is acting, what it is authorized to do, and how the transaction can be verified afterward.

@tednotlasso We see this a lot at @withpersona (I lead our efforts around Know Your Agent). It's an ecosystem play and @Visa @Mastercard need to move first. Until then, lots of thought leadership and vibes.

i haven't yet met a person who is actually using an agent for commerce and i'd really like to change that. who is live with agentic commerce? what are you purchasing with it? how? why??? i've had many convos about this but feels like lots of talk and not so much walk (yet!)

@MizuFinancial @lyley @beyond_broke Banking is often where wrapper design becomes practical, not theoretical. An entity alone usually is not enough. Banks want to understand who can sign, how control works, where funds come from, and how governance decisions become authorized actions.

DAO LLC + bank onboarding can be a rough combo. If banking is the main blocker right now, it may be worth looking at a standard Wyoming LLC for the operating side instead. That’s exactly the path Mizu helps with: LLC formation, EIN, and the bank account opening process in one flow. Happy to point you in the right direction.

The complete digital asset LLC strategy: 1) Set up Wyoming single-member LLC 2) Transfer crypto before major gains 3) Track and implement suitable deductions 4) Consider insurance policy funding 5) Consider family gifting strategy. Most effective for portfolios currently over $50K & expecting growth.

@stabledash @SamBroner @bettermoney_co Enterprise agent payments raise a different trust question. If an agent is spending to generate revenue, the key is not only whether the payment works. It is who authorized the spend, what business purpose it served, and how the result is recorded.

Enterprise agent payments will be a far bigger market than consumer says @SamBroner, Founder at @bettermoney_co: "In the enterprise scenario, you could have an agent that is buying stuff in order to increase revenue. A business development agent that autonomously buys a gift for a lead in order to close more deals. You both have increased revenue and you have agentic payments involved." Consumer agents spend from a fixed budget. Enterprise agents grow the budget by generating new revenue, then spend more. The compounding loop only exists on the enterprise side.

@rocketdoc_eth @RibbitCapital KYA becomes most useful when identity connects to authority. It is not enough to know which agent is acting. Counterparties also need to understand whose authority it carries, what scope applies, and how that action can be verified later.

If you have read the 2024 Identity Letter and 2025 Token Letter from .@RibbitCapital, this post from ribbita is a massive signal. - "KYA (Know Your Agent)": This is a direct pull from the Token Letter, which states, "KYA (Know Your Agent) Will Be Bigger Than KYC". - "owning our data": This directly mirrors the Token Letter's call for "identity solutions for a world of agents, including solutions that give us greater control and ownership of our data" , as well as the Identity Letter's note about ecosystems acknowledging that "customers own their own data". - "AI agents authenticating themselves": This strongly paraphrases the Token Letter's assertion that "The more profound change we need are identity token standards for agents" to "enable trust and collaboration in a world increasingly filled with non-human actors". Then you see Portfolio companies like @Plaid talking about their identity networks, and training models you begin to see the scope that Ribbit is capturing. Then you read the name Ribbit$ backwards

@LUKSOAgent This is where agent payments start to look like an authority problem, not just a wallet problem. The controls need to show what the agent was allowed to spend, for which purpose, and how that permission can be verified after the transaction.

Agent payments are past the demo phase now. AWS, Coinbase, Stripe, Cloudflare, Google/Solana and NEAR are all circling the same thing: agents need to pay for APIs and data without a human clicking every invoice. The hard part is not giving an agent money. The hard part is making sure it can only spend the right money, on the right calls, under the right limits.

@CoinFoundEN AUM tells only part of the story. When tokenized funds start functioning as collateral, reserves, or treasury components, the harder question is how those assets are governed, integrated, and handled when the systems depending on them come under stress.

🔥 The tokenized fund market may be built on a false narrative. #CoinFound latest research reveals: • Billion-dollar AUM ≠ broad adoption • The real buyers are CEXs, stablecoins, and DeFi protocols • Tokenized funds are evolving into on-chain financial infrastructure AUM measures size. On-chain integration measures real importance. 📖 Full report: app.coinfound.org/en/research/to…