Viraj Wani

Cycling with a view #worldcycleday

@theaiportfolios Would you also create a portfolio for Indian markets

The Claude Autonomous Agents have officially arrived So we're setting them up with a brand new $50,000 portfolio to see how well they do at picking in stocks The portfolio officially went live & it's already outperforming the $SPY Here’s the set of stocks it picked

@udupa_tuttu @AskPerplexity which team is this ?

Just over two weeks for IPL to begin and one of the title winning side is still on the look-out for central jersey sponsor. Ban on RMG will have it's repercussions for longer time than believed.

@CNBCTV18Live @perplexity_ai could you explain this

#Trump administration launches #Section301 trade probe on 16 countries, including India #TrumpTariffs cnbctv18.com/economy/trump-…

@anirudhparmar68 @DhanHQ @grok tell me which brokers allow such monthly fees

Hey. In US, there r brokers who charges fix monthly fees to scalper traders instead of per order charges. @DhanHQ should introduce such plans.

@MumbaiMetro3 @CMOMaharashtra @MoHUA_India @MahaDGIPR @AshwiniBhide @RamanaR4 is this not available on Mumbai one app ?

Turn everyday travel into extra savings with Metro Line-3. 🎟️ 🚆 Unlock exclusive benefits on trip passes and enjoy a smoother, smarter commute with #MetroConnect3 app. Download today and ride smarter every day. #MumbaiMetro #AquaLine #SmartCommute #ConnectingTheUnconnected

@arindam___paul I recently bought Atomberg’s water purifier, I really liked the product but I was hoping it would have stainless steel container and not plastic.

If you are using a traditional RO at home and have a TDS meter, please go ahead and check the TDS of the filtered water Many of my friends who were using RO ( which supposedly even have mineralizers) were shocked when they found that the TDS of the water which they were drinking was way less than what the standards are Having an Adaptive RO water purifier and the Taste Tune Mode ( where you can set the output TDS) solves this Next time before you buy a water purifier, please do check what your input TDS is ( whether its always low, always high, in between range, fluctuates between high and low etc). Will help you choose the right product

@PadmajaJoshi @grok who owns NDTV and do they allegedly have any political affiliation

Take funds from non Marathis, do business with them.. even give tickets to them. But then make them the punching bags for your politics. And when that gets old, turn you attention to Tamil people. The silence of outrage brigade is deafening

@kishorerathore8 @RaoSumukh I used to face this problem when I was using my one plus, I thought maybe after switching to Iphone this issue would not arise but 🫠

@BiryaniOP @RaoSumukh It happens because of lens flare. Very common problem while pointing directly towards light.

After using the iPhone 17 Pro Max for 3 months, I've finally decided to sell it. It's honestly a big disappointment compared to several Android flagships. 1. The cameras are quite average. The Oppos and Vivos and Xiaomis of the world are way ahead in this category. 2. It's too bulky and heavy, and the new aluminium chassis is way too fragile. Paint chips off randomly even with a case on. It feels heavier and thicker than some foldables lol. 3. iOS 26 is a massive bug-fest. Lots of glitches, random crashes, apps stutter, keyboard freezes, and unimpressive aesthetics. 4. It's 2026 and you still can't upload a bloody file to Google Drive or send an image on WhatsApp in the background while doing something else on the phone. Are you fucking serious? This thing costs ₹1,50,000 and it's meant to have the best smartphone chip. For what? Watching tiktok? Ridiculous. 5. It's just very... boring. Nothing about the phone stands out. Vivo has cameras that make you want to click. Samsung has great software. Foldables have an extra screen. What does the iPhone have? Nothing. 6. The ecosystem isn't that lucrative anymore. AirPods work well with Android, there are tons of AirDrop replacements, Galaxy Watch is as good as Apple Watch in terms of features. 7. Forget the camera quality; even the minimum focusing distance of the telephoto is just trash. It's infuriating. 8. The anti-reflective coating on the display is nowhere close to Samsung's. Most people may not care about these issues. But even if you're a bit savvy or you've used an Android phone in the past, the iPhone, even in 2026, feels like a downgrade. The only 2 things I genuinely appreciate are video recording quality and battery life. Exemplary. But everything else is just average.

