Dr Jogi Bhaskar Patra M.D. 🇮🇳

giveaway time! win a Claude Max 5x subscription to enter > follow @BleapApp > rt and like this post winner will be selected in 24 hours (btw, you get 20% cashback when using a Bleap card for your claude subscription anyway)

@cards_wizard I got lucky actually

🚘 HSBC TravelOne “chauffeur airport transfer” revaluation… looks like naam bade darshan chote. Tried booking a car 2 weeks before departure and still got this 👇 “Vehicle unavailable on requested date.” So the question is simple: ❓ Has anyone actually managed to book this successfully? Because right now it feels more like a brochure benefit than a real one.

@ankitdewan Pay directly at amex website via sbi vdc

I am getting this error when I try to pay for AMEX using PayZapp through BillDesk QR. Anyone faced this issue?

Hilarious 😂

@DoBaniye After 4 months or from beginning of 4th month.. mine is 3M13D old and could transfer successfuly today

How to Transfer Accor Points to Another Member? Accor allows point transfers through Signature: Explorer and Absolute Plans: all.accor.com/a/en/loyalty-p… After 4 months in the program, you can transfer points to another member: Wa.me/+33187213423 Absolute members can also gift a silver status Max 30 transaction and 15 beneficiaries in a year

@PranaySuhasMund @ProfessorCardz Thanks for this post

Let's just move our focus away from INFINIA/DCBM 👀 Regalia Gold vs Diners Privilege 💳 First of all, both cards are mostly travel-focused in terms of redemption ✈️ If you are into cashback only, don't go for these cards. Regalia Gold’s major difference from DCP is miles transfer — that gives an edge. So we will talk directly from a returns perspective 👇 Regalia Gold benefit - 6.6% - • On vouchers • On other categories if bought via SmartBuy • Some direct platform buys will also fetch returns like Reliance Digital, Nykaa, Myntra, etc • On flights ✈️ 13.3% - • On PharmEasy, Jockey, etc via SmartBuy • Also hotels DCP benefits - 6.6% - • On vouchers • On Swiggy (yes Gold counts) or Zomato purchases • On other categories if bought via SmartBuy • On flights ✈️ 13.3% - • On PharmEasy, Jockey, etc via SmartBuy • Also hotels Redemption options are flights and hotels capped at 70% per booking. DCP gives Dining vouchers (Dominos, Absolute Barbeque, etc) as redemption option 🍽️ Regalia Gold gives Gold Catalogue as redemption option on the same ratio as Travel. It might be useful for some, but you can earn more by buying these vouchers directly One more important factor in Regalia Gold is Accor transfer Usually value per point is 1:0.5, but if transferred to Accor value becomes 1 RP = ₹1 💯 So benefits double if Accor is considered as redemption — good for Accor loyals. My suggestion - - Just use these cards for vouchers if you don't have a more value-providing card. - Flights and hotels can be considered after checking net price comparison with OTA (considering all discounts). - Go for Regalia Gold if your aim is Accor. - If you wish DCBM or INFINIA in future, then only spend directly on base categories to increase spends on these cards (but not very valuable considering base spends). Ref : I had DCP earlier… upgraded to DCBM #ccgeek

@cards_wizard @AmexIndia I thought its only me

Thought this would be an upgrade but looks like it's worse and full of bugs than the previous portal. Tried 2x transactions. Amount debited. But the order failed. @AmexIndia

@milesmintIN What to do with Happy coins? Use them while paying for fuel later ?

@cardio_guy Atlas is not issued anymore. So it will be saved i guess. But M4B will become 5:3 i guess

Everyone is just waiting for the last move: what Axis will do before March 31 especially for Atlas. That will complete the devaluation series & April onwards, everyone starts on new slates. New limits & rules, lesser & stricter earning rates, tight redemptions. #ccgeeks

@cardio_guy Do lemme know. M going in 10 days

10 hour layover at KUL. Malaysia :( Which lounge to use? What else to do? Looking for suggestions. #ccgeeks

@AmazingCreditC True. Happened with me. Lost my card and had to pay only 118

One of the best things about the HDFC Infinia Credit Card is that even though it’s a metal card, the bank doesn’t charge anything for a card replacement. Even block and replace fees are just ₹100, whereas some other banks charge ₹3,000 or more for replacement or add-on cards.

@cardio_guy Pls check DM

Point balances as of this month: Axis Edgemiles: 2.5k Amex MR: 1k HDFC RG: 4k Neucoins: 2k Accor: 40k Marriott: 70k + 2 FNA None in airlines. #ccgeeks

@devdeep_d @ankitdewan @HSBC_IN 😮‍💨

@ankitdewan @docjogi @HSBC_IN 💯 🎯

HSBC TravelOne's airport transfer service does not have vehicle availability even for 1 month later. And they hardly respond to your emails. Phone numbers are as good as non-existent. While T1 remains a great card, forget about this service. Seems it was a marketing gimmick.

@ankitdewan @HSBC_IN Subh Subh bolo bhai

@ankitdewan I have placed a request for airport transfer 5 days back with @HSBC_IN Eco Mobility Team for 25th March over mail and yet to get a response. Today escalated for a response. Let's see

@SartanparaYash Point is shown in negative

And it's Gone! They have removed the bonus credit Transaction itself. Check yours. Any idea what happened to people who already transferred?

England fan owning Pakistani fan During the Pak vs Eng match, England fan gives an epic reply to a Pakistani fan while trolling him 😂

@cardio_guy You dont know about it when u are at the fence. Get it to know about it. Anyways its almost free for first yr. Take for 1 yr and you can close before renewal if u dont like it

@docjogi Yes, I have been thinking 100 times about T1. It's not needed for me now. That's the only reason I am not taking it. I don't have that much spends to cover.

Not a heavy spender or HNI so not impacted by infinia changes. Have HDFC Preferred account & it's correct for me. Core cards: Atlas, Regalia Gold, & MRCC. Cashback cards: Swiggy, Tata Neu Infinity. This solves my needs now. Will see if something changes again later. #ccgeeks

@jatinsapra @HSBC_IN @ecosmobility @HSBC 🤔

@docjogi @HSBC_IN @ecosmobility @HSBC Don't worry. They forgot as well 🤣

Hey @HSBC_IN what is the point of offering airport transfers when your partner company doesn't even respond? Email sent on 22 February did not get any response. Another reminder sent to Escalation 1 & 2 fell on deaf ears too. @ecosmobility