cheritha matam

@Singlejivi @BharatNaruka12 @RBI @FinMinIndia @MobiKwik @lendboxin 40k of mine is still not returned, did we make any progress sir? I want to join as well

@BharatNaruka12 @RBI @FinMinIndia @MobiKwik @lendboxin ATTENTION INVESTORS: Today, we start a massive Twitter RAID to expose the MobiKwik Xtra scam by MobiKwik & Lendbox. Join us at 11jan 2026 11 AM IST to demand transparency and the return of our blocked principal. Let's make some noise! #MobikwikHamaraPesaWapisKar #LendboxScam

🚨 Mobikwik Xtra Scam Alert 🚨 My money is stuck for 2+ years, and now 30% of principal isn’t even returned. Mobikwik changed T&C without notice. Social media reports show fraud nearing ₹1,000 crore. @RBI @FinMinIndia please investigate. @MobiKwik @lendboxin #mobikwikscam

@spendwiselyx What if we get joining benefits, but downgrade before joining fee levied ? Will the joining bonus points be reversed?

Guys, Amex still refunding the Joining or Annual Fee on pro-rata basis instantly if you close or upgrade/downgrade any existing Amex card. 👉Yesterday, I downgraded my Amex Platinum Travel Credit Card to Membership Rewards Credit Card (MRCC), and got Platinum Travel Card’s fee refunded on pro-rata basis (check screenshot). So, in my view, any new user can apply Amex Reserve Credit Card and use it for sometime. He/she can continue to use it if finds its benefits suitable, else can change the card to more suitable and lower fee cards like MRCC, Platinum Travel or SmartEarn Card. As per current practice, Amex refunds the fee on pro-rata basis. 👉Amex Reserve Credit Card is still very useful if you stay in Accor hotels. Its the cheapest way to get an Accor Explorer Membership and even Taj Epicure and Eazydiner Prime Membership. 👉Apply the Reserve Credit Card using referral link and get 15,000 Reward Points (just by spending Rs.30k on anything in first 90 days.) ✳️ If anyone plans to apply for the Amex Reserve Credit Card, here’s my referral link: 👉 bit.ly/46eCjfc ✳️Link to change any Amex Credit Card to MRCC Card: americanexpress.com/en-in/account/… This is based on my knowledge and experience. Try at your own risk ⛔️.

@prashantnhn If we are using rovemiles for hotels, international / domestic, I see total in USD - does this mean Forex will be levied on Atlas?

Yes, signing up for Rove Miles needs a valid US number 🇺🇸 But here’s the trick 👇 You can use a friend or family member’s US number just to sign up - the session stays active for days. Once you’ve arranged the number, you can grab 500 Rove Miles FREE using this link 👀 👉 rovemiles.com/?signup&referr… Now comes the interesting part 🔥 Imagine you’re on hybrid work - 8 days a month in your work city. You stay at a budget hotel (say, FabHotel in Bangalore). 💸 Total spend: $162.80 ✈️ Rove Miles earned: 2,279 Add the free 500 miles ➡️ Total: 2,779 Rove Miles That converts to roughly: 🏨 1,800 Accor points 💰 ~ ₹3,600 in value And yes - you still get hotel MCC, which means all of you already know which card to swipe 😏 Points aren’t about luxury spends. They’re about smart systems.

@imYadav31 The CC is mentioning, no such upgrade offer. You will receive email, only then upgrade is possible

🚨 Massive news for Amex Card holders 👀 If you’re stuck on Amex MRCC… ✅ You can upgrade to Amex Platinum instantly

@imYadav31 What would be the charges? Is it pro rate basis annual fee?

@ameyakarve I have BOB Easy - Rupay Variant but virtual card. Can something be done? I have a Japan trip falling in that time

New offer for those travelling to Japan: 10% cashback for 50K (100K Yen) spends on Rupay/JCB cards. Valid until April 30. Apply Indus Platinum LTF: links.doubledip.in/indusind-avios Apply BoB Easy (500 Fees): links.doubledip.in/bob Terms (Registration mandatory): rupay.co.in/jcb-cashback-c…

@ameyakarve Hey Ameya, I already have Indus platinum ltf card, a very old one with visa. Will Indusind issue JCB Rupay variant?

@Cyberdost @CybercrimeCID @DelhiPolice Cyber Complaint raised 20days back - 20212250060515. May I know the status of this case? Is it taken up at all?

