dave taylor

@WuBlockchain @chainyoda Gonna be nuts when your house gets margin called

According to Reuters, Coinbase has announced a partnership with mortgage lender Better Home & Finance to allow homebuyers to pledge Bitcoin or USDC in their accounts as collateral for down payment loans. This loan will be separate from the Fannie Mae-backed primary home mortgage. Homebuyers can thereby avoid selling their crypto assets directly, preserving potential appreciation and deferring tax liabilities. Furthermore, as long as on-time payments are maintained, a drop in the collateral's value will not trigger margin calls.

@marygooneratne @Halko500k You’re doing gods work Mary

fwiw: 1. the levered position nets ~30% APY 2. That's a quote for instant settlement. ACRED redemptions are typically quarterly and have no fee if you redeem at end of quarter. This is an option users have to exit instantly - which was previously not possible. 3. The quote is based on time to redemption, fee goes down to 0.4% towards end of quarter. 4. The spread will come down over time - the exciting part is being able to facilitate intra-quarter pricing for these assets and improve price discovery over time

2% haircut to exit a 7-8% apr product BRUH wtf are we even doing in defi rn 💀

@bpmilne Let’s riff youtu.be/wmUCbi0X-uM

So looking forward to this.

@tomerweller @avec_tats @etherfuse ❤️

dont sleeep on @etherfuse

Código Alebrije by @StellarOrg and @TheBAFNetwork was an incredibly enriching experience for our team. 🇲🇽 Over the past days, we validated our core idea, refined our product direction, and received valuable feedback from SDF mentors and key members of the Stellar ecosystem. We also had the opportunity to connect with an amazing community of builders across LATAM, exchange ideas, and learn from other teams pushing the space forward. We are, grateful for the conversations, insights, and momentum we gained during the program. Now back to building!

Would it be interesting to add other tokenized treasuries to our offerings? USD, EU, UK, KOR? It’s not a hard lift for us at this point, but the APYs are pretty low, 2-5% region. Is this something you personally would invest in? Or is the yield not worth it?

How @Etherfuse actually works. 🏛️ Etherfuse purchases real sovereign debt instruments through regulated channels: CETES in Mexico, Tesouro Selic instruments in Brazil. They hold those bonds in custody, issue tokenized representations on-chain 1:1 backed by the underlying bond, and handle all compliance, yield distribution, and redemption mechanics. You hold a token. The bond backs it. The yield accrues in real time. When you want out, you redeem. Etherfuse handles the unwinding. You receive principal plus accrued yield. No broker took a cut. No bank marked up the rate. No paperwork sat in a queue. This is what the access layer to sovereign debt should have always looked like.

bold statements

I'm kind of being antagonistic here, but a lot of the private credit markets propose high yields which are never realized. Like when you work with RWAs or fixed rate, the projected yield is over a period of a year. And so when they're less or more, it's very obvious. You know, a lot of private credit markets will say stuff like 20, 30, 50%. Those are almost never realized unless it's extremely short term.

@EtherfuseDave interesting. Can you explain this a bit further?

@stabledash @etherfuse four years building while waiting for clarity that never came. we knew it wouldn't. nice to finally come home.

.@etherfuse CEO @EtherfuseDave on building onchain treasuries for four years while the US figured out the rules: "In some ways we were outcasts. We started this a long time ago. Our thesis four years ago was the US would not provide clear guidelines." "We're the second tokenized treasury in the world issued onchain and we did it from Mexico. Nobody has heard about it because you're not in Mexico." "When we come back to the States, we know what we are and we know how to operate. Everyone else will have to compete with us fair. I'm excited because I'm from here. I'm an American and it'll be nice to tell my friends what I do."

@FabianoSolana @DrPayFi @solana @reflectmoney @humafinance @hylo_so @piggybank_fi Ur missing @etherfuse I forgive you

24 platforms to invest stablecoins for good yields on @solana 1 | @reflectmoney: USDC+ earns 2% APY via DeFi strategies 2 | @humafinance: PST earns 10% APY from PayFi 3 | @hylo_so: sHYUSD earns 15% APY from LSTs 4 | @piggybank_fi: pbUSDC earns 21% APY from delta neutral strategies 5 | @solsticefi: eUSX earns 4% APY from delta neutral strategy 6 | @kamino: lend or loop stablecoins for up to 30% APY 7 | @ExponentFinance: earn fixed yield or provide liquidity for up to 15% APY 8 | @Loopscale: lend or loop stablecoins for up to 50% APY 9 | @elementaldefi: lend or earn fixed yield from different strategies for up to 20% APY 10 | @ManifestTrade: earn up to 16% APY for depositing into vault (LP) 11 | @save_finance: lend stablecoins for up to 5% yield 12 | @uselulo: automatically lend stablecoins to highest yield 13 | @RECCFinance: invest into real estate for 14% APY 14 | @jup_lend: lend or loop stablecoins for up to 15% APY 15 | @solomon_labs: sUSDv earns 10.6% APY from funding rates 16 | @TradeNeutral: earn up to 15% APY through different strategies 17 | @maplefinance: syrupUSDC earns 5% APY from digital asset lending platform 18 | @HastraFi: PRIME earns up to 8% from real-world HELOC lending 19 | @HubraApp: yield aggregator with up to 10% yield 20 | @onrefinance: ONyc earns up to 10% APY from reinsurance premiums & more 21 | @perena: USD* earns up to 10% APY from mainly delta neutral strategies 22 | @DeFiCarrot: CRT earns up to 10% APY from mixed strategies 23 | @DriftProtocol: Earn up to 5% APY from lending stablecoins 24 | @FlashTrade: Earn up to 15% from depositing into different pools

@stabledash @etherfuse @EtherfuseDave Short term treasuries as onboarding vehicles.

Mexican CETES: the savings instrument your bank never told you about. 🇲🇽 CETES are Mexico's sovereign short-term debt instruments. Issued by the federal government every Tuesday since 1978. Maturities of 28, 91, 182, and 364 days. Zero historical default on domestic currency obligations. The yield tracks Banxico's benchmark rate directly. Banxico cut its rate to 7% in February 2026 after a 12-meeting easing cycle. Pistachio's CETES vault currently yields 5.7% via tokenized instruments through Etherfuse. Mexico's CPI inflation is running roughly 4%. That's a real yield of about 1.7%. Compared to the average Mexican bank savings account paying under 3% against that same 4% inflation, you are looking at the difference between a real gain and a guaranteed real loss. The traditional route to CETES (cetesdirecto.com) requires a CURP, government ID, CLABE, and days of processing. Most people gave up. Banks captured the yield instead. Pistachio's CETES vault: download, fund, earn 5.7%. No ID. No CLABE. Under 5 minutes. Same Mexican government. Same bond. Different access layer.

Treasury yield in your hands.

@zcabrams We could enable this in Mexico. Let's do it.

Bridge is expanding globally. We recently launched cards in 100 countries with Visa. Today we’re adding full GBP support — virtual accounts, pay-ins, payouts. We'll be adding many more new corridors and payment rails over the next 9 months

New block by block → @tomerweller & @DenelleDixon on how Stellar is shipping privacy for institutional finance -- confidential tokens, zero-knowledge proofs, and configurability -- in 2026.

"A stablebond is a blockchain token backed by a government bond. When you purchase an Etherfuse stablebond, your money goes to buy the corresponding government security. The token you receive represents fractional ownership of that bond. The yield comes directly from the bond's coupon payments, not from DeFi lending or liquidity provision." antastic writeup from the @PistachioFi team ⬇️