djb8784

@CaptTweetz @kylewhitegoat I read what you said. It seems to imply that you think the $380 price was justified because rates were 0 and loan demand was high. Is that what you were insinuating? Or something else?

@db8784 @kylewhitegoat Read what I said instead of adding words.

$SOFI This actually might hit $50 SOON.....

@oderKinvest @NotA_Bull I know plenty of people that use SoFi, myself included. All $200k+ household incomes and building their finances. I know people who use Robinhood too - all have less than $100k household income and primarily short-term trade a few thousand dollars of stocks/crypto here and there.

@NotA_Bull $SOFI has everything going for it on paper. banking license, expanding margins, clean thesis. but i don’t know a single person with a sofi account. 👀 meanwhile everyone i know is on $HOOD. younger investors, options traders, crypto people etc they’re all there.

To my fellow investors, how confident do you feel about SoFi's $SOFI future?

@itsbullionaire_ SoFi is the 50th ranked domestic bank by assets. It's bank was chartered 4 years ago. #48 on the list? Founded in 1864. #45 on the list? Founded in 1876. These banks are 115-160 years older and are about to be passed. Something is clearly resonating with SoFi.

Everyone keeps hyping $SOFI And I don’t understand it. I don’t think SoFi has a clear identity, and that’s what holds me back the most. It’s trying to be a bank, a brokerage, a lender, and a full fintech platform all at once, but it hasn’t clearly won or dominated in any one category. When I look at companies I want to invest in, I’m usually looking for a clear edge or a product that stands out in a meaningful way, and I just don’t see that with SoFi right now. They offer a lot of different services, but none of them feel significantly better than the alternatives, and in a competitive space like finance, that matters more than people think. Meanwhile, most of their competitors are far more focused and easier to understand. $HOOD owns simplicity when it comes to investing, traditional banks still dominate when it comes to scale and trust, and other fintech companies are winning by going deeper in specific niches instead of trying to do everything. SoFi ends up sitting somewhere in the middle, and in business, the middle is usually the hardest place to win. I’m not saying the company can’t succeed over time, but right now I just don’t see a strong enough reason to be bullish on it. If I’m missing something, let me know. I’d genuinely love for my mind to be changed.

@CaptTweetz @kylewhitegoat Lol, are you really trying to justify the $380/share stock price?

@kylewhitegoat Covid period, rates were near 0, so loan demand was high.

@Tim_Sweeney_TAR MB = major buybacks in 2030?

$sofi Fresh Horses We Ride 2030

$sofi Fresh Horses We Ride!! 2028

@Tim_Sweeney_TAR You really think the BBB line will generate over a billion $ of contribution margin by the end of 2028?

$Sofi HINTS FOR THE 3 TROJAN HORSES OF PROFIT Here's a little hint below. I projected contribution margins per share over 2 year periods. 2026 Little Horse - LPB >$.50 2028 Med Horse - B³ >$1.00 to $2.00 2030 Large Horse - MB >$2.00 to $4.00 Hitting the numbers for 2028 and 2030 will be a challenge at the upper range but quite achievable in the lower ranges. All subject to Macro and competition, big limitations. I was going to post a series about MB, but I've noticed clues that Sofi is working on it so I'm going to give them room to develop it way before I talk about it.

@UPVibeOptions @insiderinvests We'll see in a few weeks when they report earnings if anything is wrong with the actual business, or if fintech is just completely out of favor right now (no rate cuts, sticky inflation, etc). I'm buying shares with every penny I can at these prices. Several year horizon.

@db8784 @insiderinvests Ok I get it. I see your point. But honestly they have more to worry about than MW.

$SoFi Is it time we forgive MW?

@UPVibeOptions @insiderinvests Appreciate your correction

@db8784 @insiderinvests My apologies I just checked. You are right. It was the following day it went higher. My bad.

@UPVibeOptions @insiderinvests SoFi closed on 3/16 at $17.63. On 3/17, it reached a low of $16.48 after the report, and closed at $17.37 on 3/17, down for the day vs. the close of 3/16. You're absolutely wrong man.

