Rich Balvanz

@KurtSupeCPA So what happens to the grandkids? Mom and Dad riddled it to the kids who spent every cent, saved nothing and will leave nothing to the grandchildren. If it isn't earned, it isn't saved.

Couple comes in for their annual review. $2.8 million. Well invested. Solid Pension. Completely on track. I ask the question I ask everyone. "How is your daughter doing?" Mom's face changed first. Their daughter is 39. Hasn't asked for anything. Never complained. But she's been in the same apartment for six years. Daycare alone is $1,800 a month. Down payment feels impossible. Dad said "we always figured she'd get it eventually." I pulled up a simple chart. Statistically they live to 88. She inherits at 56. Maybe 60. At 60 her own retirement is eight years away. The money that could change everything at 39 arrives when her finish line is already close. Neither of them had ever seen it framed that way. The annual gift exclusion is $19,000 per parent per child. They can move $38,000 a year to her. No gift tax. No estate implications. Over ten years that's $380,000 transferred while they're healthy enough to watch it matter. Dad looked at his wife. "Why are we waiting?" Most families leave everything at death because nobody showed them the math of giving it while they're alive.

@PattyMurray Please cite your data. (Another case of fraud.)

The average person is more likely to be struck by lightning than they are to commit voter fraud. Seriously. That's a real stat. I'm voting NO on the SAVE America Act.

@xagreat "Nigerian" with a European account. Duke's a fraud.

Paul never met Jesus, but he wrote half of the Bible. Lol

@GigaBasedDad Lutheran/Lutheran

Let's have fun here What Christian denomination are you right now? Under what Christian denomination were you raised? Curious to see the results

@OGBURGKATHOLIK The public reading of scripture within the Divine Service is an extension of the pastoral office, limited by God to males. It's that simple.

Lutheran friends only, I have a genuine question out of curiosity, and I’m only asking out of curiosity, not intending to create divide or be contentious. Does anyone know the exact reason why women are allowed to publicly read the daily scriptures at the divine service of Paul says this.. “For God is not a God of confusion but of peace. As in all the churches of the saints, the women should keep silent in the churches. For they are not permitted to speak, but should be in submission, as the Law also says. If there is anything they desire to learn, let them ask their husbands at home. For it is shameful for a woman to speak in church.” — 1 Corinthians 14:33-35 I’m genuinely curious what the Lutheran understanding of this is, because it would seem to me that public reading of scripture would be encompassed in this command for silence. Again as I stated, I’m not asking this out of malice, I’m just curious. I’m not bothered by women reading the scriptures. I’d prefer to hear actual historic interpretations from our theologians, not opinions please.

@BishopJaxi You are addicted to argumentation, the hallmark of one who doubts his own faith.

The Catholic Church is ordered toward sanctification, not comfort: repentance, obedience, self-denial, virtue, and conformity to Christ. Protestantism is built to accommodate the individual, allowing each person to keep what feels right, reject what feels hard, and mistake comfort for truth.

@CaryKelly11 Except a long term study released last wweek found the farmer users of pesticides had lower cancer rates than non-farmers. Not settled "science."

Iowa produces the most GMO corn in the US. Iowa uses more pesticide than any other state except one. Iowa has the 2nd greatest incidence of cancer in the US. Some Iowa countries have cancer rates 50% higher than the national average. But it can’t be the chemicals…

@KILLTOPARTY "I wonder why she's doing the bare midriff thing when she is head-to-toe not hot?"

Men look at every woman they pass. It means absolutely nothing.

@GodlyAction Lutherans: baptism is necessary, but not absolutely necessary.

Baptism is not required for salvation.

@IAGovernor The worst part of Iowa is we have been unable to rid the state of democrats.

Iowa has been ranked the most affordable state in the country! It’s just another reason why Iowa is the best place to live, work, and raise a family.

@snowta @IAGovernor They are called elections. Iowa does them without fraud because we require voter ID.

@IAGovernor Jusst need to get rid of Senator Grassley now. Why is he still in office at 90 plus years old?

