Brandon Timinsky

“Yeah. Everyone at ZAR uses Claude Code. All day, every day, for everything. That's why this works. We're living in 2028. The rest of you will get there eventually. Probably.” @obie is a savage.

@jonathankingvc @openclaw Welcome to the party

Better late than never... talk soon @openclaw! 😎

ZAR has raised $12.9 million to bring ROCK. SOLID. DOLLARS. to the Global South 💵🌍 Led by @a16zcrypto, with @dragonfly_xyz, @vaneck_us, @cbVentures, and Endeavor Catalyst. 🧵👇

Pumped to share that I’ve joined @zardotapp full-time as CTO. Over the last couple months of consulting I’ve gotten a close look at the team, the ambition, and the mission and it’s the rare kind of opportunity that makes you willing to uproot a great life. Soon I’ll be relocating from Mexico City to Amsterdam to be co-located with the team in person. My focus will be building the engineering org and the technical foundation: architecture, infrastructure, security, delivery, and developer productivity—working in tight partnership with ZAR's awesome founders Brandon Timinsky and Sebastian Scholl. We’re building ZAR to be AI-native by default: agentic workflows, automated context capture, and shared organizational knowlege bases so a small team can ship with exceptional velocity and quality. ZAR runs on a modern Ruby on Rails stack and Solana. I plan to hire a handful of very experienced senior engineers who are high-agency, systems-minded, and excited to operate with real ownership—people who want to design, build, and run critical infrastructure rather than just implement tickets. If that sounds like you, I’d love to talk. #ZAR #Fintech #Crypto #Stablecoins #Payments #RubyOnRails #Solana #EngineeringLeadership #AI #Agents #Amsterdam

A short reflection on forecasting, self-fulfilling prophecies, and the role we play in shaping what comes next. medium.com/p/the-future-i…

@theusmansal @KyleSamani So I guess no issues with riba? It’s shariah compatible?

@KyleSamani No, its for industrial use. Refiners and jewellery manufacturers use gold leasing to finance inventory and working capital Also not structured as a loan but a lease

On oro, where does the yield come from?

@Architect9000 @ShanAggarwal @HoolieG This time last year I was enjoying the retired life in Bali. Then I spoke with @akshaybd and lo I’m working 16 hours a day for the last year to on-ramp a billion people in emerging markets to @solana. Thanks @toly and @rajgokal! 😭

This time last year, I was enjoying the retired life in a quiet villa on Samui. Then I spoke with Coinbase VC and lo I’m working 16 hours a day for the last year to bring a billion agents to Base. Thanks ⁦@ShanAggarwal⁩ ⁦and @HoolieG⁩! 😭

@lyronctk @a16zcrypto LFG @lyronctk 🔥

We raised an additional $10M led by @a16zcrypto! Grammy had something to say about it:

Bloomberg @business Exclusive: Andreessen Horowitz Backs Startup Exploring Stablecoins in Pakistan bloomberg.com/news/articles/…

Investing in ZAR +++ In many parts of the world, money doesn’t work the way it should. I saw this firsthand during my time traveling through Zimbabwe in 2013, and it’s actually how I first got into crypto. Inflation eats away at savings. Banks remain out of reach. Currencies lose value overnight. Yet people still need to save, send, and spend and they deserve tools they can rely on.  My conviction from 12 years ago that crypto can solve these issues remains. Specifically, we believe crypto and stablecoins can offer that reliability, building open, borderless systems that make financial access possible for anyone with a phone. That’s why @liz_harkavy and I are proud to announce that we're leading a $12.9M funding round for @zardotapp, a platform bringing digital dollars to cash economies across emerging markets. ZAR is building a new financial layer that bridges the gap between local cash and digital currency. By partnering with neighborhood merchants, ZAR lets anyone convert physical cash into stablecoins and back again through a simple, familiar experience. Its decentralized infrastructure aligns the people who grow the network (from merchants to community partners), creating a transparent, incentive-driven system for expanding global financial access. This architecture scales trust. Merchants earn more than traditional money services, ambassadors build their own networks, and fraud is mitigated through smart contracts and cryptographic verification. It’s a bottom-up system designed for the realities of high-friction, high-inflation markets. Founded by @tmnsky (previously built Pakistan’s leading neobank, @sadapaypk) and @sebscholl, ZAR is launching first in Pakistan, with expansion plans across Africa and Latin America. We believe ZAR can become a cornerstone for stablecoin adoption, helping people everywhere store, move, and build with money that holds its value. Excited to support Brandon, Sebastian, and the ZAR team as they bring digital dollars on-chain to the world.

Congrats to ZAR on raising a new round led by a16z! ZAR is building a merchant network for the global south (starting in Pakistan) to get access to stablecoin-based payments, remittances, and cards. So much about payments in the old world is broken, and ZAR uses crypto rails to directly improve the financial plumbing in these places. Super proud to be partnered with them.

