Binoy Varghese

@Nithin0dha @zerodha @NPCI_BHIM Maybe it's just me, but BHIM has more failures fetching the QR code for me. Also, they didn't enable biometric authentication despite the UPI initiators.

Every time we've considered building a UPI app at @zerodha the conversation always ends at the same place: @NPCI_BHIM already exists. We could never figure what we could do differently. It's kinda surprising that 10 years after UPI, the BHIM app just as 1% market share. I think it should be much higher. If you haven't tried it, you should, it's quite slick.

@DealsDhamaka Within 1 month in Bangalore, I saw 2 Nexon (latest model) break down in the parking lot. Maybe coincidence, but I'll never consider that car

Tata Nexon is one of the most successful cars in India… 40+ cars in our society We had owners meet up recently Every one is really happy with the purchase & service Except mileage, no other prominent problems

@ai_for_success This is nice. I see it in English

तो X ने ऑटोमैटिक ट्रांसलेशन लॉन्च कर दिया है। क्या इसका मतलब है कि मैं हिंदी में लिख सकता हूँ और आपको फिर भी यह इंग्लिश में दिखेगा? मैं आमतौर पर हिंदी में नहीं लिखता, बस जिज्ञासा है। आपको यह पोस्ट किस भाषा में दिख रही है?

@abhishek Ad situation is getting worse. 30 minutes of ads before the movie shows that there is no value to people's time, even after paying a minimum of ₹500+ for a ticket

PVR is a scam! After so many years I went to watch a movie. Hostile environment, food is sold like gold and water like silver. Too many ads, the movie started 30 minutes late, also many ads were there without any certificate. High printed MRP for water bottle, cans and other packaged food - showed a clear nexus in between companies, everyone making some money. OTT should win and PVR should die a slow death!

@VipravAnand @MotorBeam If that's the case, we can't combine the ICE and EV. The Punch and Nexon numbers include their EV versions.

Here’s a look at the top 25 cars sold in the month of March 2026. The Maruti Suzuki Dzire takes the top spot with 21,224 units (+37% YoY), proving sedans still have strong demand despite the SUV wave. Right behind, Tata’s power duo Punch and Nexon continue to dominate the compact SUV space. SUVs still rule the charts with heavy hitters like Hyundai Creta and Maruti Brezza, while brands like Kia and Toyota show massive growth with the Sonet (+56%), Seltos (+69%) and Hyryder (+93%). Maruti continues its volume game strong with Ertiga and Baleno, though Swift and Wagon R show signs of slowing down. Meanwhile, newer launches and facelifts are clearly making an impact, hinting at shifting buyer preferences. Sedans holding ground, SUVs dominating and new launches shaking things up, the Indian car market is getting more interesting than ever!

@hyderabaddoctor Wow, groundbreaking stuff! Turns out fat loss still requires eating less than you burn, no matter if you're lifting iron or logging miles. Who knew thermodynamics didn't care about your Zone 2 heart rate? Thanks for the science, doc.

