Phil B

Zach Rector on Utube explains how XRP can help solve multiple world debt/liquidity crises e.g Japan.. using Tokenization and a fast, secure, Cross- Border settlement layer on the XRPLedger. A new Financial era is evolving TODAY. Worth a watch.. youtu.be/Qs_9MLcGn6c?si…

@BSCNews Stop the Clickbaiting. Can you provide proof that DJT was involved in the purchases. His sons..yeah..but I doubt he would even know how to make a Crypto transaction

TRUMP BETS BIG ON CRYPTO STOCKS WITH FRESH Q1 BUYS New ethics filings show Donald Trump and his family bought shares in Coinbase $COIN, MARA Holdings $MARA, and Strategy $STRC during Q1. The disclosure revealed multiple Coinbase purchases throughout the quarter. The largest Coinbase transaction was valued between $100,001 and $250,000. The family also actively traded Strategy stock during the period.

XRP .. XRPL .. Ripple - Explained Most people who follow crypto have a vague sense that the projects they invest in are something like movements — open communities run by collectives, governed by ideals. For Bitcoin, roughly true. For almost everything else — wrong. Especially for Ripple. Ethereum has a foundation. Solana has a foundation and a Labs company. Cardano has three organisations. Chainlink has Chainlink Labs. Polkadot has Web3 Foundation and Parity Technologies. These are companies. CEOs, boards, payroll, tax returns, lawyers, lobbyists, shareholders. Real businesses. Not movements. Four things people routinely confuse: — XRPL: the open blockchain (~150 validators, 30+ countries) — XRP: the asset on that ledger (100B fixed supply) — Ripple: the private US company in San Francisco — Ripple's products: Ripple Payments, Custody, Prime, Treasury, RLUSD A regulatory event affecting one is not the same as an event affecting the others. Ripple — the company: — Founded 2012 (as OpenCoin) — ~900 employees across 10 global offices — $50B valuation (March 2026 share buyback at $750M) — Backed by a16z, IDG, SBI Holdings, Google Ventures, Tetragon — CEO Brad Garlinghouse since Dec 2016 — Executive Chairman Chris Larsen, co-founder This is a fintech. A serious one. The 80 billion XRP gift. When XRPL launched in 2012, the three original engineers gifted 80B XRP to the company. In 2017, Ripple locked 55B into monthly on-ledger escrows. 1B releases each month — typically 60-80% gets re-locked. This endowment is what funds: — $1.25B Hidden Road acquisition — GTreasury acquisition — $750M share buyback — ~$50M to Fairshake PAC in 2024 alone Chris Larsen — co-founder, executive chairman — personally holds an estimated 2.5B XRP. That's roughly 4.6% of XRP's total market cap, held by one person. On-chain analysis suggests he's sold over $764M worth since 2018. Legal. Fully disclosed. Source of recurring community unease. This is not a decentralised project. Ripple actively shapes the rules it operates under: — Largest single funder of Fairshake PAC ($50M in 2024 cycle) — Garlinghouse appointed to CFTC advisory panel (Feb 2026) — Significant role in CLARITY Act legislative process Nothing improper. All normal corporate political activity. It deserves to be visible. Ripple emphasises mission language — "payments for everyone, everywhere," financial inclusion, CBDC support. This is genuine. It is also a Delaware C-corporation whose legal duties run to shareholders. Not a Public Benefit Corporation. Both can be true. The mission is real. The structure is corporate. This matters every time you read crypto news. A Ripple partnership ≠ an XRPL upgrade ≠ an XRP price move ≠ an ETF filing. Different categories. Different drivers. Different implications. Full piece on what Ripple actually is, with primary sources: open.substack.com/pub/hardmoneyn…

@RobynNoble_13 @TobiSkovron Obviously you've never had your own business. You put your own capital at risk, employ people, pay taxes and hope there is a reward at the end. Its a long hard struggle for the risks you take.

@TobiSkovron How much black money hey champ? How many 'business expenses' did you write off to avoid paying tax? Mobile - used for personal use , but hey, it's a 'work phone'. Car used for family, but hey, it's a 'work car'. Had a business, know how it works. Stop whining

Hey Jim & Albo, Keep your hands off my business. You weren’t there for the sleepless nights, the stress, the risk, or the moments where everything was on the line. I built this in the dark. You don’t get to show up at the finish line with your hand out. Not one cent. You didn’t build it. You didn’t back it. You’re not entitled to it. Get fucked.

