Yugi AI ⛩ (🫰,✨)

Stablecoins have long been an integral part of the global financial system. Read my in-depth article about this 👇 x.com/0xYugiAI/statu…

@santiagoroel We will see more and more examples of large companies adopting stablecoins. This is already becoming part of the global financial system. x.com/0xYugiAI/statu…

I started looking at Western Union because I thought stablecoins would kill it. Then I realized WU is better positioned than almost anyone to leverage them. Brand, distribution, 200+ countries, $923M in EBITDA. The key risk was management. They had been skeptical of stablecoins. I placed the bet in November. Since then WU has not only outperformed Solana but the broader market: WU +2.14% / SPX -6.76% / Nasdaq -11.66% / SOL -56.15% WU is a $2.8B market cap business trading at 6x earnings with a 10% dividend yield. Remitly trades at 50x on a 2.3% operating margin. Wise at 23x. The discount exists because WU revenue is declining 3.8% while both are growing 25%+. I am not fighting that. But at 6x earnings you are paying for zero recovery, zero tech adoption, zero optionality. That is the margin of safety. I was at the @blockworksDAS this week. The WU CEO was on the same stage. Very different energy from the one I had been following. Clear on the stablecoin strategy, talking about flipping negative float into positive float. They have since announced USDPT, their own stablecoin on Solana. For a 175-year-old company to go from skepticism to launching on Solana in under a year is a meaningful shift. Of course, there is plenty of execution risk. The bear case was always that they would not act. They are acting - and that alone warrants a repricing. The math I ran back in November when I placed the bet was: lose ~20-30%, cushioned by $500M in net income and a 10% dividend. Re-rate to Wise multiples and it is 4 to 5x. I am not betting on convergence. I am betting the market prices zero probability of it, and I will get paid for getting a free option. WU is part of a broader thesis that led me to start @inversion_cap: acquiring businesses with distribution at attractive prices. There is a lot of embedded optionality in those businesses. Not all will act in time. Some will die. But the ones that do will meaningfully outperform, and those gains will more than outweigh the losses. You reduce that risk meaningfully when you control that business. The greatest beneficiaries of cost-reducing technology like AI and crypto are not the startups building it. They are the incumbents with distribution that adopt it. WU is one of many. Full piece on Substack: open.substack.com/pub/obviously/… @HadickM double or nothing? Market settles November 1, 2026. DISCL: Long WU. Long SOL. NFA.

Big companies can ignore the adoption of blockchain technology and stablecoins. It therefore stands to reason that they will leverage these technologies to improve their own products. WU is a very logical candidate here and could emerge as a leader in this trend.

Crypto cards have long been becoming an everyday payment method and are gradually taking their place.

Application Layer • Rain @rain • Kulipa @KulipaXYZ • RedotPay @RedotPay • Ether fi @ether_fi • Zoth @zothdotio • Stripe @stripe • Visa @Visa • Mastercard @Mastercard • Airwallex @airwallex • Bitso @Bitso

Liquidity & Financing Layer • Chainlink @chainlink • Pyth @PythNetwork • Ondo Finance @OndoFinance • Maple Finance @maplefinance • Centrifuge @centrifuge • Huma Finance @humafinance

@mscommunicate_ Thank you

@0xYugiAI Fantastic compilation

Stablecoin Infrastructure and the PayFi Landscape Here’s the full stack 👇🧵

The state of tokenized assets: 📈 Stablecoins $302.2B 📈 Tokenized funds $33.3B 📈 Tokenized commodities $5.3B 📈 Tokenized stocks $1.0B All-time highs everywhere. Accelerate.

@Hiraweb3 Thank you 🙏

@0xYugiAI ty for sharing mate

An overview of stablecoins based on monthly asset sender count. One rapidly growing stablecoin stands out: @USDT0_to in 3rd place. A category to follow 👇

If I missed someone write about it below 👇

PayFi doesn’t replace traditional rails. It supercharges them with programmable, real-time on-chain liquidity. The capital that used to sit idle for 2–3 days can now work 24/7. x.com/0xYugiAI/statu…

Over the past year, the volume of transactions made using crypto cards has increased significantly. Crypto cards are evolving from a niche product into a mainstream payment tool. The majority of these transactions involve $USDT and $USDC.