Jack V

306 posts

Jack V

Jack V

@VickJack125

Ag Banker, Farmer, Humorist, Proud Penn State Alumni | talks about Ag Lending, finance

Yolo County, CA Katılım Ağustos 2025
375 Takip Edilen101 Takipçiler
Jack V
Jack V@VickJack125·
@ByMMonreal Can cool off in the evenings during June gloom. Giants should consider something similar.
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Codify
Codify@CodifyBaseball·
Completely fix baseball in four words.
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Jack V
Jack V@VickJack125·
@JustBB_Media My fantasy team is hoping Judge and Rice each take him deep multiple times. My heart is hoping for 27 outs on 81 strikes. One can dream. 5.2 IP, 2ER, 6Ks
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Just Baseball
Just Baseball@JustBB_Media·
Tonight is Logan Webb's 5th straight Opening Day start. His last four: 2022: 6 IP, 1 ER 2023: 6 IP, 4 ER 2024: 6 IP, 2 ER 2025: 5 IP, 3 ER How will he fare tonight against the Yankees?
Just Baseball tweet media
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Jack V
Jack V@VickJack125·
@gwiesefarms Any specialty crop farmers will skew these results.
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Grant Wiese
Grant Wiese@gwiesefarms·
For every 1,000 acres in your operation, how many full time people are on the payroll?
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Jack V
Jack V@VickJack125·
@GiantHotTakes Get into the stadium at least 30 minutes early. You’re doing to love it. I imagine the MLB is going to go over the top for this game.
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Giant Hot Takes
Giant Hot Takes@GiantHotTakes·
I have never done an opening day at Oracle Park. Anyone got any tips?
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Jack V
Jack V@VickJack125·
@okaton_farm @gwiesefarms There is coaching and there is educating. Educating Borrowers to calculate and understand working capital and its role in their operation.
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Grant Wiese
Grant Wiese@gwiesefarms·
Ag bankers/lenders 🛑 Stop telling farmers everything is alright when there are concerns on the balance sheet. Just because there is a pile of equity doesn’t mean you shouldn’t point out working capital is negative or they are losing millions. Put your rubber stamp of approval away and provide a little bit of coaching.
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Jack V
Jack V@VickJack125·
@701farming @gwiesefarms There is a level of trust on both sides. The Bank is trusting that what you’re telling them is true, and you’re trusting them not to loan you more than you can afford.
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Rob
Rob@701farming·
@gwiesefarms 100% agree….as a farmer I don’t want things sugar coated because in the real world of farming nothing is sugar coated or you will lose the farm. It’s amazing how one lender will tell you no and another will say no problem right away. It’s more about business to them….
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Jack V
Jack V@VickJack125·
@gwiesefarms You’re describing a good banker from a bad banker. These are honest and tough conversations to have but are 100% necessary for both sides. A bad lender will tell you everything is Ok and then you’re left wondering why they will not renew you next year.
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Jack V
Jack V@VickJack125·
@cowbroker Would you want a daily balance sheet? Wouldn’t that be too much noise? Maybe a monthly update?
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Casey Schuhmacher
Casey Schuhmacher@cowbroker·
If I was a tech guru cool kid…I’d use the AI thingy to scrub real time auction receipts, cash grain, and diesel prices….enter inventory, hedges, tractor run time, daily feed usage, etc….real time balance sheet. Scare the shit out of everyone to see that.
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Jack V
Jack V@VickJack125·
@gwiesefarms Also remember, your Banker does not want your assets. They have a vested interest in not lending too much. All they want is their money back with a little bit of interest.
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Grant Wiese
Grant Wiese@gwiesefarms·
When I hear you should never take financial advice from your banker because it is only their job to give you money but… -You buy seed based on your seed dealer recommendations… -You buy equipment from what the equipment dealer recommends… -You buy fertilizer from the guy pulling your soil samples… -You buy fungicide from the person who found the disease… -And you take financial advice from your CPA who has never seen your balance sheet…
GIF
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Alex Pavlovic
Alex Pavlovic@PavlovicNBCS·
Bryce Eldridge: "It's not too late to change your mind ..."
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Amy Nixon
Amy Nixon@texasrunnerDFW·
On a $400,000 loan with an interest rate of 6.5% over 30 years, you will pay a total of $510,177.95 in interest You will pay more in interest than the purchase price of the home The first 3 years you live there, you’re just paying the bank Buy carefully, my friends
Amy Nixon tweet media
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Penn State Baseball
Penn State Baseball@PennStateBASE·
Michael Anderson gets ALLLLLL of this one!!! His 10th homer of the year is a three-run shot! T2 | PSU 8, PUR 3 #WeAre
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Jack V
Jack V@VickJack125·
@UmpScorecards Would love to hear your thoughts on the ABS tracking a single plane vs the actual 3D zone. In the Giants exhibition game tonight a ball was outside <.1”, and the trajectory clearly shows it dropping in. Given how close, it likely hit the zone at the front of the plate.
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Umpire Scorecards
Umpire Scorecards@UmpScorecards·
It’s baseball season! ⚾️ We’re so excited to be back for our 7th year of all things balls and strikes. We’ve got some exciting updates in store, mostly concerning the implementation of you-know-what 👀 Stay tuned for announcements in the coming days!
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Jack V
Jack V@VickJack125·
@SleeperSFGiants It was a fun game. He was all smiles all night even before the HR. He and Jerad were messing with each other all night. Fun to see.
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SleeperSFGiants
SleeperSFGiants@SleeperSFGiants·
Bryce Eldridge revenge game
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Clayton Doeschot
Clayton Doeschot@gleanerguy2·
@gwiesefarms A month ago when we were comparing. We went with a 10 year fixed. It looked to offer the most attractive rate with the chance to refinance later for a small fee. I’m told rates have already moved up alittle
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Grant Wiese
Grant Wiese@gwiesefarms·
If you were buying and financing a $1,000,000 farm tomorrow would you: A) variable interest rate at .50% higher B) 5 year interest rate at .50% lower Why?
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Jack V
Jack V@VickJack125·
@marcusp_cato @HeyMan800 @FreightAlley And they can’t figure out the new seat assignment process. We were downgraded twice because of a minor being reassigned to an “exit” row then to the back of the plane 30 minutes before takeoff once they realized what they did.
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Bob Butler
Bob Butler@marcusp_cato·
@HeyMan800 @FreightAlley And I question their strategy. I used them as alternative to Delta out of ATL. They used to offer cheaper alternatives. Now they’re just as expensive, and offer no value add. They are killing the brand
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HeyMan800
HeyMan800@HeyMan800·
Big shout out to the activists at Elliott Management that convinced Southwest Airlines management to stop hedging fuel costs.
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Tim
Tim@BoyDadFarmer·
@Super70sSports @3YearLetterman In Willows, CA there’s a McDonalds next to our regional airport. Right this second (6:52AM) there’s a group of guys sitting outside McDonalds (with McD’s meals), watching planes take off, and solving all the world’s problems. I’ve seen em do it my whole life.
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Super 70s Sports
Super 70s Sports@Super70sSports·
The perfect breakfast for 70-year-old men to bitch about every aspect of society over at 6:23 am in 1984.
Super 70s Sports tweet media
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Jack V
Jack V@VickJack125·
@CodifyBaseball This will be a fascinating chart to watch over the season.
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Codify
Codify@CodifyBaseball·
a week's worth of unsuccessful batter ABS challenges
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