That Guy

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That Guy

That Guy

@DivorceOperator

Don't be that guy. You're better than this.

Oasis of the Plains 加入时间 Şubat 2026
7 关注4 粉丝
That Guy
That Guy@DivorceOperator·
@HaymakerJoani @mistressdivy Agreed. But the alternative is a smash and dash harem - pick one. The idea that men (or women for that matter) are going to just forgo a biological driver for an extended period of their adult life is one of the most insane platitudes of post-divorce advice.
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Haymaker J
Haymaker J@HaymakerJoani·
@DivorceOperator @mistressdivy Maybe not. I get you. But the focus should be on fatherhood, and not a revolving door of dating. Character is what will make you happy in the long term.
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Mistress Dividend
Mistress Dividend@mistressdivy·
So I work at a men’s divorce law firm, and I see this all the time. Guys get such a bad rap when they end up divorced, especially middle-aged with kids. People love to mock their appearance on dating apps or joke about “divorced dads” like it’s funny, but it’s honestly pretty cruel. These men have usually just gone through brutal battles.. in court, with their ex, financially drained, emotionally exhausted. Many have lost a ton of money, time with their kids, and their sense of stability. Now they’re trying to pick themselves back up, put themselves out there, and find someone who actually values them as a person.. something their ex maybe never did. It’s not desperate. It’s resilient. Starting over after divorce isn’t easy, especially when society acts like you’re damaged goods or a punchline just because you’re a middle-aged dad trying to date again. Cut them some slack. A little kindness and respect goes a long way when someone’s rebuilding their life. Respect to all the divorced dads out there grinding through it. You’re not alone ♥️
Still Real To Us@stillreal2us

Divorced dads over 40 on dating apps

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Haymaker J
Haymaker J@HaymakerJoani·
@mistressdivy 1. Divorce absolutely sucks 2. Everyone suffers financially, but the facts are, women suffer more. (No matter what men claim) 3. Men suffer more in custody battles. That is a tough one. 4. Don’t date until your kids are 18. Be a Dad first. Work on healing.
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Dark Helmet 1984
Dark Helmet 1984@DarkHelmet1984·
@columtyrrell Buying a house right now would be like buying GameStop at $300, Silver at $110, or a Rivian Almost bought in 2007 and the property still hasn’t returned to the asking price
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That Guy
That Guy@DivorceOperator·
@Fire5280 Great plan in your 20's, which more should do.
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Mile High FIRE
Mile High FIRE@Fire5280·
A $300,000 home, financed at 6.25%, with 10% down, will cost you $1,662/mo (P+I). But since decent $300,000 homes are nearly impossible to find in many regions, you can do this instead: Buy a $500,000 house, financed at 6.25%, with 10% down... which will cost you $2,771/mo. Then rent out a room to a friend or colleague for $1,100/mo, which will not only reduce your monthly housing costs to $1,671, but you'll also reduce all your utility costs by 50% too. Congratulations, you own a $500,000 appreciating asset, your housing costs are affordable, and there may be an opportunity to refinance to a an even llower rate in the coming years. This is the way.
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Solo
Solo@solo_trader·
@erichhartmann People have been saying "for now" for 5 years...and before that, even longer.
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That Guy
That Guy@DivorceOperator·
'My lobster too buttery. My wine too refined.' 😂
Jon Brooks@jonbrooks

Just spoke to a married couple in their 70’s in my market. They have: - $500,000: Personal home equity - $450,000: Rental property equity in 5 rentals they bought during the COVID boom (no cash flow) - $300,000: 401k’s / IRAs - $30,000: Cash On paper they’re millionaires, but: - equity in their personal home and rental properties is quickly evaporating - they're scared about how much they'll have to pay in taxes when they sell all their rentals - they're frustrated their rental properties no longer cash flow and keep having big repairs/maintenance - they are worried they'll have to pay large fees to sell all the properties, in addition to upgrading their properties to sell them for the highest price Further, if they sell their primary house and downsize (their goal), they'll then have to choose between locking up all their cash in another house that's falling in value, or get a loan at 6.5% and have a big monthly payment. Millions of people are in this silent trap.

