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Just know that if checkered Vans slip ons become a thing, It was me
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Jerrod James
1.4K posts
Jerrod James
@jerrodjam
Money runs the story in your head. Time to write a different one.
United States Katılım Mayıs 2012
545 Takip Edilen358 Takipçiler
Jerrod James retweetledi
The stock market is the only place where people run away when prices fall and rush in when prices rise. Strange, isn't it?
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@HamptonAc_ 95% of places in the United States you would be fine to make 250k a year and be comfortbale.
You have most likely made it if you are making 250k
Is this from personal experience or just an outside opinion?
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$250K a year used to mean you were rich.
Now it means you own a house, drive a decent car, and still think twice before booking the vacation.
The number that used to mean "made it" now just covers "comfortable" in a lot of places rn
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The biggest mistake people are making is looking at home prices.
Look at builder margins instead.
Lennar:
• Operating margin: 9.1% → 5.1%
• Incentives: 12.9% of every sale
Builders aren't defending prices.
They're sacrificing profits to keep sales moving.
The real price cut isn't on Zillow.
It's buried on the income statement.
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@DevotedDividend After I pay my debt off I will be hammering $SCHD
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$SCHD goal: 10,000 shares
Currently holding ~3,000 shares
Long term, I plan to keep buying...
What's your long-term goal with $SCHD?
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What do they think happens when they drive out the people who most likely spend the greatest in their economy?
Politics UK@PolitlcsUK
🚨 NEW: The total number of millionaires in the UK has fallen to the lowest level since the 2008 financial crisis There were 442,000 millionaires in 2025, down from over 1m in 2021
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@LoganMohtashami Even a broken clock will tell the correct time twice a day
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How many calls about a national home price bubble crash have we had since 2012?
GIF
Kevin Gordon@KevRGordon
Aside from May 2023, the y/y % change in the S&P Case-Shiller U.S. Home Price Index has been positive every month since mid-2012
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Roughly 5 months until my student loans will be paid off
Before I turn 35 (honestly thought I would be paying them into my 60s)
God is good
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@DevotedDividend How do you buy it daily? Like with a manual transfer?
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I buy $SCHD daily and have for 5+ years!
I have ~ 3,000 shares @ 33 years old & plan on buying more daily for years to come!
I'm curious... Who else has been stacking more shares so far this year? 🙋♂️
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@jonbrooks Markets are building more and more apartments lowering the rent.
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Housing isn't frozen because people don't want to move.
It's frozen because they can't.
Sellers don't want to give up a 3% mortgage.
Buyers can't afford a 7% mortgage.
Builders are paying people to buy.
Renters can't save fast enough.
Nobody is where they want to be.
That's what a locked housing market looks like.
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A close family member of mine is a Dave Ramsey fanatic…
He does everything Dave says:
-Mutual funds
-No credit cards
-Paid off all debt
-Bought his house without a mortgage
He’s worth over 5 million now.
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If everyone in the United States put their problems in a hat
You have an opportunity to reach in that hat and trade your problems with theirs
Are you taking that opportunity to make the trade?
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@TheMattViera Teacher?! That is awesome. Good for them, and they most likely have a pension
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Data about self-made millionaires:
33% never earned 6-figures
89% prioritize 7+ hours of sleep
97% use credit cards for rewards
99% never carry a credit card balance
50% wake up at least 3 hours before work
3rd most common profession of self-made millionaires: Teacher
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@Blossomaffia I appreciate this perspective. People can’t apprwciate you if they don’t know who you are. There’s someone out there that needs to hear what you have to share
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Every creator you know by name on X won you over by the content they post.
No content. No visibility. No audience.
Someone out there needs to know you but until you hit 'post', that won't happen.
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@cyclist_jim @RobinJPowell What global index fund do you like? I will add it to my list, you are right I ignored the importance of diversifying globally
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@jerrodjam @RobinJPowell But surely buying a global index fund is more diversified and also avoids investment paralysis?
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Just buy the S&P 500.' That's advice from smart people. Buffett, Bogle, Samuelson all said it. And if you'd followed it for 15 years, you'd have crushed it. But it hides something almost nobody talks about.
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@Travisjost1 Isn’t this nuts? I remember taking apps and being sick to my stomach seeing $2,500 a month. Those people at the time were buying 500-600k homes.
Now I say 2800-3000 and sometimes hear a sigh of relief over the phone
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First time homebuyer average monthly payment was $3,044 on my loans this year.
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@ducksays Real estate can be amazing, but in my eyes it's too stressful a path to go down. I have owned rentals since 2019 and seen values shoot up. I paid tens of thousands for upgrades, remodels and had to run eviction processes. It can be fruitful, but I am already looking to get out
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1,500 people were a part of this survey. Almost 400 were already retired. Own a home outright and maybe this amount is okay, but certainly not comfortable.
Future retirees have to plan far in advance and save well above 1.2mil to reach the average life expectancy w/ money left
unusual_whales@unusual_whales
Americans say they need $1.2 million to retire comfortably, per CNBC
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@IndexAndForget How much time until everyone is back where they started?
I agree with you over a 5-10 year time frame after the reset
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If you gave everyone $1m today…
The same people will be poor and the same people will be rich.
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@Favwontmiss I have never considered this viewpoint before. I’m addicted to creating the plan and feeling accomplished rather than taking the first action items of the plan
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