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The Neo Finance stack in LATAM is taking shape.
Across the region, a new financial architecture is emerging, built on top of stablecoins, DeFi rails, and programmable infrastructure.
You can already see the layers forming:
• Neobanks: the new distribution layer
• Ramps & Payment Infra: connecting fiat and onchain liquidity
• Card Issuers: bringing stablecoins into everyday spending
• Local RWA providers: unlocking local yield and real-world financial primitives onchain
And in the middle of all of this, a new coordination layer is needed.
That’s where Pods comes in.
Pods helps neobanks and fintech platforms plug into DeFi-native yield, credit, and liquidity through a product-ready infrastructure layer, turning protocols into financial products that can be embedded directly into apps.
Instead of every neobank rebuilding the stack from scratch, they can compose the Neo Finance stack.
This map is our attempt to visualize the emerging Neo Finance ecosystem in LATAM.
Did we forget anyone?

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