Rob🐺

@_Dyson_Sphere_ @AshyCompounds Slippery slope....

@AshyCompounds I think the issue is more scope creep. Its the interest on cash now, what's the next change going to be?

Half of X is losing its mind over the new ISA rule. Let me explain what's actually happening, because the outrage is mostly people misunderstanding their own ISA. From April 2027, a 22% charge applies to interest earned on CASH sitting inside a Stocks & Shares ISA. Not on your investments. Not on dividends. Not on capital gains. Just on cash you're leaving idle in an account designed for investing. Here's the bit nobody's saying out loud: if you're using a S&S ISA to just hold cash, you're using the wrong wrapper. Want to save? Use a Cash ISA. Tax-free interest, zero risk, simple. Want to invest? Use a Stocks & Shares ISA. That's literally what it's built for. The reason this rule exists is because they assume people will quietly parking cash inside S&S ISAs to dodge the lower cash ISA allowance, rather than actually investing it. The government is closing that loophole before it even exists. Now let's talk about why investing in the first place matters so much more than people parking cash realise. £10,000 in a Cash ISA at 4% for 20 years: £21,911. £10,000 in a S&S ISA invested in a global index fund averaging 8%: £46,610. Same tax-free. More than double the outcome. That gap is the entire reason this policy exists, to nudge people out of cash and into growth. And here's what actually annoys me about the outrage. You CAN still hold cash-like exposure in a S&S ISA, completely unaffected by this charge. Money Market Funds are explicitly exempt from the 22% charge entirely, as long as your account isn't 100% cash-like assets. So if you want stability inside your S&S ISA, you've got real options: Money Market Funds: short-term, low-risk, currently yielding close to the base rate, fully exempt from the new charge. Short-dated gilts: UK government debt, extremely low risk, still counts as a genuine investment. Gilt or bond ETFs: diversified, low volatility, still doing what an ISA is meant to do. None of these get touched by the new rule. The only thing being taxed is literal idle cash sitting doing nothing. This is a nudge to actually invest - and fix our high-saving, low investing culture. Stop overreacting to a headline you haven't read the detail on. Are you holding cash in your S&S ISA right now? What for? What have I got wrong ?👇 #ISA #InvestingUK #PersonalFinance

Genius! 😂

@TicketmasterCS good charlotte presale link is just taking to a screen saying 'happening now' but cant actually see any options to purchase

@TicketmasterCS @Jess5594 Same problem here

@Jess5594 Hi, JMH, Please give us a follow. Thanks - AT

@TicketmasterCS I’ve got a code for good Charlotte presale at Manchester but Ticketmaster isn’t letting me in to buy them? It just says happening now??

Wolves ay we 🐺

@StefanW0lves Ive used Smart car near the lunt previously when i kerbed a hire car. Wheel was immaculate once theyd finished with it. Diamond cut too

Anyone got any recommendations for alloy refurb places in Wolves?

In 2022 Keir Starmer literally raised the issue of Alaa Abd El-Fattah and claimed he was imprisoned for his social media posts. In 2025 Keir Starmer is claiming he knew nothing about his social media posts Is the Prime Minister lying to everyone again?

@_onlyscott Aston villa

Name a football club without letter "E" Impossible

Nathan Shi is to be appointed as interim executive chairman of Wolverhampton Wanderers Football Club. Jeff Shi has stepped down from his role as executive chairman. He will remain chairman and CEO of Fosun Sports Group, and will have no operational duties relating to Wolves. wolves.co.uk/news/club/2025…

Ruben to come back and repeat the championship 😭

@oldgoldpack @TheWolvesReport @wwfcxdesign @THELOBOSWOLVES @MrRyanLeister NEED THIS

150 years. Our Club. Our History. Our Future. Designed by Wolves fans, for Wolves fans. #wwfc

@mrstuartelliott @Hadenwoof @cav_priv Yup

@Hadenwoof @cav_priv If this becomes a thing people could be encouraged to donate 50% of the ticket price (normally much lower than PL) to them via a go fund me

The Shrewsbury game has to be a complete boycott, the protests must get bigger. He has to go.

@DannyRosamond Need a good memory to be a good liar

@RobBob_14 It's almost as if he's a terrible liar

No money from esports to the club. So, they get the name and badge and it benefits nobody but you, you fucking dweeb.

Shall we just go to compton tomorrow, or now #wwfc

@Russ10784945 It feels like we are on a prank show. Surely they cant of come out that interview thinking 'that went well'. The problem is, they most probably did

@oldgoldpack @MrGfullback Please get him out

@MrGfullback “Relegation or staying up are just a technical term that people like to emphasise but inside the club it’s not that serious”.

Did they really just laugh when relegation was mentioned? #wwfc #shiout

@mcooperwrites 'Wolves may not be club for you'

Someone get Jeff an inhaler

@StefanW0lves Yep... next 3 years forecast is robust ... must of planned for relegation and to be this fucked 🤯

Jeff implied relegation does not mean redundancies at the club. Bookmark that one. #wwfc

We are fucked with this idiot in charge #wwfc @bbcwm