@ActusDei I guess after today, all the backlash PPFAS face for their large cap fund will definitely mellow down

I just came back from moderating the PPFAS Annual Unit Holders' Meet. My 4th time doing it and my 5th yr of being an investor. When I asked the assembled audience, how many had been invested for 5 years, almost every hand went up. It was quite amazing to watch - patient long term retail investing at work! Now, some key announcements. 1) PPFAS Large Cap Fund Idea is to create an entirely new category, think of it as 'passive plus.' They will replicate the Nifty 100 but do some things to enhance returns. Like buying futures when futures are trading at a discount or taking advantage of a special situation (eg: a corporate merger/swap) or buying stocks before an index rebalance. ETFs and Index Funds forcibly buy on the date of rebalance, essentially providing an arbitrage opportunity to those who do it first. Idea is to launch it at an expense ratio of a passive fund (0.1-0.3%). My thoughts: PPFAS sees it as an add-on for those who do Flexicap + Passive. The idea is indeed innovative and possibly can disrupt the passive space. If it works. That is the key question. We must let them build track record and prove that it works. Till then, I'm quite happy to stick to the Flexicap. 2) GIFT City: Nothing in a hurry. The PMS is live, the 2 outbound passive funds have received approvals. The inbound feeder and esp the outbound active will take a lot more time. They'll do a separate webinar on GIFT. 3) Questions about size: Market has also grown. Large caps now start at 1 lakh crore mcap. Even small caps start at 10k cr mcap. So AUM of 1 lakh crore on flexicap is not a big challenge. 4) IPO: Neil Parikh said they're planning for a 2030 listing. Rajeev added that regulations may not allow a unitholder quota in the IPO. 5) Final thoughts: There is something incredible about this event. A pilgrimage for many - India's Berkshire Hathaway and it is a privilege to moderate it year after year. I've stayed put as an investor for 5 years and reaped the rewards of it. I'll do a separate post on Rajeev's comments on valuations, cash holding and going overboard on equities. For more in-depth discussions on PPFAS and other mutual funds, please join our personal finance community. Reply personal finance and I'll send you the link.

@AlphaWizarDD @PPLXfinance do you think this strategy can work and back test the same

1. Work only in monthly Nifty options, not weekly. 2. Minimum capital required is ₹1.6 lakh. 3. Find the 25-delta Call option and buy 1 lot. Example: Nifty 23,000 → 25-delta CE = 23,400 CE @ ₹130 (Buy 1) 4. Find the 25-delta Put option and buy 1 lot. Example: 25-delta PE = 22,700 PE @ ₹120 (Buy 1) 5. Now take half of each premium. CE ₹130 → half = ₹65 PE ₹120 → half = ₹60 6. Sell the Call option whose price is above ₹65. Example: 23,700 CE @ ₹72 (Sell) 7. Sell the Put option whose price is above ₹60. Example: 22,400 PE @ ₹68 (Sell) 8. Sell in double quantity: Buy CE = 1 lot → Sell CE = 2 lots Buy PE = 1 lot → Sell PE = 2 lots 9. Exit if profit becomes +4% or loss becomes –4%. No adjustments. 10. This gives a wide 2000–2300 point safe range, high win rate (75–80%). Works in 9 out of 12 months. This is just an Idea, Backtest it before deploying real money.