Excited to continue backing @zardotapp as they bring digital dollars to the global south. Cash is still king for billions of people, and now with ZAR, you can easily swap cash for stables (and vice versa) by simply scanning a QR code. Over 200k people have signed up across 100+ countries to get access to ROCK. SOLID. DOLLARS. Congrats to @tmnsky @sebscholl and the entire ZAR team.

Absolutely stoked to be doubling down and continuing to back @tmnsky, @sebscholl and the whole ZAR team. The opportunity to bring global USD and financial product access to emerging market cash and shadow economies is the largest in all of consumer fintech, and ZAR will be at the forefront of this revolution. Having previously built and sold Sadapay, the largest challenger bank in Pakistan, they are uniquely qualified to build a next generation global cash agent network, to bring it on chain, and to drive dollarization across the global south. This just the beginning.

@akshaybd @vibhu @solana Lfg @vibhu !

distribution metrics on @solana roughly since @vibhu joined the fndn lol proves what is obvious to most here: killer founder + owned media > professional marketers + paid media

@AlirezaGhods2 Niiice 🎬👏

The user experience on Solana is unmatched in crypto, period! That’s why we chose it as the home for NATIX.

@fusewallet Wow 🔥🔥🔥🔥 @SimkinStepan lfg!

The new Fuse is here. A new home page. Four unified accounts. One seamless experience. It’s a redesign of how personal finance should work, setting the foundation for what’s next.

@segall_max This is the way

Privy wallets are fast We’ve invested a TON to optimize wallet signing latency this year, and we’ve deployed multi-region infra so these investments hold globally More coming 🔜

@phklive @bobbinth @schmiddominik1 @azeemk @0xMiden @unlink_xyz Best of luck, champ!

Goodbye, today marks the end of an era. Grateful for an incredible 2 years with @bobbinth, @schmiddominik1, @azeemk, and the entire @0xMiden team - thank you ❤️ Next: going all-in on building my own company @unlink_xyz ! A thread 🧵

@withAUSD @paradigm @dragonfly_xyz Woohoo! LFG @Nick_van_Eck !

We are thrilled to announce that Agora has raised a $50 million Series A round, led by @paradigm and with additional participation from @dragonfly_xyz. This milestone enables us to accelerate the development of Agora’s full-stack platform for stablecoin infrastructure, purpose-built to support the next generation of digital finance applications. At Agora, our mission is to transform how money moves. We believe stablecoins will underpin a new financial fabric, one that is faster, more global, and more efficient than today’s siloed systems. That is why we are building AUSD and the Agora stack, a full service platform that makes issuing, managing, and integrating stablecoins seamless – whether you’re a developer, fintech, or institution. With AUSD, stablecoins become programmable, composable, and ubiquitous by default. Over the past year, we’ve shipped the foundational elements for AUSD, including: - Deep and robust onchain liquidity across 13 networks - Native deployments across @arbitrum, @avax, @BNBCHAIN, @Coredao_Org, @ethereum, @Immutable, @injective, @katana, @Mantle_Official, @0xPolygon, @solana, and @SuiNetwork. - Comprehensive integrations with exchanges and onramps - Secure, scalable minting and redemption flows. - Tens of billions in cumulative volume - 50,000+ monthly active addresses Dozens of customers like @nonco_otc, @flowdesk_co, @vaneck_us, @conduitxyz, @katana, @fslweb3, @plumenetwork already rely on Agora to power their stablecoin flows and infrastructure. Announcing White-Labeled Stablecoins for All Alongside our new partnership with Paradigm, we are entering the next chapter of Agora: deepening our connective tissue between both the onchain and fiat infrastructure layers. Today, we are excited to formally announce the launch of our white-labeled stablecoin product – a turnkey solution that enables enterprises and teams to instantly issue their own branded stablecoin in days, not months. No need to manage complex infrastructure, secure banking relationships, liquidity, or build from scratch – Agora handles it all. We were long believers that to truly build a platform you needed to start with building the network. Out of the box, partners get: - Institutional-grade custodians and asset management - Deep onchain liquidity - A robust stablecoin dashboard, analytics, and control - Forward thinking compliance architecture - CEX and DEX integrations - Local FX on and off ramps - Zero fees when minting with USDC/T - You control the rewards Agora’s white-label product empowers businesses to rapidly innovate, bypass traditional product constraints, and deliver customized financial services to their users efficiently and transparently. This significant step not only demonstrates Agora’s ongoing commitment to pioneering programmable digital finance but also positions us at the heart of the future digital economy. Learn more here: agora.finance/product/white-…. Why Now Stablecoins are no longer niche. They’ve become a foundational primitive for the future of finance and capital markets. But most companies still struggle to adopt them due to regulatory hurdles, technical gaps, and fragmented liquidity. Agora exists to change that. With the addition of Paradigm and Dragonfly’s continued support, Agora is building the infrastructure layer that abstracts away the complexity. We aim to foster an ecosystem where creating, managing, and integrating stablecoins becomes seamless so that every fintech, exchange, and enterprise can benefit from having its own stablecoin whether it be AUSD or newUSD – as a product feature, revenue growth lever, and strategic differentiator. Reach out to learn more here: agora.finance/contact.