@db8784 @insiderinvests Actually I’m 100 percent right. I’ve been shorting $SOFI for a while now so I know exactly what happened.

@UPVibeOptions @insiderinvests Yes, we all know -50% before the report, as are many fintechs. But to release a short report, that appears to be mostly bogus, a day or two before the quiet period starts before earnings so they can't even fully respond, in which they call them Enron-esque, is absolutely wrong...

@db8784 @insiderinvests No not at all but it’s down 50 percent before the report. We should look deeper into that reason and not a silly irrelevant comment. Don’t you agree?

@UPVibeOptions @insiderinvests False. The stock finished that day lower (the day the report was released), and is lower since then.

@db8784 @insiderinvests Actually after their report it rallied slightly higher than the price prior to the report. It continues to go lower for other reasons that might actually be more upsetting than MW.

@UPVibeOptions @insiderinvests You're saying that everything said about a company gets a free pass unless it specifically affects stock price?

@UPVibeOptions @insiderinvests Comparing SoFi to one of the biggest corporate debacles/bankruptcies is wrong and slanderous. Just because the stock hasn't moved that much since then doesn't negate that it is wrong and slanderous. It could affect future business opportunities, public perception, etc.

@UPVibeOptions @insiderinvests I see the chart. Stop changing your argument. You asked "what did they really do wrong to SoFi?". Saying SoFi = Enron is wrong. We all know the stock is down.

@db8784 @insiderinvests Look at the chart. I sent you the photo. $SOFI has been beaten down long before ME report. There report didn’t affect it. Prove me wrong.

@DeuceCabooseSki Maybe you realized you were scammed by Trump and now have to live with that reality for the next 30+ months. That's a depressing thought.

I don't know what is going on with my health but I just don't enjoy what I used to anymore. Used to wakeboard, bball, soccer, lift, run, etc. I can't get amped up for it anymore. Turned 40 this year maybe that has something to do with it but any 45 year olds out there experience this? Ef me dudes. Getting older not fun.

@UPVibeOptions @insiderinvests Nothing to forgive? How about calling SoFi Enron-esque?

@insiderinvests There is absolutely nothing to forgive. What did they really do wrong to $SOFI?

@TradeChronicle Welcome. I truly think SoFi wants to help you get your money right.

Well I did it! Officially made the jump to $SOFI Got my direct deposit set up for next pay cycle and started transferring cash from my previous bank Appreciate everyone’s insight on this company. Excited to be a user

@InvestorKevette @TinyToothDDS Agreed. I don’t doubt that at all. I just think SoFi truly wants you to get your money right, like their commercials say. Robinhood wants to get your money into their pockets…

@db8784 @TinyToothDDS I’m not a fan of prediction markets but can’t argue that it’ll be extremely profitable for them.

Guys, it only took well over a year 🙄 Finally off the $HOOD Gold Card waitlist What should I tell them?

@TinyToothDDS @InvestorKevette Robinhood is going all in on prediction markets. I’d never have any banking with a company so intent on going in that direction. Robinhood is literally trying to be the house in a casino analogy. They take a cut of every bet, win or lose

Idk yet. I’ve been contemplating moving everything from $HOOD to $SOFI. I already have my banking, credit card, student loan refi, a smaller investment portfolio, and crypto there. I originally opened Robinhood because it had crypto after SoFi divested it. Now that it’s back I’m not 100% sold on staying at Robinhood. I may, I may not. If I move, the credit card is meaningless for me.

@EO_Farmer @WinnerInvestor @finance_intell Most companies getting in lately have a market cap of $30bil +. SoFi probably needs to get back to low to mid 20’s stock price to get in.

@WinnerInvestor @finance_intell 25 have less than 10 billion. 100+ have less than 20 billion! stockanalysis.com/list/sp-500-st…

$SOFI S&P 500 Inclusion in Q2 according to Kalshi🚨 SoFi begins Q2 with a 37% chance of being added to the S&P 500 index, along with other favourites Pure Storage at 34% and Alnylam Pharma at 29%. Very low volume but will cover how this develops as Q2 progresses. Do you think we get included in the index this Q?