fintat
1.6K posts
fintat
@fintat1
Long term investor and avid follower of financial markets. Love metric driven quant strategies. Tweets are opinions only and not investment advice to anyone.
Katılım Mart 2020
140 Takip Edilen103 Takipçiler
$INTU No offense to the company of over 15000 employees. We will just have a couple of folks in a room to vibe-code the stuff you have been doing for years. Jokes apart, the numbers could have been better especially how other firms are showing cost savings. A possible 200 test.
First Fellow@spluscollective
$INTU is yet another SaaS name that lost a lot of valuation on AI fears. Can they really go away? People would continue using services like TurboTax to file taxes. I would be surprised if they go away. A super well established business thats used widely.
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$INTU I too have a similar view point as well. Time will tell.
Julius@Julius10x
People saying AI will kill $INTU don't understand software. Bookkeeping requires a deterministic system. LLMs are probabilistic. A 99.99% accurate LLM is useless if the 0.01% error gets you audited. AI won't replace Intuit; AI agents will use QuickBooks and TurboTax as their underlying engines because the tax code & rules are already hardcoded there - you can't vibe-code it - requires domain knowledge, handling of niche cases, regulatory guard rails put in place etc. The doom narrative on this earnings call is dead wrong.
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@CousinGraig @StocksQnA Not so straight forward. Please read about hallucination you will not say that. Without a hybrid approach (AI+deterministic verification engine) no way.
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@fintat1 @StocksQnA Eh ai can easily scan the tax system and code something bounded by the tax code logic. But I still think trust factor and lack of confidence to file without help will be what allows intu to sustain
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$intu Am i reading this right? TT Assisted grew 36% & is now 53% of TT run rating at $2.8B. Say Assisted grows at low end of LT guid 15%, DIY can be flat & TT accels to 8% in ‘27. QB fine, pricing doing a little too much work maybe. But 11x ‘27 for LDD eps growth seems decent bet
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@CousinGraig @StocksQnA A hybrid approach is needed and that will make the cost go up and not down. AI by itself can't do it without business logic verification engine such as Turbotax. AI is based on best match probability where as tax filing is deterministic problem
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@fintat1 @StocksQnA But tax system is public and verifiable. Not unrealistic to think a near perfect solution can be made in time with conversational like autonomous agent expert help
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@CousinGraig @StocksQnA $INTU Anyone who knows the behind the scenes working of AI, knows AI involves deep neural networks and they can hallucinate and certainly not something you want in your tax filing. It is easy claim for bears to keep claiming AI disruption but on the ground evidence is lacking.
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@StocksQnA def unnerving that TT has huge mkt shr and ai allows new, cheaper/good enough alts. But there’s a trust factor that comes with TT. The stock can get cheaper, QB has real fox in henhouse risk. But not showing up in #’s. price growth might change, but I think it’s priced for this
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@agora_alpha $INTU If you notice, no bear can actually show data evidence that AI actually took away market share on the turbotax low income filer caregory while they keep claiming AI disruption. Questions such as which ai app, its cost and how many filings were made via that have no answers
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The market is heavily punishing $INTU over fears of AI disruption to TurboTax, but the sell-off feels overblown. Yes, there’s a revenue dip, but it’s heavily concentrated in the lower-paying cohort, a decrease that may be significantly overstated in the grand scheme of their margins. AI is a factor, but don't count out their stickiness with complex filers.
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@EchoAnalysis $INTU had a beat and raise and not disappointing earning.
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$INTU this chart has been perfect 👀
Price down 20% today after disappointing earnings and is now approaching our entry price at $292
I’ll be patient and wait for support confirmation as price can move to the 200 monthly MA below
Wave 5 target: +239% 🚀
Echo Analysis@EchoAnalysis
$INTU — the bottom isn’t in 👀 Price has lost both moving averages, and I expect a test of the 1.272 Fib. RSI is starting to diverge, suggesting the bottom may be close. I want to see how price reacts at the 1.272 Fib before acting — I’ll keep you all updated. 🙌
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$WDAY is up 8% AH after a strong print and guidance, putting a bid under $IGV after $INTU dropped 20% on an earnings miss and softer small-business/tax commentary.
Other software stocks are moving after hours:
$NOW +1.42%
$CRM +1.41%
Sam Badawi@Sam_Badawi
Workday - Q1 2027 Earnings $WDAY 130.79 [+7.5% AH] ✅ Revenue: $2.54B (Est: $2.50B) [+13.5% YoY] ✅ Adj. EPS: $2.66 (Est: $2.25) Additional Metrics: Subscription Revenue: $2.35B [+14.3% YoY] Non-GAAP Operating Margin: 31.8% (vs. 30.2% YoY) 12-Month Subscription Backlog: $8.81B [+15.5% YoY] Free Cash Flow: $616M (vs. $421M YoY) Q2 Guidance: Subscription Revenue: $2.455B [+13% YoY] FY2027 Guidance: Subscription Revenue: $9.925B–$9.950B Non-GAAP Operating Margin: 30.5%
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People saying AI will kill $INTU don't understand software.
Bookkeeping requires a deterministic system. LLMs are probabilistic. A 99.99% accurate LLM is useless if the 0.01% error gets you audited.
AI won't replace Intuit; AI agents will use QuickBooks and TurboTax as their underlying engines because the tax code & rules are already hardcoded there - you can't vibe-code it - requires domain knowledge, handling of niche cases, regulatory guard rails put in place etc.
The doom narrative on this earnings call is dead wrong.
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$INTU Any evidence of AI disrupting INTU? If so which company and what is their sales? The fear mongers are like: We can't answer that but we are certain AI will eat $INTU😇Any Mgmt consultant will advise first to trim 20% excess fat to improve margins while $INTU brings on AI
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$INTU sell off after a beautiful quarter report and such nice revenue and earnings trend. Shaking my head in disgust. $INTU is traded like a dead beat grocery store stock but reality is it is a high margin growing software business with moat. Not investment advice. DYOR.
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$S SentinelOne slowly becoming ubiquitous. Yeah AWS indeed. (DYOR. Not financial advice)
SentinelOne@SentinelOne
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fintat retweetledi
We red-teamed a government AI built to refuse everything outside its lane.
At first, it blocked everything. Every semantic attack. Every jailbreak. Then we stopped attacking the meaning and started attacking the structure.
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$NFLX sounds great to me. (Do your own due diligence before investing)
Hardik Shah@AIStockSavvy
$NFLX | 𝐍𝐞𝐭𝐟𝐥𝐢𝐱: BofA reiterates 𝐁𝐮𝐲, maintains 𝐏𝐓 𝐚𝐭 $𝟏𝟐𝟓, 'Advertising opportunity set is expanding' Analyst sees rapid growth in Netflix’s ad-supported tier driving long-term advertising upside.
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$HUBS broke 180.15 (2 year low) support level. If it can't recover back and go above the long term support (now resistance), I wouldn't be surprised if it tests 165. Considering SaaS sector is bearish, $HUBS has a probability of getting further pressured. Not financial advice.
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