ftangftang 🌍
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ftangftang 🌍
@buzzardstubble
pale blue dot #BTC #web3 #TAP $XTP #KR1 #COIN











A new dawn at $XTP 📈



Tap Global (TAP): The lock-in appears to be working... #TAP

The Week In Small Caps: March 14 Zak Mir looks at the affect of Iran on the major markets, as well as highlighting small caps such as Stack BTC, Zenith Energy, Pantheon Resources, and 88 Energy - Zaks Traders Cafe zakstraderscafe.com/the-week-in-sm… #FTSE100 #Gold #WTI #STAK #TAP #88E #PANR #ZEN #CTAI

➥ What if i tell you millions of users will use crypto cards globally ICYMI, Neobank platforms blend traditional fintech with Web3 features, all built on top of STABLECOINS: • hold crypto + fiat in one account • spend via Visa/Mastercard cards • earn DeFi yields • convert instantly between fiat and stablecoins In practice, they look like Web3 banks, but with very different architectures Right now the landscape is roughly split into 3 models: [1] Hybrid fintech platforms = Fiat + crypto accounts, usually custodial or semi-custodial [2] Web3-native neobanks = Self-custody wallets with on-chain settlement [3] Exchange-backed cards = Direct spending from trading accounts At the product level, several trends are emerging: • stronger self-custody emphasis • cashback in crypto or stablecoins • low or zero FX fees • Solana-native cards for fast/cheap payments • direct integration with DeFi yield strategies Several platforms are already scaling fast The ones I see mentioned most often right now include: • @Revolut → hybrid super-app with 65M+ users, crypto + multi-currency spending • @wirexapp → one of the earliest crypto card pioneers since 2015 • @KASTxyz → Solana-focused card with direct stablecoin spending & strong rewards • @AviciMoney → self-custodial Solana neobank growing quickly in card volume • @RedotPay → millions of users & billions in card spend • @gnosispay → programmable Visa cards built on Safe smart accounts • @ether_fi Cash → spend directly from DeFi yield strategies • @MetaMask Card → wallet-native Mastercard for stablecoin spending • @Bybit_Official Card → exchange-backed crypto debit card • @UR_global → borderless multi-currency app with debit card, full global banking rails, and crypto-fiat bridging on Mantle • @zothdotio → Privacy-First Stablecoin Neobank for the Global South & the Agentic Economy • @Tap_Fintech → hybrid app with EU IBAN, UK account details, Visa cards, and built-in exchange for crypto-fiat swaps • @Fiat24Official → Swiss-regulated wallet-linked IBAN and debit card for tokenized fiat on Arbitrum • @Nexo → lending-focused platform with credit/debit cards, up to 15% yields & 0% APR borrowing against crypto holdings • @ready_co → USDC-native Mastercard debit card with up to 10% initial cashback, focusing on direct stablecoin spending without conversions • @holyheld → self-custodial debit card w personal IBAN, up to 1% cashback & integration for onchain to fiat flows • @BleapApp → Revolut-inspired hybrid neobank with low-fee crypto cards, stablecoin savings & global spending options • @itstuyo → full self-custody debit card for cash balances, with virtual/physical options & plans for broader stablecoin integration • @superformxyz → user-owned stablecoin neobank with SuperVaults for yields, swaps & self-custodial spending • @On_Veera → onchain mobile neobank with prepaid Visa cards, 4-10% yields on RWAs/crypto & borrowing via on-chain credit scores • @vPay_Global → AI-driven Web3 omnibank with offshore USD accounts, SWIFT/SEPA & Visa cards linked to DeFi yields When I zoom out, the bigger pattern becomes clear - Stablecoins are building the monetary layer - Crypto neobanks are building the distribution layer And historically, whoever controls distribution usually captures the most value in payment networks For more context, check on the stablecoins repport bellow ↓↓↓





