Shashank
1.9K posts




🆕💳 #Indigo IDFC First Dual Credit Card! (Reward Rate => 5% Bluechips! & No Exclusions!! ) Vouchers/benefits on joining & annual fee: 🔸Unsecured: ₹4,999 fee = 5,000 BluChips + meal voucher + EazyDiner + Postcard Hotel vouchers 🔸 Secured: ₹1L FD = no fee + EazyDiner + Postcard Hotel vouchers Key Feature Highlights: 🔹 Earn IndiGo BluChips on all spends (excl. EMI, ATM) - redeem for flights ✅ 🔹6 BluChips/₹100 on flight bookings via IndiGo app/website (up to 16 BluChips for higher loyalty tiers) 🔹0.5 BluChips/₹100 on rent, wallet, utility, insurance, fuel, UPI✅ 🔹3 BluChips/₹100 on everything else. => 3% Rate✅ 🔹3000 BluChips activation bonus on ₹1L spend in 90 days✅ 🔹25,000 BluChips annual milestone bonus (across 5 slabs: ₹2L/₹5L/₹8L/₹10L/₹12L; 5K each) => 2% Rate 🔹2 Cards, 2 Networks: Mastercard + RuPay (for Intl, Domestic, UPI) 🔹Low forex markup: 1.49% on international spends 🔹Exclusions: no rewards on cash/EMI 🔹Trip Cancellation Insurance: Up to ₹25,000/year on flights/hotels Verdict : ✅ Reward rate and Milestones are very similar to IDFC Vistara, ✅ Continues to give points on Government Spends ✅ Will be instantly issued if you already hold an IDFC Credit cards as a floater (Shared Limit) ✅ Also available with 1L FD (Secured card) - Can be an amazing first card for those starting their CC journey ❌ The only drawback is low value of Bluechip which often floats around 0.4-0.6 - But that's pretty much close to what we have for Air India too ? We'll have to wait and see... Looks like another winner from IDFC First Bank! #CCGeeks & Indigo Loyalists, What do you think about the card and the Bluechips ? 📧 Comment Below ! ❤️ | 🔖 | ♻️ - Share with fellow #ccgeeks #CCGeek #CreditCards #TravelOnPoints #IDFCFirstBank



🏆 The Big Offer - Air India 50% Bonus miles offer is live !!!! Spoiler: Axis is not a partner, but ICICI is, so 18% becomes 27%. Validity: 1st May to 31st May 2026. ✅ The Inclusions You can earn bonuses through two main streams: 1. Points Conversion Partners: Banking: HDFC Bank, ICICI Bank, SBI (Aurum & Travel Card), Air India SBI Credit Card, Kotak Mahindra, Yes Bank, IndusInd, RBL, Bandhan Bank, Federal Bank, Union Bank of India, and more. International HSBC: UK, UAE, Qatar, and Malaysia. Lifestyle/Retail: Flipkart Supercoins, Audi India, E-rewards, Magnify, and Maximize. 2. Lifestyle Partners (Shop & Earn): Includes categories like Stay, Travel Services, Experiences, and Retail (e.g., Tata 1mg, Cordelia Cruises, Sterling Holiday Resorts) accessed via the Air India partner page. ❌ The Exclusions (What’s NOT eligible?) Not all points are created equal during this fest. The following are strictly excluded: Specific Banks: Any conversions from Axis Bank or HSBC India reward points. 🤯 Vistara Co-brand Cards: Points from Axis Bank Vistara, SBI Vistara, IDFC Vistara, or IndusInd Vistara Co-brand cards. Pre-Registration Spends: Any transactions made before you register for the offer on the website. Future Stays: For "Shop & Earn," the service (like a hotel stay) must be availed within the May campaign period. Bookings for future dates outside of May do not qualify for the bonus. ⚠️ Key Terms & Conditions (The Fine Print) Mandatory Registration: You must register your Maharaja Club ID on the Points Fest Page before transacting. The "First Move" Rule: The bonus applies only to the first qualifying transaction per partner. ⚠️ Example: If you convert 100k HDFC points today and 50k tomorrow, only the first 100k gets the bonus. ⚠️ Earning Cap: There is a maximum limit of 2,00,000 bonus points per eligible partner. ⚠️ Credit Timeline: Bonus points will be credited to your account within 60 days after the campaign ends (by late July 2026). ⚠️ Non-Reversible: Once you convert those points, there’s no going back! Register and check the full partner list here! - airindia.com/in/en/maharaja… #AirIndia #MaharajaClub #TravelHacks #PointsFest #CreditCardsIndia



this might be one of the biggest branding flexes i've seen in a while. just a red background and everyone instantly got it. @zomato
















