garrettdroege

I'm pleased to officially announce that I have joined @WTWcorporate as FinTech & Digital Asset Leader. Improving on WTW's on strength in specialty, we will expand solutions and advance thought leadership for #TradFi , #FinTech and #DigitalAssets companies.

@Web3Kristel Been in my head for days.

MELISSSAAAAAAAAAAA (please like this post if you know what that means, I'm trying to see something)

@kdotkrisp Been working hard for a decade to see the word insurance anywhere near crypto. Glad to see it made your recap.

Consensus Miami 2026 you have been real. Main Data Takeaways: - institutions are already here - Stablecoins, Payments, Staking for Tax & Reconciliation, Tokenization, Prediction Markets, and vault & yield strategies are in huge demand - An Emerging topic is insurance underwriting onchain If you are an institution and want to learn more how you can get this data for your business, reach out! Like always let the data flow

@SamBroner Enjoyed your session very much!

Just wrapped Consensus and basically all I heard was stablecoins, stablecoins, stablecoins from banks, payment cos, fintechs & enterprises all trying to use stablecoins (better money!) to make their products better, biz more profitable & ops simpler. Plus so many great people!

@intangiblecoins Great takeaway. I found the same. This year, Consensus was all about institutional adoption.

just got home after a whirlwind tour the last two weeks at the bitcoin conf in las vegas followed by consensus in miami consensus back in 2016-2018 was in NYC and was then probably the single biggest conference in all of crypto. i’ve been attending now for ~10 years today it has evolved into a primary “big tent” industry conference for US firms. the coindesk team did a great job this year, but it really should be understood as an industry trade show. this is where crypto firms (and increasingly, big banks and brokerages) meet and mingle — to solidify or advance talks on partnerships, deals, strategy. i would guess there was almost zero retail presence this week in miami. this was almost all pros (not a qualitative statement! just my observation) contrast that with the bitcoin conference. certainly tons of pros and suits and industry personnel were there, but there were also many normal bitcoiners who flew in to be part of the experience. literally a massive global movement that people from all over the world carry, promote, and attend some people at consensus told me they heard the bitcoin conference was small this year. i think they saw a tweet of an empty audience on monday morning during enterprise day. couldn’t be further from the truth. the reality is that bitcoin vegas was probably 5x the size of consensus miami. the entirety of consensus occurred inside the miami beach convention center’s main hall, which was JUST the main stage at bitcoin 2022 and 2023 in the same venue both conferences were excellent and much good work was accomplished by organizers and attendees. but crypto and blockchain folks continue to not fully understand the bitcoin movement, even in 2026. it continuously surprises me how some in the crypto / blockchain / digital assets industry still underestimate the people’s love of bitcoin 🤷‍♂️

Come find WTW at Consensus 2026.

This is the one.

@EliBenSasson UX. The only correct answer.

Complete the sentence: The real thing standing between crypto and mass adoption is...

@byKatherineRoss 🙋‍♂️

who's heading to miami next week

Been saying this. Proof of Humanity is going to be required for nearly every virtual event, KYC/AML, contract execution, etc. Who is building the best Soulbound Token NFT for this?

This is the correct take.

@Bitwise $240B in tokenized real estate coming on @avax !! Bullish.

You met me at a very Avalanche time in my life 🔺 To celebrate the launch of $BAVA, we’re giving away limited-edition Bitwise socks to 200 followers! How to enter: 1. Follow @Bitwise 2. Comment below with your favorite thing about the Avalanche ecosystem

RT @blockaid_: 🚨 Community Alert: Blockaid's system has identified a front-end attack on @CoWSwap. The site cow[.]fi has been flagged as…

@arno39 @Visa Digital copy available? Looks incredible. 👏 👏 👏

Stablecoin bible has arrived in Paris. Made by @Visa, used by 150 institutions, and all issuers.

@natbrunell @StateFarm .@natbrunell invite me on the show to discuss insurance. I lead digital asset insurance for one of the largest brokers in the world, but can illuminate how the entire system works. From personal to complex commercial. Your audience needs real talk, not the takes in your replies.

