Vinod M

4.3K posts

Vinod M

Vinod M

@vnd_me

Software Professional & #Creditcard💳 enthusiast...

Katılım Şubat 2016
713 Takip Edilen273 Takipçiler
Vinod M
Vinod M@vnd_me·
@RBLBankCares I want a call from the representative who knows the actual reason and resolution
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RBL Bank Cares
RBL Bank Cares@RBLBankCares·
@vnd_me Hello, our representative will get in touch with you at the earliest to address your query. Regards, RBL Bank.
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Vinod M
Vinod M@vnd_me·
@rblbank my acct is marked as Debit freeze,raised issue thru onl help.. got reply "visit branch with kyc docs". Visted branch n dey r asking me to give closure form as this the 2nd time,my account is debit freeze (1st time in Jan 2026 and again now) is this normal???
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Vinod M
Vinod M@vnd_me·
@imYadav31 Already did.. sc smart-annual fee, 🪓 ace- 5% cb with convenience fee and less rewards for annual fee not worth ,airtel - you know...
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Gajender Yadav
Gajender Yadav@imYadav31·
Are you closing any of your credit cards in coming days?? If YES......then WHICH one and WHY ??
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Vinod M
Vinod M@vnd_me·
@FinPaal @VenkataSumanN Faced this in recent times.. for txns a dunkin and mcd received nothing.. and also their 15x doesn't actually give 15x rewards on international spends...
Vinod M tweet media
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FinPal
FinPal@FinPaal·
Both Swiggy HDFC and Eterna be like... “Let’s give 5% cashback… but make it a puzzle no one can solve.” 🤡 Swiggy HDFC is on another level -You don’t use the card… you decode it. 5%? Only on “select MCCs” Good, is it for all merchants ? No, only the elite given in the link.. And if you use Swiggy card on Flipkart? The undisputed king of wrong MCC mapping 👑 Congrats, your “online shopping” just became “miscellaneous services” → 0 rewards.. Eterna quietly joins the party: No rewards on grocery, fast food, and a list longer than your monthly statement. It doesn't give 5x for rupay scan and pay for onle Final Take: Well if you know well where to use, Eterna is a good card as LTF.. Swiggy don't take the card for that 5% with 69 hidden conditions.. Take it for the clean 10% on Swiggy orders above 249.. . Swiggy Exclusion and inclusion list : hdfc.bank.in/content/dam/hd…
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FinPal@FinPaal

What is similar between Swiggy HDFC and BOB Eterna ?

