Jaou

@obinnaokwodu Love your insights @obinnaokwodu - the future of fx and derivative markets is on chain and I know you’ll make major contributions 🚀

Stablecoins are emerging as the clearest view of what a dollar actually costs in frontier markets. Over the past year, I’ve been looking closely at how stablecoins trade across 20+ frontier markets. Here's what I found:

@nic_carter Perfect placement.

Someone at the airport bookshop thinks they’re funny

@jgonzalezferrer @0xPolygon @0xPolygon has one of the strongest Stablecoin + payment teams driving this growth cc : @jamalraees

$70M in volume for @0xPolygon on Stripe 😱 Polygon is definitely the home of stablecoin payments 🔥 2026 will be bigger for Polygon 💪

@andrewchen It's a solid list. A lot of classics.

Weirdly, 4chan’s top books list might be one of the best ones I’ve seen?

@brian_armstrong @base This is a great foundation to build on for @base to become the chain for commerce (which we @spreefinance believe is the real opportunity underpinning the growth of stablecoin volume)

.@base is built for stablecoin payments

@jevgenijs Yes! It’s a huge UX gap imo

I don’t understand why none of the stablecoin neobanks offer in-app Apple Pay provisioning 🤷🏻‍♂️

@circle Absolutely. Everyday utility is what will drive adoption.

Circle’s applications turned digital assets into real-world financial tools in 2025. → Circle Payments Network (CPN) unlocked real-time, programmable cross-border settlement for financial institutions. → StableFX introduced onchain currency conversion with familiar RFQ execution. These services form the connective tissue of the internet financial system.

@73lV_ This is the path to mass adoption. Most users won't even know they're using crypto. And that's a good thing.

this year polygon focused on moving real money, not just crypto and they got really good at it the revolut integration is an example. a normal fintech app that lets users send stablecoins with zero fees, with polygon infrastructure under the hood. users don’t need to worry about wallets or gas because it just works. giving anything slow or made expensive by traditional finance a chance at moving to polygon. by 2026 they plan to silently target payments that make sense on-chain. mostly the ones that benefit from speed, low cost, and global access

@circle @arc Exciting! @arc who should we be reaching out to?

Introducing the @Arc Builders Fund Circle Ventures is dedicating funds and mobilizing an investor network to support early-stage teams building real-world financial apps and services on Arc, the Economic OS for the internet. The Arc Builders Fund is designed to accelerate innovation by backing teams building projects that uniquely benefit from Arc’s design, including: → Onchain markets with low-latency architecture → RWA and private credit markets built on private, composable rails → Onchain FX flows with Circle StableFX and Circle Payments Network → Agentic commerce for autonomous systems and machine economies → Energy and compute protocols powered by deterministic settlement Each investment brings Arc closer to its mission: powering the new internet economy with open, composable, enterprise-grade infrastructure. If you’re building what’s next for the internet economy, Arc is the place to do it and the Arc Builders Fund can help you get started. Learn more: circle.com/blog/introduci… Note: For informational purposes only and not related to fundraising. “Arc Builders Fund” is a Circle Ventures corporate initiative; no fund or vehicle is being formed. Circle Ventures is not an investment adviser or broker-dealer. Investor Network members make independent decisions.

@WhaleInsider Love to see it! 💯

JUST IN: $BTC mining firm Hut 8 has announced a partnership with Google, securing financial backing tied to 15-year lease agreement.

@jerallaire @arc A huge step for stablecoins and the new internet financial system.

A powerful milestone in the mainstream adoption and acceptance of USDC, with Visa announcing that all US card issuers (banks, fintechs, crypto firms) can now settle directly with Visa using USDC.  Visa also working with Circle to prepare for launching on @Arc. Dollar digital currency flowing from users, to Visa, and soon enough we think to merchants -- especially those that prefer to settle in digital dollars -- is more evidence that we are upgrading to a new internet financial system. We are proud of our longstanding collaboration with Visa, and excited by their input as a design partner of @Arc, as the world's leading payment companies help us to shape and eventually operate a new Economic OS for the internet. usa.visa.com/about-visa/new…

@jessepollak It's the only way.

practice, practice, practice

@Moca_Network Love to see the growth of the identity layer - it is the foundation of many other use cases.

⚡️ First day of MocaProof Beta and users are moving FAST! We are seeing growing verification numbers across top credentials, with more coming. How to start: Register ➡️ Verify Credentials ➡️ Grow your Mocat 🐱✨ Remember, your reputation = your value.

@venturetwins @a16z @MaikaThoughts @stuffyokodraws @JasonSCui @JenniferHli Agent-native infra is going to be huge

Bring on the 2026 predictions 👀 @a16z infra just published our list of big problems that founders will tackle next year - from agent infrastructure to video world models. Will link below to the full list of ideas from every team at a16z 👇

@circle @AleoHQ This is a big step for privacy-first infrastructure. The use cases for USDCx on Aleo are going to be interesting to watch.

Aleo has launched USDCx on Aleo Testnet via Circle xReserve, a USDC-backed stablecoin for its privacy-first blockchain infrastructure. USDCx on @AleoHQ enables a range of use cases including global payroll, critical aid distribution, global e-commerce, P2P payments & remittances, DeFi, and configurable compliance. Key benefits: → USDCx on Aleo is 1:1 backed by USDC held in xReserve → Fully interoperable with USDC across supported chains → Trust minimized with no third-party bridges required circle.com/blog/usdcx-on-…

We are proud to welcome Jaou Toure @jaoudefi as the new COO and Co-founder at Spree Finance. Jaou brings deep expertise in stablecoins, digital assets, and financial infrastructure, and will help drive our mission to rebuild commerce and loyalty for the modern economy. The industry is advancing quickly and we are excited to have Jaou help lead Spree into its next phase.

@hasufl @tkstanczak Blind signing is such a huge issue. Glad to see it getting more attention.

When @tkstanczak became EF co-director and did his big roadshow to source feedback on Ethereums problems and opportunities, I said „blind signing and custody is near the top for me“

@packyM That's a great name for a pub.

Julia on Cheeky Pint!!

@eddylazzarin It’s all about building something real.

The children yearn for industrial capitalism ⚙️🛠️🔩

@illscience It’s a great point. Once you have the network effect, it’s hard to beat.

this is a really interesting point - as models get more intelligent and more efficient you can raise prices + cut costs (expanding margins) much harder to disrupt a brand / network / scale effect of a competitor