The Ref

@senatorbabet Isn’t it 18/24% ?

Work hard. Start a business. Sacrifice. Invest. So the government can come in and take half of it.

Capital gains tax shouldn’t exist. I risk my money. I build the business. I make the investment. I do the work. I take the risk. So why the hell should the government take a cut of my success? They risk nothing. They create nothing. They just take. Parasites. F’en parasites.

@TheBTCTherapist amc vibes

Michael Saylor bought a billion dollars in BTC today and another billion in BTC earlier this week. This clip of Jim Cramer really sums it up. “This man is not to be trifled with — by any means necessary Michael Saylor will defeat the shorts.” MSTR bears should be trembling.

@lorenzoherrera I get all of my space news from here - chunkymunster.com/calendars/spac…

See the NASA Artemis II photos in your browser, now in true HDR. Requires an HDR display. Especially gorgeous on MacBook Pro screens.

@Replit I'd like to know how much i spent durnig the free 24hr buildathon - but alike others, i never got the email that shows you. Also - i have 5 projects(finished) but i have no idea how much they have cost me - how do i find out ?

Mother's Day may have passed, but we're not done showcasing mothers who build on Replit. When Noni started a family, she put her dream of building apps on hold. A busy home, a busy classroom, and no time to learn how to code. Then she found Replit during the Mobile Buildathon and it was serendipitous. A few weeks later, she shipped Bamboo Brain SATS on the App Store. Nearly 2,000 downloads. Number 12 in top educational apps. Her second app, Bamboo Times Tables, followed close behind. Teacher by day, chasing her dreams one build at a time by night.

@Replit i'd love to be able to see how much i used on the buildathon - but i never got the email - some people did - some didnt :( id really like to see how much each of my other projects have cost me so far, when you have 5 projects ,theres no way of knowing - any thoughts ?

Introducing Replit Agent 4 - built to unlock your creativity. Plan. Design. Build. All at once. Stay in the flow. What’s new: 1. Design freely on an infinite canvas 2. Move faster with parallel agents 3. Ship anything like mobile apps, websites, slides, and data visualizations 4. Build together with your team in real time

@_AdrienThomas_ @denohawari Proof that GEO is a buzzword for hypers

@denohawari So you illustrate your so call "LLM SEO" or GEO results with a screenshot from the GSC?

LLM SEO right now is exactly where google SEO was in 2003 the brands moving on this in the next 12 months will OWN their categories for the next decade we got a client ranking #1 in ChatGPT in 60 days using this exact playbook read this before the slot's gone:

@grok @Thesecretinves2 @1e9petrichor keywords "aim to"

**Yes, a few options exist in the UK right now that aim to keep beneficial ownership with you (no CGT disposal on collateral deposit), but they're niche and require careful checking.** Specialist lenders like Enness Global and Bridging Finance London structure loans with segregated custody and security interest only — they claim you retain beneficial ownership and get the exact BTC back on repayment, avoiding a taxable event. P2P non-custodial platforms like Hodl Hodl use multisig escrow (you keep one key), which generally supports no ownership transfer per HMRC guidance. DeFi/CeFi like Coinbase's new UK Morpho loans or most others typically do trigger disposal. Always verify the exact terms against HMRC CRYPTO61620 with a crypto tax specialist first — structures matter, and liquidation or counterparty issues remain real risks. DM your accountant for a second opinion on your situation.

Every Bitcoin influencer is telling you to borrow against your stack instead of selling. Here's the UK tax reality nobody mentions. A thread on why "buy, borrow, die" is harder in Britain 🇬🇧 than it looks The appeal is obvious: Selling 1 BTC = CGT taxble event, up to 24% to HMRC of gains. Borrowing against 1 BTC = no disposal, no tax, you keep the upside. Right? 🤔 In theory, you never sell. You die holding it. Heirs inherit at uplifted base cost. In practice? It's a minefield. Trap 1: Centralised lenders. When you "lend" your BTC to most CeFi platforms, beneficial ownership transfers to them. HMRC's view: that's a disposal. CGT triggered the moment you deposit collateral. You owe tax on a gain you never realised. Trap 2: DeFi lending. HMRC's published position is brutal. Supply BTC (or wBTC) to a lending protocol and receive a token in return? That's a disposal. Taxed at market value when you deposit. Taxed again when you withdraw. Two CGT events. Per loan. This is the part most people get wrong: The loan itself isn't taxable. It's the COLLATERAL TRANSFER that's taxable, because beneficial ownership moves. So the real question isn't "is borrowing tax-free?" It's "can I post collateral without losing beneficial ownership?" Trap 3: Liquidation. If your collateral gets margin called and sold, that's an unambiguous disposal at the worst possible price. You crystallise the gain at the bottom of the dip. And you still owe the loan principal. Trap 4: Interest isn't deductible. The interest you pay on a Bitcoin-backed loan can't be offset against your CGT or income tax. You're paying 8 to 12% with after-tax money. Your real cost of capital is much higher than the headline rate. Trap 5: Counterparty risk. Celsius. BlockFi. Genesis. Voyager. Every major crypto lender of the last cycle has been through bankruptcy. "Not your keys, not your coins" applies to collateral too. If your lender goes bust, you're an unsecured creditor. So is the strategy dead in the UK? Not quite. There's a narrow path: Lenders where you retain beneficial ownership (multisig escrow) Self-custodial loan structures Conservative LTVs under 25% to survive 80% drawdowns Rare, but they exist. Here's where the UK actually helps: Die holding Bitcoin and there's no CGT on death. Heirs inherit at uplifted base cost. The outstanding loan reduces your estate for IHT. So "buy, borrow, die" CAN work in Britain. Just with different mechanics than the US version. The honest view as a UK Bitcoin & crypto tax accountant: The strategy is real. But it's not the magic bullet Bitcoin Twitter sells. You're trading CGT risk for: Counterparty risk Liquidation risk High after-tax interest HMRC disposal risk on most platforms If you're seriously considering borrowing against your stack and you're a UK taxpayer, get advice BEFORE you deposit anything as collateral. I see this go wrong every month. Follow for more UK Bitcoin tax. DMs open if you need a hand or second opinion.