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Gold Deals 🪙
Gold Deals 🪙@GoldDealsIndia·
Amazon #GoldDeal 1g option 👉 amzn.to/4mn2KXa 2g option 👉 amzn.to/48vzffM 3g option 👉 amzn.to/4tCQt3j 5g option 👉 amzn.to/48lSkB9 💳 Extra savings with card discounts (HSBC / ICICI Amazon Pay - validate on product page) + 10% cashback (up to ₹5,000) 🧾 Grab the coupon here: amzn.to/4v9kTvn 💡 Pro tip: Add multiple quantities to maximize the 10% cashback (maxes at 50K order) ⚠️ Coupon can be used up to 5 times per account (as per T&C) 📱 Make sure cashback shows on the final order screen (best to use mobile app)
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Gold Deals 🪙
Gold Deals 🪙@GoldDealsIndia·
🔥 Amazon Gold Deal 🪙 PNG 995 (3g) @ ~₹45K (~₹15K/gm) How 👇 💰 Cart: ~₹50K 🎟️ 10% cashback coupon (max ₹5K): amzn.to/4sk2PvZ 🛒 Buy: amzn.to/3PXEOxi 💸 Cashback: ₹5,000 → Effective ~₹45K ⚠️ Skip if coupon not available / try another account 💳 Pay via ASV/AGV or best rewards CC H/T @SartanparaYash
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Ravi Maheshwari
Ravi Maheshwari@CreditCardsInd·
Planning to close your Axis Bank Credit Card? Here’s a simple step-by-step method that worked for me: 1. Open this link:
application.axis.bank.in/webforms/axis-… 2. Fill in your registered mobile number & email
Enter the OTP received 3. On the compose mail screen: l• Enter the last 4 digits of your credit card number • Write your message (e.g., “Request to close my credit card immediately. Last 4 digits: XXXX”) - up to 5000 characters • Enter captcha & click Send 4. You’ll receive an automated reply saying they’ll respond within 24 hours. 5. You’ll get a call from Axis Bank. 
Politely but firmly tell them you want to close the card. (They may try to retain you - stay firm.) ✅ In my case, the card was closed immediately and disappeared from Internet Banking & Mobile App. Pro Tips before closing: • Clear all outstanding dues completely • Redeem any reward points • Take a screenshot of the confirmation email/call reference Card usually gets closed within the same day to max 4 working days. Has anyone else tried this method recently? Share your experience 👇 #AxisBank #CreditCard #CreditCardsIndia
Ravi Maheshwari tweet media
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Professor Cardz
Professor Cardz@ProfessorCardz·
🔥Amazon now offers 14% (₹200) Cashback on spending ₹1400 every time. 🔁Purchase using Amazon Pay and get 5% Cashback to12% RP ♥️Thats 19-24% returns without any mental maths 🧮 #ccgeeks #creditcards #amazonnow
Professor Cardz tweet media
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Vinod M
Vinod M@vnd_me·
@bigbasket_com does really a quality check happens before your team delivering a product?? The cheese i ordered has 8 more months to expiry but due to bad storage.. the product has fungus in it... and its delivered without remorse....
Vinod M tweet mediaVinod M tweet mediaVinod M tweet mediaVinod M tweet media
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Vinod M
Vinod M@vnd_me·
@FinPaal Did 100 and showing CBDT GURGAON IN in the s*b*I under unsettled txn and cs asking ne to wait for 24 to 72hrs to know tge MCC..any idea?
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FinPal
FinPal@FinPaal·
@vnd_me Pay with SBI CB, Using HDFC payment GW.
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FinPal
FinPal@FinPaal·
Last few days left for the following Quick reminder: 1. SBI Cashback Card holders - last 5 days to maximize the ₹5K cashback cap • Buy Apay GVs on CRED - look for Dreamplug as merchant and skip if it shows CRED. • Or on Amazon look ASSPL Merchant name. • Advance tax payments → ~4% net savings 2. Last few days to get BOB ETERNA as LTF Try your luck if you’re new to the bank tinyurl.com/FinPalEterna 3. Last few days for tax harvesting • Book up to ₹1L LTCG tax-free & reinvest • Offset STCG with unrealized losses and re-enter 4. Redeem your RSDC vouchers for this quarter before it’s too late 5. Redeem your Fi coins soon, post March 31st all the coins will expire. Also you can close your Fi account before March 31 without the any charges if you are not interested to convert to Federal bank. 6. Claim your Biz Black quarterly milestone benefits before they expire offers.reward360.in/milestone/busi… If I’ve missed something, drop it in the comments.
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Vinod M
Vinod M@vnd_me·
@CardMavenIn Which payment gateway to be selected for advance tax payment to earn 4% cb ?
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Vinod M
Vinod M@vnd_me·
@CardNiti @bankofbaroda Faced same issue..send mail to crm and after a day ,you receive the ticket no. Wait for 2 bu days and come here to raise the issue(important step)..then in a day or 2 ,it will be resolved
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CardNiti
CardNiti@CardNiti·
How can I check the details of an already active BOB card ? I don't think I even have one, AFAIK. @bankofbaroda
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Vinod M
Vinod M@vnd_me·
Hey @Uber_India @UberIN_Support pairing an cng car( booked go sedan)for a airport, where should I keep my luggage? As the trunk is occupied with cylinder
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Siddharth Bhimani.
Siddharth Bhimani.@wittysiddharth·
Swiggy - Stop Fooling People!! . @Swiggy this is some next-level cashback scam design. You run a 20% DineCash campaign, I accumulate ₹4,723, and then suddenly: • It expires in 14 days • You allow only 5% redemption per bill • Cap ₹400 per visit So to redeem ₹4,723 I need to spend ₹94,000 in restaurants within 14 days. Be honest — this isn’t cashback. This is designed expiry. Stop marketing it as “rewards” when the system is clearly built so most of it dies unused. . #ccgeeks #ccgeek
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Siddharth Bhimani.
Siddharth Bhimani.@wittysiddharth·
I hope u understand, ur entire cashback system is flawed and is made in such a way that customers cant redeem it. . Allow me to redeem that 4723Rs in 1 bill! . @district_india is 100% times better , they removed the offer on valentines day and we redeemed the full amount in next bill and enjoyed!
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Siddharth Bhimani.
Siddharth Bhimani.@wittysiddharth·
CCGEEKS challenge! Correct me if I’m wrong. . An office colleague asked me that they pay 30k per month cash to their maid , how can they earn point on that by digital payment? . I think this problem everyone of us have! . Answer in next tweet. . #ccgeeks #ccgeek
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