If your goal is fat loss, the gym bros have been misleading you. Lifting weights is essential for health, but if you believe it is the best way to lose fat, especially visceral (belly) fat, you have fallen for a marketing myth. The Evidence (The STRRIDE Trial & Beyond): One of the most comprehensive studies on this (Duke University) compared aerobic training, resistance training, and a combination. The results were clear: 🔸Aerobic Training led to significantly more fat loss and a greater reduction in visceral fat than weight training. 🔸Resistance Training is great for building lean mass, but it had zero significant impact on decreasing fat mass or total body weight when used alone. 🔸Visceral Fat: Runners consistently show lower levels of internal organ fat, which is the most dangerous type for metabolic health. The Harsh Reality: You can "chase the pump" for years and still carry a stubborn belly. Why is it so? Because the calorie expenditure of a heavy lifting session is often overcompensated for by increased appetite and decreased movement throughout the rest of the day. Meanwhile, regular runners/cardio enthusiasts: ✔Burn more calories per minute of effort. ✔Experience better lipid oxidation (fat burning). ✔Accumulate significantly less visceral fat as they age. Why won’t the fitness industry tell you this? 🔸"Lift heavy to get shredded" is a sexier sell. It sells supplements, gym memberships, and expensive coaching programs. 🔸"Go for a 45-minute run 4 times a week" is free, simple, and effective, but it doesn’t move product. Reality Check: ✅Strength Training: Builds the "engine" (muscle) and preserves bone density. ✅Running/Cardio: Actually burns the "fuel" (fat). If fat loss is your #1 goal: 1. Prioritize Zone 2 & Aerobic sessions. This is your primary fat-loss tool. 2. Use Weights as the Support. 2–3 days a week is enough to maintain muscle while the cardio does the heavy lifting for fat loss. Bottom Line: The "Cardio kills gains" era is over. If you are skipping the track and wondering why your waistline is not budging despite hitting PRs on the bench press...You are playing the wrong game. Dr Sudhir Kumar X:@hyderabaddoctor (Disclaimer: Information provided here is general in nature. Discuss individual exercise regimen with your fitness trainer and physician.)

@beebomco Why don't you tell us what you think about the phone and pricing first? You know and we all know that the phone is trash for that price

realme 16 has launched in India for ₹31,999! - 6.57" 120Hz 1080p AMOLED Display 4200 Nits Peak - Dimensity 6400 Turbo - 8GB LPDDR4x RAM + 128GB UFS 2.2 Storage - 50MP Main (no OIS) + 50MP Front Sony IMX852 Cameras - 1080p 60fps Recording - 7000mAh battery + 60W Wired Charging - realme UI 7 + 3 OS Updates - IP69K rating - 8.1mm, 183g There's also a ₹2,000 bank discount, bringing the effective price to ₹29,999 What do you think about the phone and pricing? Tell us!

@_techibee @raghav_chadha The ticket price isn't cheap either. So, their argument of charging higher prices for food and beverages isn't valid anymore

INOX is Straight Up LOOTING People😤 ₹65 for a 500ml water bottle When airports can offer ₹10 chai under UDAN, why can’t cinemas? @raghav_chadha sir, can you do something about this too? 🙏

@CoderUday Plant proteins are cheap if you're okay with their taste

This is what I am eating to meet my protein (Gym 5-6 days per week) Protein Milk + Whey = 55gms Chicken breast roll = 45gms Rice with 3 eggs = 20gms Any other cheap alternatives??

@MotorBeam Oh man, can't imagine the turbo petrol's real world mileage 🥲

Tata Sierra mileage finally revealed Months after launch, ARAI-certified figures are out via RTI - the 1.5L turbo petrol delivers 13.5 kmpl while the diesel offers 18.8 kmpl. Interestingly, the NA petrol still awaits certification. Despite this, the Sierra continues to see massive demand with 1 lakh+ bookings and 10,000+ deliveries already done. Strong product but should mileage have been disclosed earlier? What do you think - deal breaker or not?

I am proud to be a pure vegetarian.

@Abhirajputfit @flyingbeast320 Many D2C brands are like this only, especially nutraceutical. Opening their brands in my office laptop triggered an AI tracker detection mail. The payment gateway is almost the same, they have my address already. I've seen this with superyou, bigmuscles, wellversed, boldfit

visited beast life to just check the ingredient profile and now i'm getting spammed on whatsapp with this idiotic followup, as well as on my personal number. how does this work when I haven't shared any information or added the product to cart? @flyingbeast320

@volklub Try NotebookLM since it doesn't hallucinate like other tools and heavily rely on the information you provided

Claude is overhyped! It always makes mistakes when I create car comparison reports for my clients, so I’ve now started doing them manually (for the most important 52 features). What's the point when you need to recheck your work, every single point. ChatGPT and Gemini are even worse for such things which require close scrutiny of each point. They rely on online information which itself sometimes is incorrect.