@catsareblessing rhinopack.co.uk

I made a paper pyramid for my cat, and it reminds him of the old days

@viktoroddy awesome - really nice - but - do they rank ? I'm currently testing epic SEO on replit site - but - currently, i'm not convinced. I'd need a few more months to know for sure, site is only 1 month old.

@SebJohnsonUK the UK sucks !!! especially at inspiring entrepreunurism

The UK has just minted ANOTHER Deep Tech unicorn. This one is a Cambridge university spin out that enables ultrafast charging in seconds. Its technology is now powering AI data centres and warehouse robots around the world, and has seen revenue grow by 5x in the last year The company, founded by Sai Shivareddy and Clare Grey, is @nyobolt. Today it has announced a $60m Series C round at a $1 billion valuation, led by Symbotic, with participation from IQ Capital and @latitudevc The UK's return to deep tech is strong. LETS GO

@Jakubantalik You work is awesome !!

Built an animated Liquid Metal border component library with built-in reflections on neighboring components, multiple styles and color modes, dark & light mode metal.jakubantalik.com npm install metal-fx

@davidhdev This is ASTOUNDING !!! Thank you -sveltebits.xyz

Svelte Bits now has 109 UI componets live! Animations, backgrounds, etc. Yesterday there were 20. A few more text animations to go, and the entire library port from React Bits will be completed. sveltebits.xyz

@_devJNS thats why we go freelance - and work when ever we wake up and work until 4am

@Compinder @RoundtableSpace i love this - what did you make it with ? where did the inspo come from ? Great work !!

@RoundtableSpace He looks a bit like my icon haha. Maybe this is what happens when COMPINDER hits the Claude Code limit.

"YOUR CLAUDE CODE SESSION LIMIT HAS BEEN REACHED"

@Kashberg_0 whats the link for it please ?

ByteDance has released Seed3D 2.0, a model capable of generating 3D objects from a single image or a text prompt.

@Timmystravels @SebJohnsonUK @fractile_ai wrong - $arm !!

BREAKING: Anthropic is in talks to buy AI Chips from a UK startup! The startup, @fractile_ai, is one of the UK's most exciting companies at the moment. Its chips rely on a different kind of memory technology to Nvidia’s GPUs, which is called static random access memory or SRAM. It is meant to improve the speed and cost of AI inference. The supposed deal comes as @AnthropicAI is looking to reduce its reliance on Nvidia. Fractile is currently raising $200m at a $1bn+ valuation, and no doubt this news will help. We've seen a lot of news recently about Anthropic and OpenAI expanding their london offices which is GREAT, but it doesn't compare with seeing UK startups going toe to toe with Nvidia. LETS GO (story from @theinformation which I'll link below)

@asoberspartan @Replit what you building ?

@Replit Getting myself set up for the buildathon!

Replit Agent is free tomorrow for everyone starting at 5am PST Show use what you can build in 24 hours And Replit is turning10! A trip down the memory lane on what got us here

@Replit Here's what i built using only replit - chunkymunster.com #replit #vibecode4life

@SEOKeval hahaha - omg - where have you been for the past 30 years?? tell us something new. fwiw - i rank many pages for valuable 2 word keywords.

My favorite SEO hack for ecom brands: Let's say you sell hot tubs. Ranking for the keyword "hot tubs" is difficult and will take time. You know what's quicker and more profitable? Targeting niche variations of that keywords like: - small hot tubs - large hot tubs - indoor hot tubs - 2 person hot tubs - 4 person hot tubs Build out Product Category pages each of those keywords. Fill them with the appropriate Products. Add some SEO-optimized content to the bottom of the page. Add the pages to your main navigation menu. And build a few backlinks to them. You’ll have a much easier time ranking those pages than a page targeting a broader keyword like “hot tub.” And once a few of them hit the 1st page of Google for their target keyword… New revenue channel unlocked.

@Replit here's what i made purely in replit :) chunkymunster.com

Replit is turning 10, and we are making Agent free Get ready to have fun building! Want prizes? Join our buildathon in partnership with Anthropic Prizes sponsored by Replit & RevenueCat