Acc Ventures

A new, leaner identity for Acc.Ventures. Fresh website, new challenges, and a never-ending desire to accelerate growth. /Infra • AI primitives • Payments rails • Consumer/

one thing after watching stablecoin cards lately in the US, credit is the default. people "put it on the card" and the card almost always means credit. rewards, points, credit score, the whole social contract of how you spend lives there. in most of europe and a lot of asia, the opposite. the card is debit. you spend what you have. credit is a separate product you opt into. and i think this is what's actually shaping stablecoin cards right now because the first wave of stablecoin cards is basically the european version. debit-style, spend crypto through a card. you swipe, your balance drops, you sold an asset to buy a coffee. useful, but it's the smaller version of the product the next wave is the american version. credit attached to the account. you don't sell when you spend, you borrow against what you hold. onchain, that architecture can actually be cleaner than the legacy version collateral is liquid, transparent, programmable and composable. credit lines can sit behind the user experience, while settlement still happens in the format merchants already understand this is why infra like @sprinter_ux is interesting one credit line, collateral across chains, USDC drawn to a receiver address. for a card program, that receiver can simply be the settlement layer. user taps, USDC settles, the credit line sits behind the experience, and the user never has to think about chains @Morpho matters for the same reason not as the card layer, but as part of the credit and yield layer underneath the account. if stablecoin apps become real financial accounts, they need lending markets, curated vaults and idle-balance yield underneath them so the cards are the interface people already understand, while the account behind the card is the actual product. the goal is to make that feel normal to use, just like traditional credit accounts. of course, still real work to do on risk, LTVs, liquidations, refunds, tax, compliance, chargebacks, but the direction is pretty clear; and that's a big part of what we’re building at @PulsarMoneyApp looking deeply in this space so let me know if you have any other ideas and views on these infra protocols we should take a close look at

Neobanks changed the consumer experience. Now the next step is how all the pieces come together: payments, stablecoins, intelligent money movement, and financial products that can operate without adding complexity for the user. Join the conversation next week.

Ready for Pulsar coffee meet-ups in the US? This summer, we’ll be hosting open spaces to talk fintech, AI, and what’s next - with close friends and new ones. ☕️

delivering great products is no longer enough to build a moat some takes from the Lovable coffee: AI is decentralizing development and vibecoding will become insane during the next years. everyone becomes a builder. product quality is slowly becoming the standard, not the differentiator the bigger moat increasingly becomes distribution and brand - distribution through partnerships, integrations, ecosystems and real use cases - brand through community, power users, culture and how people perceive and represent your company one thing that impressed me about Lovable was the evolution of the company itself. they started as GPT Engineer. very technical positioning, builder-first, little focus on branding. then they made a strong pivot toward community, non-technical users and brand development probably one of the best examples of how AI startups need to evolve now. AI lowers the barrier to building. brand and distribution decide who wins at scale. thanks @felixhhaas for the coffee meetup and chats

@weston_union @TimHaldorsson @LunarStrategy @magicfingersgg let's see what those fingers can do. dm us.

@AccVentures @TimHaldorsson @LunarStrategy great. can you support me to build @magicfingersgg?

Great founders need more than capital. They need the right positioning, the right network, and the right people around the table. For that, we're working closely with @LunarStrategy to bring more value to startups building AI, fintech & infra.

@LunarStrategy accelerating lunar strategies for teams, together! 🤝

Marketing gets projects noticed. The right VC network gets them funded. Proud to partner with @accventures 🤝 - a crypto VC and venture studio with 100+ portfolio companies across Web3 and AI, backing founders from the earliest stage. Here's what this means for our clients: ➤ Fundraising introductions through ACC's established investor network ➤ Partnership opportunities across a portfolio of 100+ active projects ➤ Research-driven insights that give your strategy a sharper edge Strong networks compound. This one just got stronger.

/Pulsar make me breakfast not really but, you will be able to order breakfast from your favorite restaurants nearby via Pulsar soon from unsubscribing to ordering things online to managing the portfolio, the Pulsar AI module will be quite a big differentiator

@AdrienStern congrats for the launch! glad to be backing this early on!

