Ken

@mrojaycutler My first month of bodybuilding this was the first magazine I bought in 1997 for knowledge. The thought that got me to buy it was "man I wanna look like that guy on the cover". Who knew "that guy" would become 4-time Mr Olympia.

24 years old just before my first Olympia appearance.

@AlbertAlan Pre CMS rate notice announcement was Wall Street buying because they got the leak. Post CMS rate notice was mostly retail buying. So that means... Wall Street chose: CLOV Retail chose: HUM and UNH

$CLOV People are sleeping on this. I’ve never followed the path of the sheep. I’d rather be a wolf, or better yet, a lion. In the next 30 years, don’t be upset by all my zeros.

@noxestyle @bryan_johnson @maximumpain333 Ronnie had a back injury in high school football that got progressively worse over time. But the biggest damage occurred by a doctor messing up a surgery. Otherwise he would only have a minor back problem and would've still been able to walk.

@Ken_CPB @bryan_johnson @maximumpain333 Not sure if Ronnie does so well these days.

The most dangerous lie in human history isn’t about food. It isn’t about medicine. It is about sleep. For 200,000 years, humans did not sleep 8 hours. That number was invented in 1938 by a mattress company called Simmons Beautyrest. Before that campaign, the average human slept in two shifts. Historians call it “Biphasic Sleep.” You would sleep for 4 hours, wake up for 2, then sleep for another 4. During that 2-hour window, people would pray, have s*x, write, think, and connect with their families. Some of the greatest works in human history were created in that sacred middle window. Shakespeare wrote most of his plays between 1AM and 3AM during his second wake period. Mozart composed entire symphonies in what he called “The God Hours.” Then the Industrial Revolution needed workers on a fixed schedule. You cannot run a factory on biphasic sleep. So they hired a psychologist named Dr. Nathaniel Kleitman to “prove” that 8 consecutive hours was the biological standard. He faked the studies. He was funded entirely by the mattress industry. And the medical establishment adopted his research without question because it aligned with the factory model. They turned the most creative 2 hours of human consciousness into a “sleep disorder.” They called it “Insomnia.” They medicated it. They gaslight an entire generation that 8 hours of continuous sleep was healthy. They pathologized the exact window of consciousness that produced some of the greatest art, music, and literature in human history. You are not an insomniac. You are experiencing the most natural form of human consciousness. And a mattress company convinced you it was a disease. Stop medicating your genius. Wake up at 2AM. Write the thing. The “God Hours” are calling. ✨🙌🏾💫 © Andre Gonzalves

@AlbertAlan $CLOV is up the most. 🤔

$CLOV Wall Street people are very nasty. They probably leaked the CMS rate notice. Why are all healthcare stocks up?

@bryan_johnson @maximumpain333 Tell that to 4 time Olympia champion Jay Cutler who slept in 2 4-hour shifts for 20 years. He would get up after 4 hours, eat a meal, then go back to sleep after an hour. 8-time Olympia winner Ronnie Coleman did the same.

@maximumpain333 This advice is dangerous. Chronic sleep fragmentation raises cortisol, accelerates epigenetic aging, and impairs glucose regulation. Insomnia is associated with depression, metabolic disease, and early mortality.

@AlbertAlan This is bullish for CLOV. More operational flexibility and lower costs = increased margins. 🚀

$UNH $CLOV $HUM $ALHC Today CMS dropped its final rule for how Medicare Advantage and Part D drug plans will work starting in contract year 2027, and there are some meaningful takeaways for anyone holding shares in companies like UnitedHealth, Humana, or Clover Health. The biggest thing is they're shaking up the Star Ratings system, which is the quality scoring system that directly determines how much bonus money these insurers get from the government. CMS is pulling out 11 measures that were mostly about paperwork and administrative box checking, and they're also scrapping a newer health equity focused reward program before it ever kicked in. Instead they're keeping the old reward system that just pays plans for being consistently good across the board. They're also adding a new depression screening measure, which signals CMS wants plans paying more attention to mental health. For insurers, the Star Ratings changes are a big deal because even a small shift in stars can mean billions of dollars in bonus payments across the industry. On the drug plan side, CMS is basically locking in all the Inflation Reduction Act changes that have been rolling out over the past couple years. That means the "donut hole" coverage gap is officially gone for good, out of pocket costs for seniors are capped at a lower amount, and there's no more cost sharing once someone hits catastrophic coverage. There's also a manufacturer discount program baked in now that replaces the old coverage gap discount setup. For the insurance companies this is mostly just formalizing what's already been happening, but it does mean these rules are now permanent and harder to undo. The other thing worth paying attention to is that CMS is rolling back a bunch of regulatory requirements that were put in place over the last few years. They're getting rid of rules that forced plans to send extra notices to members about unused benefits, removing health equity requirements from utilization management committees, and loosening restrictions on how agents and brokers can talk to potential customers. That last piece could actually help insurers spend less on compliance and make it easier to market their plans. The general vibe of this rule is that CMS is trying to simplify things and cut red tape, which on balance is probably a net positive for the big MA players since it lowers their administrative costs and gives them a bit more flexibility in how they run their businesses.

@AlbertAlan This is a top tier post 👏

$HOOD $SOFI $CLOV $UNH $PLTR $FMCC Oil is trading around $103 per barrel today because of the U.S. Iran conflict and the Strait of Hormuz closure, but adjusted for inflation that is only equivalent to about $69 per barrel in 2008 dollars when oil peaked at $147, and about $91 per barrel in 2022 dollars when oil peaked at $130 during the Russia Ukraine war. In real purchasing power terms we are nowhere close to prior crisis levels and Goldman Sachs estimates $14 to $18 of the current price is a temporary geopolitical fear premium that evaporates once the strait reopens. History shows these spikes always unwind and with oil sitting at roughly half the inflation adjusted 2008 peak this looks like a buy the dip opportunity.

