Max Tagher
1.8K posts
Max Tagher
@MaxTagher
Co-Founder/CTO @mercury; check it out at https://t.co/veN8OZrnPD 🐀
New York City Katılım Temmuz 2012
245 Takip Edilen1.7K Takipçiler
@boardisfun Are you considering offering a large size Board for something like this?
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@famerdave @mercury Thanks for all your feedback and bug reports on the product! A lot of the use cases are things like mailing taxes and paying handymen, but your use case is the most heartwarming
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Max Tagher retweetledi
Finally @mercury has launched physical checkbooks. This was one of the last things requiring me to have a local bank... so when that kid walked into the shop asking for a yearbook advertisement, I could pay him. Seems crazy, but yes in 2026. Thank you @MaxTagher and team.
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@nikitabier @dieworkwear Attackers can pretty easily use residential IPs with a residential proxy. Companies pay regular people to let others use their network, and it won’t show up as a VPN. Very commonly used by attackers
That said, it doesn’t surprise me the deranged takes are real
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When I first started at X, this is one of the things I did a deep dive on because I felt it was critical to the integrity of the experienced.
I tasked our Threat Disruption team to investigate a number of trends that seemed artificial.
The findings:
We could not find meaningful examples of foreign interference in US policy discussions, except people gaming rev share in developing countries. This is what motivated the release of the Country of Origin feature and significant changes to the rev share algorithm.
The most deranged & divisive replies generally were from residential IPs in the United States—with no signs of using a VPN.
Ultimately, X is a reflection of the internet. And that means you will see the full spectrum of human thought. And sometimes the most outrageous takes will catch fire.
Having said all of this, there can still be cases of narratives being boosted but the origin of the initial post is almost always domestic and we have hardened our systems in the last 3 months to prevent this.
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@40yardhammer @lymanstoneky I think it’s three that are outright bans, but another 12 with more complex rules including California
merchantcostconsulting.com/lower-credit-c…
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@MaxTagher @lymanstoneky I thought so too but it turns out there's only three. CT, MA and ME.
TRC Insights: share.google/A9vPPEzX2djFZy…
Looks like it's just margin squeeze, increases in swipe fees and the concentration of credit users from the articles I read.
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Cash payers effectively pay interchange fees though since most retailers charge one price regardless of payment mode
Patrick McKenzie@patio11
The rich use plastic, the poor use cash; the rich use rewards cards, the poor use debit cards from banks which are not Durbin exempt. The Atlantic quotes the following ranges. They're indicatively accurate.
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@40yardhammer @lymanstoneky At least in the US, there are a lot of states where this is illegal
I think some of it is good intentioned (“no junk fees” laws against showing one price up front, and more at the end), some probably regulatory capture by cards companies
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@lymanstoneky But this is changing. I've experienced three different vendor types passing through credit card fees in the last two months. If this keeps up, cash is going to make a comeback and businesses are going to realize that dealing in cash has its own expenses.
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Max Tagher retweetledi
What an amazing way to visualize early human migration. Lovely map by @HarvardCGA. A great colour scheme and an appropriate map projection! Source: buff.ly/3lbxonJ
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@TaliaGraceSable Good scene from Molly's Game, "Don’t break the law while you're breaking the law"
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It takes street smarts to know which crimes are safe to talk about. "Doing drugs" is ignored, but "selling drugs" is serious
But even when you know the legal landscape, it can shift on you. Your old blog post can show up in family court when they try to take your kids. Payment processors might shut you out
There are some big potential upsides to talking about your experiences as well: renown, connection, expression
But if you're not well-informed, some heuristics:
-only do one crime at a time
-never confess online
x.com/TaliaGraceSabl…
Talia 🌿@TaliaGraceSable
Heuristic: Don't do two stupids. You can be drunk, or you can play with fire, but don't be drunk *and* play with fire Similarly, don't do two illegals. I hesitate to provide examples, but you get the idea
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Mercury is the single “product” that has improved my life the most. I have always hated banks, invoicing platforms, and corporate cards. They make all of these things so incredibly easy. I haven’t had to open QuickBooks in over a year now.
They do not pay me. I am genuinely just this hyped on them. The only catch is that you’ll hate every bank you use after trying Mercury.
If you need a “bank” for your business, I can’t recommend Mercury highly enough.
Mercury@mercury
Our developer suite just got a new addition: Mercury CLI.
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Max Tagher retweetledi
This site can be very negative so let me say today that @KelseyTuoc is awesome. Rational , reasonable, and wise while also being benevolent and gracious. An excellent writer. Bravo.
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@KeenanPeachy Rian Johnson 2 years later did Knives Out and got an Oscar nomination, then Netflix paid him $100 million for him to do two more. In what sense was he wrecked?
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I was at Disney when the Land launched. In fact, I personally wrote a lot of the copy for the Star Wars Land rides and the Star Wars hotel in the marketing materials and for the website.
When I say there was crushing disappointment, almost a feeling of betrayal that the whole thing was on the new IP and not the original IP, I am not exaggerating.
Disney made the decision to invest this money in order to support the new trilogy, which they thought would erase the old one in the minds of fans. The level of hubris around this is one for the business industry history books.