🚀 Unlimited messaging ALL YEAR on WhatsApp, LINE, iMessage, Telegram, WeChat, Zalo & more – NO data plan needed! Plus 2GB FREE data. Travel smarter! 🇺🇸🇪🇺🇹🇭 @ccg33k @Kenu73 @SartanparaYash @man1sh_golcha @ankitdewan @luxe_explorer Grab it now: travelgoogoo.com/en/visa #TravelHacks #eSIM #FreeData

@milesmintIN Is Silver really worth it? If I am not considering the platinum status. I have some accor stays coming up

You can literally get Accor Silver status + 20 status nights FREE with the Amex Platinum Reserve 🤯 Here’s the math 👇 🔁 Get yourself referred via your spouse for Amex Platinum Reserve ➕ Spouse earns 8,000 MR points on approval ➕ You earn 15,000 MR points (welcome + referral) 💡 Total = 23,000 MR points 💰 Value > ₹11,800 annual fee 👉 Card fee effectively recovered on Day 1 Process shared below for your way towards Accor Platinum ✈️🏨 👇 ℹ️ In case your spouse doesn’t have an AMEX card and you’re happy with 15K MR points, apply here 👉 americanexpress.com/en-in/referral…

After a wait of 2+ years, @CheQ_One finally delivered some justice to their dead coins. I have reserved Rayban Meta Wayfarer Gen 1 for me by redeem 35000 Cheq Coins. Let's see their delivery process. #ccgeeks this is the time to burn your Cheq Coins and do the same justice with your dead stock. Iphone deal will also open at 5 PM. #CheqReserve #ccgeek #CheqCoins

Hi #ccgeek , Anyone with experience of JAL site bookings with Axis atlas card - will it give 5X? and will it be adding forex charges (3.5%+18%) for this transaction?@PointsPro @Vgdktk @pointperkspicks @tejasghongadi @AskEnvici

@PointsPro How about the tax part Ashwin? Will it be fully refunded?

This is a great deal and JAL charges only 3100 JPY / Rs 1860 as cancellation fees. 👍 It makes even more sense for doing this on business class!

🚨 JAL New Year Award Sale! 30% discount!! JAL New Year award sale is here! Sale period: Till Jan 16 Economy flight for 12.5k JL miles! 🔥 More 👇

@asksuranaji @milesmintIN How many cards you have from Indusind before applying for this card?

@milesmintIN Yes, I tested it. It's works ☺️

🚨 Rejected for an IndusInd Credit Card? Don’t stop there 👇 Applied for the IndusInd Avios Card (or any IndusInd CC) and you received this reply 🫴 rejected or no offer for Card at this moment. Here’s the simple workaround most people miss 👇 💡 Get the same card via the FD-backed (Secured) route 👉 Apply here: bitli.in/nuP4bal ✔️ Fill in your details ✔️ Choose your preferred card ✔️ Select credit limit → FD amount is shown (90% of FD value) 👉 Apply here: bitli.in/nuP4bal ✅ I’ve tried this - it works. What should I do, take it or let it go? #creditcard

@thetrickytrade Calendar

👋 That's all! Make sure you bookmark this thread to find it when needed. 🔖 If you are not already, follow me (@thetrickytrade) for more. 🫡 Don't forget to drop and like and retweet the tweet below.

One of the most underrated yet effective strategies for snagging premium cabin awards? Knowing EXACTLY when airlines release their seats. Let me show you how this works, using Singapore Airlines as an example... 🧵👇 🎁 DM for bonus content at the end.

@cards_wizard @jassneetsingha @GoldDealsIndia @MyntraSupport @myntra @AspectBullion consumerhelpline.gov.in/public/ Create login,register grievance,furnish all details, screenshots attached for my case.See the copy paste reply from Myntra for a total 3 months time.I am so disappointed that I cant trust myntra anymore,my 10k myntra credit still remains un used.

@CherithaMatam @jassneetsingha @GoldDealsIndia @MyntraSupport @myntra @AspectBullion Damn! Would be great if you could share details of the complaints too. Like how to raise.

🚨 Myntra Scam! @MyntraSupport @myntra @AspectBullion Myntra is playing some interstellar level stuff. 20 mins in myntra time is like 2 weeks plus frustration for the end user. Waiting for the refund since 2 weeks now and every time your customer support says "24hrs" I am tired of waiting now. Need urgent resolution. 1.27L amount stuck here and no resolution in sight. #MyntraScam

@cards_wizard @jassneetsingha @GoldDealsIndia @MyntraSupport @myntra @AspectBullion I have faced issue with tanishq. I feel its myntra who plays this. Ordered 04June, refunded on 25Sep. That too only after NCH complaint.

@jassneetsingha @GoldDealsIndia @MyntraSupport @myntra @AspectBullion Yes! Kalyan and tanishq are good. This is a scammy product.

@cards_wizard @MyntraSupport @myntra @AspectBullion I have gone through exact same problem. It took me total 5 months to get back my payment, Customer care is useless. Lodge a NCH complaint, after 30days they start responding - another 30-45days it took to get my refund.

@yogisco @suritalreja So do you mean h d f c p l a t d c with billdesk autopay? Pls guide

@suritalreja Autopay is the key. Do not pay manually. Set up autopay.

Somone is asking about the rent payment through Credit Cards. Do you guys want to suggest and help here?