Ben Meeder

I've been thinking about this one for a while. AI agents are already transacting. They're provisioning compute, calling APIs, buying data — autonomously, at machine speed. The financial stack wasn't built for this. Card rails were designed for humans. T+2 settlement was designed for humans. Batch reconciliation was designed for humans. The machine economy needed something different. Today, we're announcing that @CoinflowLabs is partnering with @tempo to power MPP Credits on the Machine Payments Protocol, the open standard that enables AI agents to pay for services autonomously. Merchants settle in stablecoins, instantly, with finality. No checkout page. No friction. No waiting. This is what I mean when I talk about Coinflow as a Network of Networks — not another payment provider, but the universal settlement layer that connects card acceptance to stablecoin rails globally, at the compliance standards enterprises require. We didn't pivot into #AgenticCommerce when it became a hot topic. We've been building toward it since 2023. This is where it becomes visible. My thoughts on what this means for the future of agentic payments 👇 coinflow.cash/blog/tempo-coi…

The future of #AgenticPayments is being built on Coinflow rails. Today, we're announcing our partnership with @tempo — powering MPP Credits, for the Machine Payments Protocol, the open standard that enables AI agents to pay for services autonomously. The MPP, co-authored by @stripe and Tempo, lets AI agents pay for services autonomously. No checkout page. No manual card entry. No friction. Just high approvals that settle instantly. Developers fund agents with a card. Merchants settle in stablecoins, instantly, with finality. Coinflow is the infrastructure that makes both sides work. Two+ years spent building the hardest parts of payments have made today possible. Discover what this means for the future of #AgenticCommerce → coinflow.cash/blog/tempo-coi…

Coinflow is a proud partner in @Mastercard's Agent Pay for Machines, alongside fellow industry leaders @Adyen, @Checkout, @raincards, @utila_io, and more! This new program is purpose-built to validate agent-to-agent payment use cases, establish common rules, and accelerate agentic commerce at scale. The shift toward machine-initiated payments is already underway. We're focused on making sure the infrastructure is ready for it.

We are deeply saddened by the loss of our beloved colleague, Riley. He was a cherished member of CDOT's Complete Streets team and a dedicated public servant committed to making Chicago's streets safer and more accessible for everyone. He will be greatly missed.

We just opened @CoinflowLabs' new HQ in #Chicago. So we’re bringing together the people building, backing, and shaping the city’s future. High-quality room. No panels. No programming. Just good conversations. +Food, drinks & music. Uniquely Chicago. If you’re a founder, operator, investor, or building in Chicago, we’d love to have you there. 📅 Thursday, April 16 ⌚ 7–10pm 📍 River North RSVP → luma.com/37nhj23i

if I become mayor, there will be signs

2025 has been a special year for Coinflow—all made possible by the dedicated people powering our technology. Last week, we teamed up with Chinatown's legendary Nine Bar to celebrate our year of growth, partnerships, and client success. We asked our team to capture the vibes with several @FujifilmUS disposable cameras. The results? Immaculate.  📷🤌 Thank you to our team, our clients, our partners, and our #ChicagoTech community for supporting us this year as we aim to power the world’s fastest-moving businesses with the fastest global payments.

This morning’s passage of the transit bill (the most comprehensive and consequential state legislative policy on public transit in the history of this country) marks the culmination of years of deliberate, sustained work to build the transit system Illinoisans deserve. When I first came to the General Assembly in 2019, we fought to put dedicated transit funding in the budget for the first time in a generation. In 2020, as COVID upended ridership and revenue, we acted quickly to stabilize the system and protect its workers. In 2021, we directed CMAP to produce the PART Report — a comprehensive roadmap for governance, funding, and coordination across our transit agencies. In 2023, we passed legislation to strengthen safety and security protocols for riders and operators. And in 2024, Speaker Welch convened the House Working Group on Public Transit to weave together all of that progress into one generational framework. Today, that work has come full circle. Many tried to derail this effort along the way. They performed premature autopsies on it, declaring it dead before its time. But we stayed the course, because that’s what Illinois riders, workers, and taxpayers deserved. This victory belongs not only to legislators, but to the advocates, labor partners, and business leaders who fought alongside us. Transit is not just a Chicago issue; it’s a statewide economic engine. It connects downstate manufacturers to urban markets, suburban workers to opportunity, and every community in between to the promise of growth and mobility. I’m proud to have stood shoulder-to-shoulder with Rep. Eva-Dina Delgado, Senator Ram Villivalam, Speaker Emanuel “Chris” Welch, President Don Harmon, and Governor JB Pritzker and grateful to the countless partners who never gave up. Illinois is growing up and choosing reliability, equity, and connection over complacency. This is what progress looks like.

Today, we announced Coinflow has raised a $25M Series A led by @PanteraCapital with support from CMT Digital, Coinbase Ventures, Jump, Reciprocal & angels. To the Coinflow team: none of this is possible without your vision and grit. Grateful to build alongside you.

Traditionally, the Loyola Medicine Allergy Count season has ended on September 30. However, due to elevated allergen levels this year, we will continue providing weekly updates every Wednesday until the first frost. Thanks for your continued support!

Spain is truly losing its way

Venmo Payouts are now live on Coinflow! 💸 97 million Americans use @Venmo, and 8 out of 10 people recognize the brand. Your users already use it and trust it for everyday money movement. With Venmo Payouts, merchants can now offer users instant withdrawals directly to Venmo. ✅ Instant access to funds ✅ Trusted, familiar brand ✅ Seamless, user-friendly experience This unlocks another high-trust, instant payout method designed to increase withdrawal volume and improve user satisfaction. See it in action 👇

If Chicago's pension funds were passively managed in 2024 (instead of spread across 80+ management firms), the city would have saved ~$40,000,000 in management fees. And returns would have been about 25% better.

Here is a map that shows the areas that now do not require parking for housing. This is extraordinary. A significantly bigger deal than legalizing ADUs (though both are good!) Map cred @JGrantGlover

@0xArnav Stripe, Moonpay, etc all have high failure rates, 60%+ because of their merchant category code (MCC). @CoinflowLabs by @SirDigitalDan set the gold standard with 8x fewer card failure rates. I suggest checking them out

I can't give you a stablecoin hot take, but I can introduce an API that you can use today, not tomorrow, that does things that make stablecoins easier to scale for your project. _0bp onramp/offramp _10+ blockchains. _Brale, Circle, and Paxos assets all supported _0bp, zero slippage, swaps

Today, lawmakers introduced a bill that would allow Chicagoland transit agencies to develop real estate around their stations. This is a 'value capture' model, which is used in Japan and Hong Kong to generate profit from transit, which then funds transit expansion. Here's a map of the zones where transit agencies would have the authority to develop real estate Interactive version: misterclean.github.io/people_over_pa… #twill

Since I became Mayor in 2015, we went from: 📈63 miles to 118 miles of bike lanes 📈6 miles to 41 miles of protected bike lanes We're continuing to build on our progress to make a more connected, more active, and more bike-friendly DC.

@CoinflowLabs This is amazing! Wild to think that settlement for app store purchases used to be 45 days+

A huge payments unlock has just arrived for iOS app developers! You can now accept payments outside your app with Coinflow Labs. Say goodbye to iOS app store commissions and say hello to instant settlement (we think 45 days for settlement is way too long). Reach out to us to begin your instant settlement journey today!