@unusual_whales Could they be as strongly committed as they are to Ukraine? Oh, wait...

BREAKING: Canada, allies ready to ‘contribute to appropriate efforts’ on Strait of Hormuz blockage, per CTV

@Bitcoin_Teddy CLICK BAIT CLICK BAIT CLICK BAIT CLICK BAIT CLICK BAIT CLICK BAIT CLICK BAIT CLICK BAIT CLICK BAIT CLICK BAIT

Older generations say “we all struggled in our 20s.” No, you didn’t. You didn’t pay $3200 for rent and $10 for eggs. You didn’t graduate into $50K student debt and $0 job security. Gen Z isn’t dramatic. They’re drowning.

@BreeSolstad Tell your nelieving Grandma in the nursing home to pray for softening of the witches' hearts. That should take care of it. "The prayers of a righteous person availeth much."

There is a witches convention coming to town and there’s an internal debate amongst a group at my Church. Half of us want to go the convention to pray outside it with Rosary prayers & hymns. The other half are fearful & say it could put us in spiritual danger. What do you say?

@LauraLoomer @joekent16jan19 The leaks could lead directly to Iran's planned attacks on Pres. Trump's life.

SCOOP: White House source tells me @joekent16jan19 resigned once he got word that he was going to be under investigation for leaking classified information. It has now been reported that Joe Kent is under FBI investigation for allegedly leaking classified information. As I reported last year, Joe Kent was caught leaking President Trump’s private schedule and meetings to Tucker Carlson and was told by Senior White House advisors that if he got caught leaking again, he would be fired. It appears Joe Kent’s interview with Tucker Carlson @TuckerCarlson is nothing more than a premeditated performance to play the victim card and cry retaliation, because Kent knew the truth about his investigation would come out. The interviews this week is his way of getting ahead of the news breaking. As I said yesterday, Kent sounds like someone who was about to be fired and “resigned” before they were fired. @TulsiGabbard let him keep his dignity instead of firing him herself. But sadly, Joe doesn’t have any dignity left. He has lost his mind. He also blamed Israel for his wife’s death when he knows Islamic terrorists killed his wife. As I said before, everyone knows all of the IC leaks come out of @ODNIgov. The place is swarming with cockroaches.

@clayandbuck @RandPaul @ClayTravis @BuckSexton If the victim had been anyone other than you...

.@RandPaul confirms to @ClayTravis and @BuckSexton he's a no vote on Markwayne Mullin to lead ICE and CBP: "I'm concerned about anger issues. I think they need a better role model."

@EricLDaugh The US should lay claim to the Strait and tariff every ship coming and going.

🚨 HOLY CRAP. President Trump is now considering PULLING OUT from the Strait of Hormuz after defeating Iran, forcing our “allies” to defend it themselves No free rides! “I wonder what would happen if we “finished off” what’s left of the Iranian Terror State, and let the Countries that use it, we don’t, be responsible for the so called “Straight?” That would get some of our non-responsive “Allies” in gear, and fast!!! President DJT”

@WmWeedon If the big hand is past 6, it's "of" time.

Survey: I grew up saying 10 of nine. Does this make sense to anyone not from the south???

@ChipFlory @maxarmstrong Certainly is a sad occurrence. I am glad to have been part of the industry in its heyday.

@Ricky_Rivets @maxarmstrong Hey Rich… sad to lose another icon of farm broadcasting.

Mr. Samuelson. 1934-2026. He would have been 92 on 3/31. He loved birthdays and celebrated everyone else’s joyfully. Rare to work with someone 45 years. Thank you, O.

@redpilldispensr AI is not needed to summon demons. Simply close your eyes and say "democrats" three times.

Tim Dillon claims Sam Altman and Peter Thiel are summoning an ancient Sumerian demon through AI. "I don't want to scare anyone. I have sources on this." "There's an ancient Sumerian god that Sam Altman and Peter Thiel are communicating with, and they're going to give birth to an AI demon." "It's a demonic force that's going to take form through artificial intelligence."