Elemental ⬡

while everyone in DeFi is doing paid partnerships, i want to talk about @elementaldefi , which i actually use and think doesnt get the praise it deserves. the @onrefinance fixed APY pool is where i keep a portion of my funds. right now it offers 18.95% APY, and you can also farm +4x OnRe points. the founder, @moothefarmer , is very active as well. he regularly answers questions and explains where the APY comes from. i'd recommend everyone take a look (especially the OnRe pool).

As RWAs and neofinance take off, I believe the biggest beneficiaries will be yield aggregators. People will be wanting to find above market ways to “save” and “earn”. This is why @elementaldefi is compelling. Glad to see them integrating OnRe to support simplicity in DeFi!

Protocol Spotlight - @elementaldefi 🫡 Elemental is building a boosted yield layer on top of Solana lending markets, designed to route capital where it earns the most, automatically. Elemental Lend aggregates the best lending yields across Solana, packaging them into simple vaults so users don’t have to manually chase rates. Deposit once. Let the strategy optimize. 🟢 Elemental Lend - Boosted Stable Yield Elemental currently runs stablecoin vaults on @kamino including: ▫️ USDC ▫️ USDG ▫️ USDS Yield range: roughly 5%–8% APY, depending on market conditions. These vaults dynamically allocate capital to optimize risk-adjusted returns while keeping exposure within high-quality lending markets. The goal isn’t emissions farming. It’s sustainable, optimized lending yield. 🟠 Fixed Deposit - Predictable Yield Elemental also offers a Fixed Deposit section. How it works: • Users deposit funds • Elemental deploys capital into structured strategies • Users receive a fixed yield, regardless of short-term rate volatility This appeals to users who prefer predictability over floating APY. 🔵 Beyond Stables - Curated Strategies Elemental has expanded beyond stable-only yield. A notable example: ▫️ Curated OnRe Vault This is Elemental’s first non-stablecoin strategy, offering automated exposure to ONyc’s tokenized reinsurance yield. Instead of manually interacting with @onrefinance + integrations, users get: • Risk-adjusted allocation • Automated management • Simplified access to RWA-style yield It’s a bridge between DeFi yield optimization and real-world-backed strategies. Why Elemental stands out: • Aggregates lending rates across Solana • Boosted yield without manual rate chasing • Fixed-yield options for conservative capital • Expanding into curated, higher-level strategies • Built for capital efficiency, not hype cycles Elemental isn’t trying to reinvent lending. It’s trying to make earning optimized yield frictionless.

Following an initial curated rollout, the @elementaldefi ONyc Vault is now open to the public. Currently delivering an uncorrelated ~19% APY from real-world underwriting yield and aligned incentives, depositors gain access to ONyc through Elemental’s actively managed strategy.