Bob Chapek, who was head of Parks at the time (since fired in disgrace), was in charge of greenlighting all creative in Star Wars Land. He killed things like a lifesize Bantha ride where guests would ride around the land on top of a Bantha. He killed the live show at the cantina. And most importantly, he gave the land its own lame subplot where you had to use your phone to scan kiosks and get some code messages deciphered so you were "part of the Resistance," but it had no payoff.
Then reality struck: they made a trilogy that destroyed the OG characters. They elevated an insufferably annoying mary sue girl boss, added a pathetic loser son of Han, a divorced Leia and Han, a disillusioned and bitter Luke, and then killed Luke, Han, and Leia.
Result: JJ Abrams' career was finished as a filmmaker. Rian Johnson was wrecked. Kathleen Kennedy is finally out as head of Lucas. Chapek out. Disney movies are garbage. The greatest entertainment IP ever created was lit on fire to appease the egos of the geniuses who bought it and thought they could outdo the original genius.
And now it's too late. No one cares that Darth will be walking around again to John Williams score. The new Leia face character looks like Brenda from HR.
By the way, Tomorrowland already HAD Stormtrooper) (the original ones, not the new fat ones_, Jedis, and Darth in a wonderful live show for years. My kids all took part in light saber battles against Darth Vader many times. It was hilarious and thrilling. Killed in favor of the new slop.
Absolutely over.
Aakash Gupta@aakashgupta
Disney spent $1 billion in 2019 building a Star Wars theme park where you were not allowed to meet Luke, Leia, Han, or Darth Vader. Galaxy's Edge at Disneyland was set on Batuu, a backwater planet in a narrow window between The Last Jedi and Rise of Skywalker. By that timeline Luke was dead. Han was dead. Vader had died 30 years earlier. Leia was alive but had no canonical reason to show up at an outer rim smuggler outpost. Imagineer Scott Trowbridge spelled out the design rule in 2022. Characters on Batuu would stay locked to their specific era. No visitors from other Star Wars timelines. The immersion was the entire point. In practice guests flew to Anaheim for Star Wars and walked through a $1 billion set to meet Vi Moradi and Dok-Ondar. The locals of Black Spire Outpost. The parallel failure was Galactic Starcruiser. $5,000 for two nights in the same sequel-era window. No Luke, no Vader, no Han, no Leia. Disney wrote down $250 million to close it 18 months after opening. On April 29, Galaxy's Edge at Disneyland abandons the rule. Darth Vader will roam Batuu hunting Luke. Leia and Han will appear at the Millennium Falcon. Kylo Ren is being pulled from the land and relocated to Tomorrowland. The ambient Batuu music gets replaced with the John Williams score. Disney spent seven years defending the design principle. Then Galactic Starcruiser closed with a $250 million write-down. Luke Skywalker showed up for one limited event last year and got swarmed by guests. The rule quietly got dropped. Avengers Campus figured this out on day one. You put Captain America in the Avengers land.
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@soychotic Maybe like simpler mechanical refactors in a large codebase that you want to split into a lot of PRs.
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Obviously as a fan of the concept of lobotomized minions performing work all night for me, I want to get in on this “my Claude agent ran all night!” action
Problem is I have no clue what the hell you guys are building for 8 hrs that doesn’t need manual intervention at any point
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@devonzuegel I also tried to record debate rounds in college, but that was controversial so I only rarely got permission for it
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@devonzuegel Yes! I wanted this for employee interviews years ago and ran into a good amount of resistance (legal concerns, what will candidates think?), then it arrived as almost a free side effect of AI note taking.
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I've always wanted to do this as a family Halloween costume, but Nicole insists it's too niche...
Rambo Van Halen@RamboVanHalen
I love this pic. Remember it well. Sometime in the early/mid 1980s some brand genius at Patagonia invited customers to submit photos for the catalog. And some of the photography was really great--it still is actually. It's a great example of user generated content, and "lifestyle" storytelling instead of the (then standard) hard sale.
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A month later and @mercury still emails every day about my "new" credit limit
No one wants an email from their bank every day
Especially when they have multiple accts with you
Ryan Doyle@doooyle
In 12 hours, @mercury will send another email telling me my credit went down Then, another one telling me it went up And over and over, for every business you own. Because they change your limit based on how much is in that account. If you frequently go above and below that limit, you'll get notified. Do it on a 30day rounded average or something!!!
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We got that feature request through other channels too, but it's nice to say "125 people tried to do this exact thing and found the product wanting, and that was the most common request we couldn't support"
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Cool feature of natural language UIs powered by AI: your users tell you about missing features
Example: @mercury bank accounts have an auto-transfer feature where you can setup rules like ~top up my checking account to X from investments when it gets below Y.
You can set up the rules by hand or write a description and AI does the setup for you.
Sometimes users ask it for something our system doesn’t support. For example, about half of unsupported requests involve transferring money to 3rd party institutions, so now we’re building that feature.
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@LinkofSunshine Povidone iodine gargles at the first signs of sickness. Zinc tabs too.
Cuts sickness time in half, reduces symptom severity noticeably.
Get well soon!
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