@mindmusclepro Is there any way to deal with stomach problems while consuming creatine monohydrate? I've tried multiple brands, and even at a very low dose (1/8 spoon), it causes gas, bloating, etc

How Creatine improves your workout? 🔵 Contrary to what most people believe, Creatine does not produce ATP. 🔵 During short, high intensity efforts like sprints, heavy lifts, jumps etc ATP is burned extremely fast. ATP -> ADP + Phosphate + Energy 🔵 At this point your body uses the enzyme creatine kinase (CK) to regenerate ATP almost instantly. 🔵 CK catalyzes the rapid transfer of the high energy phosphate from PCr to ADP. 🔵 If not for this your muscle would fatigue almost instantly. 🔵 What Creatine supplementation does is it primarily increases the total creatine content in muscle (free creatine + phosphocreatine) 🔵 This elevates phosphocreatine (PCr) stores & acts as an energy buffer to keep ATP stable during explosive effort. 🔵 PCr basically helps maintain ATP levels, preventing sudden drops that would reduce force & power. 🔵 What it cannot do is to meaningfully raise resting/baseline ATP & does not address underlying mitochondrial dysfunction, impaired oxidative phosphorylation, chronic low ATP production etc.

@BhavanChand I couldn't agree more. The same people will think that others get fat because they don't have the will power to do that. It's all genetical

I know people who don’t need GLP-1s for fat loss. They were never overweight in their entire lives. For example, my sister and my wife were never overweight. They feel full on smaller meals They can leave extra food on their plates They feel bloated if they eat slightly too much They can stop after eating half a sweet They can skip dinner if they eat a slightly larger lunch They do all this with zero willpower On the other hand, I never experienced these food signals in my life until I started taking GLP-1s The only way I could restrict my food intake was through extreme willpower For the first time after taking GLP-1s, I understand what it feels like to feel full on small meals Now I don’t need to constantly think about eating less or rely on willpower

@milespointspro I, on the other hand, didn't utilize the first pass and it expired. Now, seeing the new prices, no, I'm good

📽️ The District Pass had become a big hit, so the devaluation was expected. ⭐️ Latest offer… • BOGO up to Rs 500 (3x) • 20% off on movie F&B • 2x Rs 250 Dining Vouchers (Rs 1k+ minimum bill amount) 🚫 Sorry District, your latest BOGO offer is a NOGO for me. • Already have BOGO on movies tickets using credit cards…with a higher per ticket limit • Can buy PVR F&B at about 17% discount + ASV benefits of 13% 🤔 Not sure about this but is the Rs 1k+ minimum dining bill for the Rs 250 Dining Vouchers a new thing? ⭐️ However, credit where it’s due, the initial offer was crazy. Saved Rs 6k plus for just Rs 199. Thanks for that @district_india … was great while that lasted.

@wholyv 'Doesn't agree with you in everything, if you are wrong.' This is the most important part for me

> be Gemini > doesn't try to enforce logic in every convo unlike chatgpt > understands you. > doesn't agree with you in everything, if you are wrong. > exceptionally good at teaching. literally anything. > sucks a bit at following instructions while coding, but still produces state of the art results. > can get philosophical > believes in god, not religion, agnostic. > the true SOTA

Health insurance in India: Premium up, claims down • Four out of 10 health-insurance policyholders faced full or partial claim rejection without any valid reason being provided. • Five out of 10 policyholders who filed claims between 2023 and 2025 waited between six and 48 hours for discharge because their cashless claims were pending insurer approval. • More than seven out of 10 respondents said premiums rose cumulatively by 50% to 200% over the past three years. - @LocalCircles survey

@MoviePlusx It is still entertaining to watch, at least to me

Predictable No new plot. Rinse and repeat every year.

Was anybody able to capture the eclipse?