My mom’s @StateFarm homeowner’s insurance in Illinois just jumped 30% from last year. No claims. No disasters. No change in risk. This is how people on fixed incomes get pushed out of their homes. If you’re an insurer who can beat this - reach out. And if you’ve been hit with the same price increase, share this and call it out!

@TuongvyLe12 Are you seeking additional signees? This is an important framework and will unlock additional insurance capacity, which is currently constrained due to unmitigated vault and custody risk.

The way we safeguard digital assets is about to change. For decades, financial regulation has assumed that protecting investors requires intermediaries: custodians, balance sheets, and institutional gatekeepers. But crypto introduced something fundamentally different. Recent events have also made something clear: not all “vaults” meet the standard investors should expect. Using smart contracts alone is not enough. Security and investor protection depend on how these systems are designed, governed, and constrained. Today, we submitted a letter to the SEC and CFTC proposing a new path: Non-custodial smart contract vaults can satisfy the SEC’s qualified custody and CFTC’s customer property segregation requirements — under defined guardrails. At a high level, custody and segregation rules have always been solving for the same risks: misappropriation, commingling, and exposure to intermediary insolvency. What’s changed is that we now have infrastructure that can address those risks directly in code, rather than through reliance on intermediaries. Properly designed vaults mean: ✔️ Client assets are never exposed to intermediary insolvency ✔️ Withdrawal rights can’t be overridden, even by insiders ✔️ Misappropriation is structurally eliminated ✔️ Asset ownership is continuously verifiable in real time Offering vaults as an option matters because many digital assets cannot be supported by qualified custodians today, and advisers face real tension between compliance frameworks built for traditional markets and the realities of on-chain assets. That’s why our letter proposes 7 guardrails for a vault to qualify: 1⃣ No unilateral authority to withdraw client assets 2⃣ Programmatic enforcement of client redemption, withdrawal, and transfer rights 3⃣ Cryptographic segregation of client assets 4⃣ Governance and upgrade mechanisms that are transparent, time-locked, and constrained 5⃣ Robust security and operational controls 6⃣ Independent audits and real-time verification 7⃣ No economic interests in underlying protocols These guardrails distinguish between vaults as infrastructure for investor protection and vaults as unstructured risk. If adopted, this would be the first regulatory framework where investor protection is achieved through non-custodial, programmable systems rather than institutional intermediation. Where safeguarding is embedded in the infrastructure itself. We believe this is precisely the type of alternative compliance framework envisioned by the recent SEC–CFTC MOU, and we encourage both agencies to engage through the Joint Harmonization Initiative to develop a coordinated, vault-based custody standard.

This is the correct take.

@fintechfrank Don’t forget WTW (NASDAQ: WTW) bringing me on as Head of Fintech and Digital Assets. The institutional wave is here.

Q1 2026 Crypto Hiring on Wall Street: • Brown Brothers Harriman — Head of Digital Asset Strategy • Nasdaq — Product Manager, Tokenization • BNY — Director, Tokenization • Fidelity — DeFi Product Manager • State Street — Digital Asset Product Management Lead • Bloomberg — Digital Assets Product Manager • S&P — DeFi Strategy & Planning The fabric of crypto is changing

@peterdmacdonald @WTWcorporate Thanks @peterdmacdonald !!

@garrettdroege @WTWcorporate Congrats

I'm pleased to officially announce that I have joined @WTWcorporate as FinTech & Digital Asset Leader. Improving on WTW's on strength in specialty, we will expand solutions and advance thought leadership for #TradFi , #FinTech and #DigitalAssets companies.

@tednotlasso Definitely @BWInflection

what are the best podcasts and newsletters that sit at the nexus of traditional finance and digital assets? thinking mix of tokenized stocks, hyperliquid ecosystem, stablecoin rails, onchain yield, etc etc. not looking for pure crypto or pure fintech!

This is the podcast I've been waiting for. Serious discussion about the future of finance. Amazing work @marcarjoon, @marcryptonio, @Matt_Hougan + @dlawant