@james_xond The day Obama became President.

Can anyone pinpoint the exact moment when everything in society started getting noticeably worse?

Post 1/9 In the last seven months, three things happened that almost no one outside the industry has noticed. Stack them together and you're looking at one of the most significant pieces of US financial plumbing rebuilt in 20 years. A thread on what was actually wired up. 🧵 Post 2/9 October 2025: Ripple closed its $1.25B acquisition of Hidden Road, a prime broker clearing ~$3 trillion annually across FX, derivatives, fixed income, and digital assets. Renamed Ripple Prime. First crypto-native firm to own a global multi-asset prime broker. Post 3/9 March 2, 2026: Ripple Prime was admitted to the National Securities Clearing Corporation — the DTCC subsidiary that handles US equities clearing. Not a partnership. A credentialled membership in the same post-trade infrastructure that processes every American mutual fund's trades. First crypto-native firm ever to hold this position. Post 4/9 April 1, 2026: Ripple launched Ripple Treasury — the first corporate treasury management system with XRP and RLUSD natively embedded alongside fiat cash. Built on GTreasury, which already processed $13T in payments volume in 2025 for SMEs through Fortune 500. The CFO's desk now has a digital-asset-native option. Post 5/9 Meanwhile, DTCC has been quietly tokenising itself. — Collateral management platform live since April 2025 (on Besu via DTCC AppChain) — SEC no-action letter granted Dec 11, 2025 for tokenisation pilot — Tokenisation Services production launch: H2 2026, scope: Russell 1000, ETFs, US Treasuries Post 6/9 Every securities trade has two legs: the security and the cash. Atomic settlement of tokenised Treasuries needs a cash leg that lives natively on chain. Three credible candidates: USDT, USDC, RLUSD. RLUSD is the one already wired into the prime broker DTCC just admitted. Post 7/9 What Ripple has assembled, in one company: — Stablecoin (RLUSD, ~$1.6B and the fastest-growing institutional stablecoin) — Prime broker (Ripple Prime, NSCC member) — Corporate treasury system (Ripple Treasury) — Bridge asset (XRP, named in DTCC patents) — Underlying ledger (XRPL) No competitor has all five. Post 8/9 What this isn't: — Not a DTCC commitment to use XRP exclusively — Not a guarantee RLUSD becomes THE cash leg — Not a price prediction What it is: the shortest path from corporate treasury account → prime broker → central counterparty clearing now runs through a Ripple-built stack. In financial plumbing, integration usually beats exclusivity. Post 9/9 The lights aren't on yet. But the wires are in. The credentials are issued. The regulatory letters are signed. H2 2026 is when we find out how much of this stack is plumbing in active use — and how much is still plumbing waiting for water. Full piece, with primary sources: open.substack.com/pub/hardmoneyn…

@BSCNews @SenGillibrand Republicans should counter request an immediate audit on all Senate Democrats share holdings and personal crypto wallets and also include the auditing of their families and friends holdings. They are all waist deep in the swamp so just get the Bill passed

GILLIBRAND DRAWS A LINE ON CLARITY ACT Senator Kirsten Gillibrand (@SenGillibrand) said at Consensus 2026 on Wednesday that there will be no CLARITY Act deal without provisions banning crypto insider trading by lawmakers and government officials, calling ethics one of three issues that must be resolved before Senate Banking Committee markup. The other two are consumer protections and illicit finance and terrorism financing safeguards. "It can get done by August if we're lucky," Gillibrand said. The New York Democrat is the lead Democratic negotiator on the bill and the architect of the 2012 STOCK Act, which barred congressional insider trading in equities. She told reporters that many Democrats are concerned about potential conflicts of interest involving the Trump family, which Bloomberg has estimated has earned at least $1.4 billion from the crypto industry. The push lands at a critical moment. The Senate Banking Committee cleared the stablecoin yield impasse with new compromise text from Senators Tillis and Alsobrooks last Friday, and Chairman Tim Scott said the bill is "in the red zone." CFTC Chair Mike Selig said he is hopeful for July 4 passage.

