Himanshu Gupta
165 posts

Himanshu Gupta
@hgrdr18
💳 Credit Card and Miles Enthusiast 🧮 Optimizer 👨💻Management Consultant 📚Engineer
Gurgaon, India Katılım Şubat 2011
160 Takip Edilen17 Takipçiler

@ccg33k Gold king can find Gold in anything and everything. 😄👏🏻👏🏻
What next? Cred coins to Gold somehow 🤣?
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SuperCoins -> Swiggy Gift Cards -> Gold Coin

Akash@ccg33k
GoSats Update: 100% redemption unlocked on new account too.. Bought 2000 Swiggy with 1980 Supercoins + 20 upi !
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@vaibhavluthra Yeah! Uptill a week ago it was 200 after 799 spend for me. 100 at 399
Now suddenly, I saw it being halved
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Health is important… but optimisation should tag along too 😄
Ordered it from Amazon Now and here’s how it went:
MRP – ₹1580
💸 Amazon Now cashback – ₹200
🎁 ~12% returns using vouchers – ₹190
Total savings: ~₹390
That’s almost 25% back ✔️
A lot of people still ignore Amazon Now.
Don’t leave easy savings on the table 🙂
Apply for Regalia Gold:
vaibhavluthra.short.gy/rxKgJo

Monica@musing_monica
which kind of ghee is best and which brand?! Have heard a lot about A2 ghee but confused about the brand.
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@Santoshkt0411 @ashishlath @savesage_club @bethalaluka @CardMintz @PaisaPrinciple Same issue for me.
Have Subscription, have made multiple bill payments as well and I see this.
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@ashishlath @savesage_club What is this, why you want us to do below to unlock if we are already subscribed users, last time also locked then we have unlocked by doing transaction

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Great news for all SaveSage users!
We’ve completely revamped the cashback logic for credit card and bill payments on the @savesage_club app - and the results are massive.
𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁’𝘀 𝗰𝗵𝗮𝗻𝗴𝗶𝗻𝗴:
• At an individual user level, cashback earnings can now go up to 20X higher compared to our earlier logic.
• At an aggregate level, SaveSage will now be distributing 5X more cashback (as a % of bill amount paid) to users across the platform.
• Atleast 75% of all bill payments on SaveSage now earn cashback.
This makes SaveSage, by far, 𝘁𝗵𝗲 𝗽𝗹𝗮𝘁𝗳𝗼𝗿𝗺 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗵𝗶𝗴𝗵𝗲𝘀𝘁 𝗰𝗮𝘀𝗵𝗯𝗮𝗰𝗸-𝘁𝗼-𝗯𝗶𝗹𝗹-𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝗿𝗮𝘁𝗶𝗼 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮 - significantly better than any other platform in the market today.
So what are you waiting for?
Go ahead and make your next bill payment on the SaveSage app and see how much cashback you unlock on your transaction.
Bonus: Users making bill payments on SaveSage for the first time - or users who haven’t been active recently - may see even higher cashback offers. This is a limited time offer.
𝗣.𝗦. Please update your app to the latest version before making payments. The new cashback logic is applicable only on the latest app version.
Happy savings!

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@ameyakarve Hey @ameyakarve - Just saw Points paper. Looks quite interesting.
Working on a similar use case of Competitive Intelligence.
One question - How did you circumvent the legality of web scraping?
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Himanshu Gupta retweetledi

Some people didn't act on the Axis × Accor rumour and missed out.
Then acted on the HSBC × Accor rumour… only to miss out again 🤣😂
Akash@ccg33k
HSBC has just announced Accor Bonus!! 😂😭 instagram.com/p/DYrdRwOs3VK/
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@Param_81 @ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly Wow! This is interesting, you are the only one whose transfer went through.
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@hgrdr18 @ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly x.com/Param_81/statu…
Mine went through last night at 2am
Param Shendekar@Param_81
The HSBC transfer to Accor is up and running again now, for those of you who were trying since a few hours now. Get it done if you have a Accor redemption planned or envisioned in the next year or so.
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Is this Game over?
#HSBC #Accor #HSBCxAccor
@ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly

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@Param_81 @ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly Woah! This is unique.
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@metalgamerak @ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly Lol! I transferred majority of my points yesterday. Accor bonus would literally be a troll from HSBC. 😂
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@hgrdr18 @ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly I am getting it too, but you know, I am not gonna transfer. I feel the whole Accor scene has stopped us from seeing a bigger picture....
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@Param_81 @ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly Not yet!
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@hgrdr18 @ccg33k @imYadav31 @cards_wizard @SavingsSimpl @CardMavenIn @AmazingCreditC @credofly Getting same at around 10:30pm IST as well, did yours change? Any luck with customer support?
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Himanshu Gupta retweetledi

Our first demand 👇
Banks should display Merchant Category Codes (MCCs) on payment pages and POS machines before a transaction is made.
If rewards, exclusions, milestone eligibility, or extra charges depend on MCCs, users deserve full transparency before they pay.
Right now, people are constantly losing rewards because of incorrect MCC mappings:
❌ Car dealers getting tagged as Insurance
❌ Apple Stores showing up as Utilities
And it’s not just about lost rewards anymore. In some cases, users are even being charged extra because of wrong MCC classifications.
This needs to change.
Transparency. Accountability. Clarity.
Show the MCC before payment. Simple.
If you agree, share this post and tag banks, RBI, NPCI, and payment networks in the comments. The more voices raised, the harder this becomes to ignore ✊
Also, share your experience if you’ve ever faced issues because of wrong MCC tagging. Let people know how often this actually happens.
@RBI @NPCI_NPCI @RuPay_npci
@Visa_IND @mastercardindia @AmexIndia @DinersClub
@AxisBank @HDFC_Bank @SBICard_Connect @ICICIBank @IDFCFIRSTBank
#ccgeek #ccgeeks #KJP

Creditkeeda@creditkeeda
Keeda Janta Party ✊ Application opening soon ⏳
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@EvryPaisaMatter Transfer to karliye. But kuch confirmation aayi kya bhai?
हिन्दी

@wittysiddharth 2kg dumbbell is better than having no dumbbell at all.
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@iSatishAgarwal I’ve decided to close Atlas too. No reason for holding it. Have taken LTF select to not reduce total credit limit.
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