You can messages to anyone in the world in seconds. But try sending them $10. 5.5 billion people are connected via messaging. Yet, we still hear this: - "Do you have CashApp?" "No, only Venmo" - "Do you take Dollars?" "No, only Pesos" - "Can I send you USDC?" "No, only USDT." That conversation is happening millions of times a day. We built Reveel to make it disappear. Reveel is the first global peer-to-peer network that lives inside your messages and works on top of the wallet you already have. Starting today, we’re opening our APIs to third-party wallets and banks — so they can integrate native, messaging-first P2P payments directly into their own products. No new app. No complex addresses. Just send. Hundreds of thousands of users across 100+ countries. Millions of transactions. And we’re just getting started. The financial layer for how the world already communicates. Let’s build it together with @r3vl_xyz.

We’re not building Pulsar as a Europe-only company. Pulsar is global. But for the first iteration, Europe gives us a very specific set of use cases that are hard to ignore. Historically, startups have not always chosen Europe early because it can feel like hard mode: fragmented markets, heavier regulation, different banking behaviors and more operational complexity. That is changing lately and I am really proud about that. The startup culture here is much more ambitious now, especially across AI, fintech and payments. At the same time, users are already living across borders, currencies, accounts and rails. That creates a real opening. At Pulsar, we’ve found use cases where we think a new money app can do more than match the current fintech landscape. It can outperform it through better UX, AI-native workflows, stablecoin and card rails, more flexible money movement, and products built around how people actually spend, earn, and move globally.

@RhunaIO 🎬👏

Introducing Rhuna. The financial & operating infrastructure for live entertainment. A single white-label stack for payments, ticketing, access control, data, rewards, and credit.

Rhuna is heading to Dubai. Out of thousands of startups worldwide, Rhuna has been selected as one of 40 companies pitching at the Dubai Regional Finals of The Pitch by @Deel, presented by @jpmorgan, on Thursday, May 14. Looking forward to meeting the judges @Bouazizalex, @pbouaziz, @ajbawardi1983, @ArjunPrasad_ap1, Don Salter, and Franck Neron Bancel, and sharing what we’re building at Rhuna.

@mahabub129 agree

@AccVentures Agent based commerce inside apps is an interesting direction

the Agentic Cards stack in Pulsar is solid we are excited about the agentic commerce experience right within the app

@PulsarMoneyApp yuge

STABLECOINS are enabling the next generation of fintech packed with agentic payments and one of the smoothest UIs for users.. the distribution is going to be huge this is the vision we are building towards at Pulsar

@Alex__Radu AI eating the world

of course San Francisco is all about AI but now it's also where the new way of running a company is starting coming back less than a year later and after having some conversations here are a few interesting things: the people building here, or also globally in this industry, aren't just shipping AI products. they're rewriting how companies run a few things stood out: - in every chat there is the AI, agentic and then a few other subjects in between. even at the @stripe session conference this has been the whole agenda. loved the fact that that something in between has been stablecoins! - most of the companies run a mission control or agent for each colleagues that are kind of syncing things a lot better than previous versions of CRM or Notion - @ycombinator put "company brain" as a startup request. context of everything around the company, better decisions for leadership, one place that holds the truth and shares it across teams - no more layers of middle management. when everything is in sync you don't need them.. just people doing stuff, AI doing stuff, all interconnected - people walk into the next meeting with a working prototype, not a deck or doc. literally had a meeting and then the next morning saw a product from a non technical team - integrations of AI in even old companies are going to happen gradually over time but there is a whole category on this vertical that will start some pretty big companies. at a dinner I just heard about a startup running Monte Carlo simulations for big enterprises that got some traction in record time. love the startup culture here some industries integrate this first. agentic payments is a latecomer so far.. demand isn't there yet but it will be created soon, and i'm pumped about the use cases coming and about what @PiSquared and @PulsarMoneyApp are building in terms of actual applications *it's not just fintech. YC even put out a request for AI in pesticides and farming. every industry is on the table

@PulsarMoneyApp 🔥

what if Pulsar mission control?

here for the Pulsar Neobank

@PulsarMoneyApp good design work

one like and we’re putting this UI into production asap