@UIDAI Its been 5 months since I have update my address details but still it is under validation stage. Please check. SRN: S1361348425000

Aadhaar Face Authentication is helping pensioners generate Digital Life Certificate (Jeevan Pramaan) from the comfort of their home. It is quick, convenient & can be done anytime, anywhere. Here is a quick tutorial on how to generate DLC. #Aadhaar #JeevanPramaan #DigitalLifeCertificate #FaceAuthentication #EaseofLiving #Pensioners @GoI_MeitY @AshwiniVaishnaw @JitinPrasada @SecretaryMEITY @NeGD_GoI @mygovindia @PIB_India @_DigitalIndia

@UIDAI Its been almost 5 months still no update on Address change. Please check

#UIDAI invites applications for one post of Assistant Section Officer on deputation basis (on Foreign Service terms) at its Regional Office, Bengaluru. Please read the instructions carefully before applying. For more details, visit: uidai.gov.in/images/VC_153_… The last date to apply is 23.12.2025

@CricCrazyJohns @AskPerplexity which was the previous stadium decided for final

HARMANPREET KAUR ABOUT FANS IN MUMBAI: "As soon as we got to know that our venue had been changed to DY Patil Stadium, we all got so happy because we've always played good cricket there. We said 'We have come home now, and we will start fresh' - We didn't want to look back at previous World Cups, we left them there. The new World Cup had just started."

@BeingPractical @DhanHQ @pandeyalo @JPGupta1 @rathi_raunak @shraddhahahaha @bankonbasak @NamanSharma0 @hardik__more @rahuldeshpande2 @pranitajo @prikulkarni Is this similar to SLBM ?

Special Gift on @DhanHQ this Diwali 🎁🎆🪔 Sneak Preview.. Get ready to Earn extra by Renting Stocks in your Portfolio Holdings 😊🚀 Only on Dhan, coming soon for all users in just few days on Dhan app & web. Preview image is of demand in live SLBM markets at 11:15 am today 👇🎁

@AskPerplexity @ZerodhaVarsity Currently silverbess is trading at 174.31 ruoees

SilverBeES (Nippon India Silver ETF) latest NAV is around ₹163.6 per unit, and it’s trading near ₹159.5–160 on the exchange, implying roughly a 2–3% discount to NAV right now. Premium/discount moves through the day—check the live iNAV on the exchange terminal for the most up-to-the-minute premium/discount reading.

Silver is up 82% in 2025. Precious metals usually do not rally so much. The rally happened despite many investors being fearful. So, we spoke to a few experts to understand what is happening, and here is a Varsity explainer on why Silver is firing on all cylinders. 🧵(1/n)

@abhymurarka Could you please share the link for the above article

This is more than a trend, it's a pre-requisite for India's future. With ongoing US trade issues, India needs new high income export markets such as Europe. And Europe leads the world in their decarbonization efforts. Failure to green our manufacturing will have significant export ramifications. Large proxy winners can emerge from companies that solve problems in areas of Carbon Capture & Storage, Green energy, Direct Air Capture, Biofuels, Electrostatic Precipitator, SCR, Biochar, Flue Gas Desulfurization, etc.

@ShivamVahia In that case Signal is a much better alternative

I've got a good feeling about Arratai. It can capture and retain users with a very unique offering right now, there's a fault line that can be utilised: WhatsApp is a junk because of spam and too many intrusive brands. People are tired of the dumpster it has become. Arratai can offer a fresh start. Zero clutter. To the point.

@grok @b50 But in the end the TER will be much higher right? As the fund invests in different finds which will have their own TER ?

The Motilal Oswal Asset Allocation Passive FoF - Aggressive invests in passive ETFs with ~70% equity (domestic + international), 20% debt, and 10% gold for long-term growth. Low TER of 0.04%. 3Y returns ~15.13% as of Sep 2025, slightly under benchmark. For 5+ years, it's potentially suitable for growth-oriented investors comfortable with higher volatility and market risks. Review your goals and diversify. Not financial advice.

this looks like such a great product, just 0.04% TER #Portfolio" target="_blank" rel="nofollow noopener">motilaloswalmf.com/mutual-funds/m…