@elonmusk @Polymarket 100%. We are dealing with the French Taliban here in Quebec. It makes no logical sense. Montreal was the biggest and richest city in Canada before the extremist French separatist/language police movement started.

@Polymarket Moreover, it is not not reciprocal at all. There are many one-sided laws in Canada that mandate French at the expense of English. Extremely hypocritical and unfair! grok.com/share/bGVnYWN5…

JUST IN: Air Canada CEO to resign following backlash for posting condolence video in English only.

@brobsubeez @AlbertAlan @ALSTOCKTRADES His average is $330. He can afford to hold this stock forever.

@AlbertAlan @ALSTOCKTRADES If he lost did he sell. What is/was his average

$UNH Warren Buffett has lost over $265 million on historic UnitedHealth stock bet

@worldhockeyrpt Unbelievable that this guy is getting paid to be a Hockey analyst. A person who's never watched hockey before could have better takes. There is a galactic gap between NCAA and the NHL. 20-0 would be the score if the worst NHL team played the best NCAA team.

This is hands-down the most ridiculous take in the history of this app and that’s saying something

@TheRealJZhao How you know someone is retarded: When they think 52 weeks = 5 years

$clov How you know someone is retarded: they can’t zoom out and see the 5 year scale

@Impervious38 @TheRealJZhao @CloverHealth @counterparthlth How you know when someone is new to investing: They complain about their stock selling off while that stocks sector and most of the market is in the middle of a correction. lol

Here's a chart of $CLOV with $OSCR price overlapping... Notice anything here? You have a few divergences, but the algorithms and "baskets" keep bringing the price action back to parody. This is a sector wide sell-off that is impacting all managed care names, alongside a market wide risk off rotation due to the war in Iran. People can keep screaming at Clover Management, but you'd be better served by acknowledging the fact that nearly every other name in the sector has had similar price declines over the past year and this is not unique to CLOV.

$clov the most important AI company in healthcare just closed at another 52 week low for what seems like the 10th day in a row! Maybe take care of your investors, and actually tell someone what the fuck @CloverHealth and @counterparthlth are doing?

@LancePellerin If you assume the worst: 0 revenue from counterpart and 3.5 rating for next 2 years, $CLOV is still valued at $3.5/share. This is typical amateur retail panic. Retail psychology will never change.

$CLOV

@StuCowan1 The reason I'm paying so much property tax and that money isn't going towards fixing pot holes/street lakes. What is the purpose of the roof now? What events are happening in winter that a roof is required?

A new billion-dollar roof on a 50-year-old outdated stadium. Montreal’s never-ending money pit.

@lesimlam @loochc1 @mtlgazette English is the economic language of the world. The French Taliban treat french like its a religion from god and anyone who doesn't speak it in Quebec is committing sin. You can communicate in every country on the planet in English but not in French. Stop being primitive.

@loochc1 @mtlgazette In bilingual Canada franco are required to learn english while crybabies like looch here, and montrealer like Russow, continue to cry that not enough frenco have learn english to serve them. Le Québec est français, live with it.

Montreal Mayor Soraya Martinez Ferrada has addressed the growing controversy over Air Canada CEO Michael Rousseau's unilingual response to Sunday night's fatal collision in New York. While the mayor said it was not her role to decide whether Rousseau should resign — something a provincial minister called for on Wednesday — she added that she understands why others are calling for it. "Treating people with dignity also means speaking their language," she said. “And I think he failed in that regard — not just once, but on several occasions now.” Full story: montrealgazette.com/news/quebec/ai… #PolMTL

@AlbertAlan Its also a technical issue. We have been below the 200-Week resistance for over a month. We been testing that resistance every week. Its gonna take a major catalyst to break above.

$CLOV Retail trading activity has plummeted, which pretty much shows that traders are now sitting on their hands. The last time this happened was in the fall of 2024. If I reflect back on that period, Clover Health was trading under $1.

@StockChaser_ $CLOV

Which small caps do you think have the most potential in the next 1–3 years?

@Impervious38 @NoOneISH4601 Exactly this. This denial confirms that the judge believes Clover's arguments have enough legal merit to proceed.

Wrong again. Did I say anything about 4 stars? You're delusional. The Judge denied the motion to dismiss... literally means that the plaintiff has a legitimate argument... aka the case has legs. We all want 4 stars, but the context of the case is much wider than that. CMS is going to have to try and publicly defend their ratings methodology, which they have admitted is broken. Implications extend far beyond just Clover and could potentially impact the entire MA market.

$CLOV Judge DENIES CMS motion to dismiss... aka the lawsuit has legs. The Judge also ruled that Georgia is an appropriate venue, but leaves the door open to potentially change location for convenience. Looks like we will get further updates next Wedneday. litigationtracker.law.georgetown.edu/litigation/clo…

@GunShow_Trader But we are not talking about share price. We are talking about you posting that an insider sold $11k worth of shares. Thats absolutely creating fake FUD. Criticizing Clover Health is ok, but posting about benign activities as if they are important is not helpful.

@Ken_CPB It’s not FUD. It’s legitimate criticism. Look at the share price. Insiders have not bought ever. Only sold.

$CLOV Unacceptable. Absolutely unacceptable. investors.cloverhealth.com/sec-filings/se…

@GunShow_Trader I know you are a long holder and usually sensible poster about CLOV thats why this post was surprising. It's literally a meaningless post thats just creating fake FUD. I still don't get why you would post this.

@Ken_CPB I've been here 5 years and own 260,000 shares still. I'll post whatever I deem necessary. Criticism of insider sales is valid. ESPECIALLY when nobody other than Vivek is buying.