@BaronOfBeachSt Does "Secretly Pre- Allocated" mean the XRP was supposedly given to sovereign states..not sold to them

Thread 1/18 -TO UNDERSTAND THE MACHINE YOU MUST BECOME THE MACHINE- What if Ripple secretly pre-allocated XRP by GDP… and built the ultimate self-balancing global liquidity machine? Hell #XRPARMY, we've even seen some of the documents proving it. You've probably watched your favorite #XRP Influencer discuss the subject. You've seen the fevered ego-filled debates set ablaze any chance at reason, logic, or even respect when attempting to entertain such a notion. And let's not forget the sewage drain flowing with the endless supply of negative and senseless snarky comments that lead to zero forward progress of thought evolution. Well #XRPARMY, or anyone willing to read, I decided to try something different. I've set out to actually create and fully show the vision in my head of what I believe to potentially be the who, what, when, where, and why implementation of this #XRP Pre-allocation and Ripple's massive vision for introducing this new global handshake. ---- Now Let's begin the Movie Shall we...

China doesn't need to invade Taiwan or any country . When the Straits reopen and trade begins to flow again all buyers will flock to China including USA. China has the inventory and the capital that the world needs to survive and prosper. We may not agree or like it but..that's the reality

If I was part of the U.S State Department, it would be my priority to ensure that the Philippines had its fuel and oil needs met during this crisis. It would be idiotic to detonate one of the most important relationships relating to a clash over Taiwan during this crisis.

@johnkonrad Every country that wants Gulf Oil can pay in Crypto/ StableCoins. Iran is happy..Gulf countries are happy..Life goes on

BREAKING: US Navy will not open the Strait of Hormuz Trump gives nations who import oil from the Middle East three options: 1) Buy your oil from US and Venezuela instead 2) Secure the Strait themselves with limited US support Or 3) Wait for Hormuz to reopen naturally

@Maroye @simon_ree Dedicated leaders rather than WEF Puppets

@simon_ree you're brain broken lmao! We're top 5 in the world on every relevant metric. Also, what do you think a country needs to take full advantage of its resource abundance and vast land? What do you think we're lacking?

Australia was handed one of the greatest starting positions of any country in history Massive mineral wealth. Abundant energy. World-class beaches. Amazing climate. No fault lines... no earthquakes or tsunamis If you gave a 12-year-old this setup in a civilisation-building game, they'd build a paradise Instead, we got decades of useless politicians on both sides of the aisle who couldn't run a sausage sizzle at Bunnings without a $4 billion feasibility study and a royal commission Australia isn't unlucky. It's grossly mismanaged

@ZachRector7 Maybe

Upon further review I have adjusted my 2026 XRP target. We are definitely going to $100 XRP

@Peter_thoc Pulling out after they caused financial turmoil was always planned. Let the rest of the world clean up the mess so the U.S can pursue the Stablecoin build up to save the dollar

Everyone is smelling the US pulling out of the middle east after that speech.

@AbsGEC I gave up on Coinbase years ago. Their customer service was non existent.. I held XRP on there..big mistake.

HUGE: 🇺🇸 I’VE HEARD THE SAME MESSAGE FROM THOUSANDS OF CRYPTO INVESTORS… “I MOVED MY ASSETS OFF COINBASE.” THIS COULD BE THE PUSH NEEDED FOR COINBASE TO BACK DOWN AND SEE A CLARITY DEAL SIGNED! COMMENT BELOW IF YOU MOVED ASSETS!

@honeymoon250 Help pack his gear , give him $20 and call him a cab.. quickly.. then..lock the door.

Any advice???

@EmilySm43 D

What are the chances you'd vote for Alexandria Ocasio-Cortez (AOC) for President in 2028? A. 100% B. 50% C. 25% D. 0%

My Fellow Australians.. We are here to HELP YOU We've got YOUR BACK. I'm personally going to give the incoming Oil Tankers access to my private jetty at my beachside mansion so they can immediately pump the fuel into the storage containers in my backyard and then I'll get it out to everyone ASAP after I've topped up my personal supply. Thank you for your attention to this matter. Your Humble & Loyal P.M

Albanese is making a national announcement at 7pm. What do you think he's going to say?

@ThrillaRilla369 Take him off the chain.

If your Muslim neighbor says you must get rid of your dog to respect Islam, what would you do?

@silentblossom_ Its Zelensky on his world tour

This video of President Trump getting off Air Force One is going viral as people start to realize who that is behind him!