I met two guys launching an education product. What they built in 2 weeks would have probably taken months without AI.
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Travisjost
1.6K posts
Travisjost
@Travisjost1
Mortgage broker in Nashville TN. Real Estate expert. Father of 3. https://t.co/wQt1ul6zG1
Katılım Eylül 2021
236 Takip Edilen375 Takipçiler
@connorclift35 The guys doing 100% financing are probably not going to stop since thats their main offer. But may lenders have "Declining Market" conditions buried in their guidelines. For instance most DSCR lenders will reduce LTV by 5% across the board.
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Get ready for a lot of real estate appraisals to be marked with "Declining Market".
This typically does not have an affect on conventional and FHA loans, but many DSCR and fix and flip lenders will do a 5% LTV reduction across the board.
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When a local construction project takes down the “Funded by local bank” sign and replaces it with “Funded by Hard Money,” it’s usually a sign things aren’t going according to plan.
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@SMB_Attorney As someone with a good father, i'm slightly offended.
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Being a father is a gift
One trend I’ve observed at middle age:
> People who grew up with great fathers turn out (on average) to be lower quality fathers
> People who grew up with poor/absent fathers turn out to be amazing fathers
Perspective seems to play a big role.
Steve Wiesner@SteveWiesnerSMB
Note to Dads who have activities with their kids today. One day, sooner than you think, those days will be over. I would give anything, ANYTHING, to get those days back again. When they strike out w bases loaded: it's a gift. When they spill their milkshake in the back seat: it's a gift. Mess up the windows with their muddy hands: a gift. Complain about how long the drive is taking: gift. I don't have many regrets in life, but one of them (a BIG one) is not being present enough when I should have been and not having the right perspective at times. So today, watch the game, enjoy the game, and recognize there are a bunch of people out there like me who would pay anything to be in that seat again. Those are the moments that matter in your life, and they're fleeting. The moments that don't matter... Sending another email. Having another client call. Having another meeting. Be an amazing dad to your kids. There's no more important job on the planet.
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@ThinkAppraiser I hope your sketches are better in your reports.
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@ethanflynncpa I met two guys launching an education product. Both recently left their corporate jobs and had a product built in 2 weeks that would have taken months previously.
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TN just saw a record for small business creation.
"New business filings in the 1st quarter of 2026 were the highest for a first quarter in the 33-year history of the data"
There's never been a better time to start a small business.
Michael Zuber@1RentalataTime
I will take the other side and say AI will launch more small businesses
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I met with a senior partner at an accounting firm. They are having to train their new partners around 30~ years old how to network and connect with people.
Most people social skills are lacking these days. The put these new partners in the same training as the interns...
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@ThinkAppraiser Every subreddit is just a hate fest for their own profession. Loan originators, architects, sales, engineers, brokers. They are all the same. The only good ones are the entrepreneur ones.
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@Matthew_T_Lowe @GrowthStockDad I didn’t say it was all over Tennessee. It’s mostly within one county.
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@Travisjost1 @GrowthStockDad Nope…not unless the “all over Tennessee” part was an enormous exaggeration, & the clients only drove past the houses instead of touring them.
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I heard a story about someone wanting to move to Tennessee. They toured 30 houses in one weekend, most of them with land.
They had so many ticks on them at the end of the day the freaked out and cancelled the move.
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@Mike__Baier My nine-year-old will love that. I think he will be an engineer one day.
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@Travisjost1 Ha! They will be open to the public, but in the meantime I’ll shoot over a video from transpo secretary Duffy touring the site in Nashville
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@An0malee @AmyMoretz_ I’ve lived here my whole life and I feel like it’s getting worse.
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@AmyMoretz_ @Travisjost1 been here 7 years and just now finally starting to adapt to the pollen. was really brutal for a few years.
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@brew_that @T1228840816103T Good idea. I don’t think my bobcat will like that though.
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@Travisjost1 @T1228840816103T Just introduce mountain lions to handle the coyotes
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@Travisjost1 @GrowthStockDad Sounds like one of your real-estate colleagues is a liar.
And you don’t seem to have the common sense to recognize it.
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@CaseyMericle I made friends with a guy who runs an abstracting company. I just ask him which title company to use depending on the area.
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A few things to look at here when selecting a title company
1. Have they been in business a long time
Title companies get frequently audited and I don’t really trust any of them that haven’t been in business at least 20 years
Most die in 5 years
I don’t wanna trust someone who doesn’t know what they’re doing and doesn’t have a healthy backbone
2. Look to see if they’re recording releases or satisfactions upon a refinance. When a new loan is put on a property that already one from that same owner
If you don’t see a satisfaction or a release in this situation then that shows you they lack attention to detail & leave title chain issues for their customers down the line
3. Do they have their own in-house title abstractors
If they don’t have this locally it tells you that they won’t be able to get you a title commitment this week
It might be more like 2-4 weeks out
If you have a need for speed ya need someone with local in-house abstractors
Hope this helps
Nolan Gore | SMB Lawn Cowboy@TheNolanGore
For my real estate bros… How do you choose your title company? Relationship? How much spend to take you to events? General competence? Whatever the other broker puts on there? Seriously interested.
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@collectorcriss @Choosing2Thrive I’ve got a few they could borrow.
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@Travisjost1 @Choosing2Thrive You wanna check them for ticks? 🤣🤣
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@Travisjost1 @GrowthStockDad They went all over Tennessee and saw 30 rural houses in 1 weekend?
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@tbmichael @corts__world What about the raccoons terrorizing my property.
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@Travisjost1 @corts__world Opossums and black snakes/king snakes are your friend
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@Travisjost1 We moved here several weeks ago. Haven't seen a tick yet.
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@Travisjost1 The humidity in Tennessee is real. It’s a lot. I knew a family that moved to my neighborhood from California during covid. They moved back to Cali about 18 months ago because they couldn’t stand the Knoxville allergies/pollen.
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