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Greg O'Gallagher
Greg O'Gallagher@gregogallagher·
The Science Most People Get Wrong Most men have never solved the fundamental question of what actually produces muscle growth. It’s not volume. It’s not how sore you are. It’s not how many hours you spend in the gym. It’s motor unit recruitment. When you train a muscle, your nervous system recruits motor units (bundles of muscle fibers) to produce force. The deeper motor units, the ones with the greatest capacity to grow, only get recruited under maximum effort. Heavy weight, close to failure, completely fresh. Here’s the problem: after two to three hard sets, your ability to recruit those deep motor units degrades significantly. Your nervous system is fatigued. You can keep lifting, but you’re no longer reaching the fibers that actually grow. You’re just digging a hole. This is why most men plateau. Not because they’re not working hard enough, because they’re working too long. They hammer the muscle into the ground and wonder why nothing changes. Every set past the third is just accumulated fatigue with zero additional growth signal. The Ripped Artiste approach: two to three maximum effort sets per movement. Full rest between sets. Absolute focus on hitting PRs. Then move on. The muscle has received the signal.
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Juanson McChicken
Juanson McChicken@juansondeluxe·
The boomers my wife and I bought our house from asked SIX THOUSAND DOLLARS for a few pieces of old furniture we were interested in We declined but ended up getting it all for ‘free’ anyway because the guy tried to clean out the house BY HIMSELF the DAY BEFORE the closing and didn’t finish, thus we had to spend $500 on a dumpster rental and a 3 day weekend scrubbing and tossing out junk He also didn’t show up to the closing because he got into a dispute with the moving line when they charged him more money than quoted based on the amount of stuff he ended up loading onto their truck I don’t have the time or space to list out the 15 years worth of deferred maintenance, abject neglect, and other issues the sellers didn’t disclose while still turning a 50% profit from their Great Recession fire sale special The one thing they *did* fix before listing was the leaky roof, but they didn’t even pay to have the gutters reinstalled I looked them up after we moved in and they currently live in a $2.5 million riverfront mansion
Juanson McChicken tweet media
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Slumdog_Chillionaire
Slumdog_Chillionaire@SlumRNA_Dog·
You really have to do business with a boomer to know what we’re talking about. They’re the king of spending a dollar to save a dime. They’ll try and sell you a house with a leaky roof, throw a fit when you find out about it, throw another when you ask them to fix it…
Ava@roseanneluver18

Are the millennials who endlessly blame boomers specifically for home prices being so high gonna make sure when they go to sell their house in 30 years that they lower the price significantly from its inflated value out of the goodness of their hearts lol

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That Guy
That Guy@DivorceOperator·
@maelan_sdmr No, it's not. But if you aren't making money on the loan, you should probably be making some on the home sale. They aren't doing that either.
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Maëlan
Maëlan@maelan_sdmr·
@DivorceOperator They're not doing at 0 margin, just less margin. And mortgage is the only way to make money when selling a house?
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That Guy
That Guy@DivorceOperator·
@Mark98425458677 @maelan_sdmr He may indeed be a moron living his best life in his parent's basement, but is still smart enough to stay away from $open.
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That Guy
That Guy@DivorceOperator·
@maelan_sdmr Search your county records for entry/exit price on their properties. And then account for doing mortgages at 0 margin. Where is the money coming from outside of bag pumpers?
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Maëlan
Maëlan@maelan_sdmr·
@DivorceOperator Why? Please explain. But experience has taught me countless times that it is generally not very reliable to trust profiles of unknown people with just 7 followers.
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That Guy
That Guy@DivorceOperator·
@KILLTOPARTY She will then go out, get plowed, and stumble in drunkenly expecting him to clean up on seconds. Sad face.
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Shaun's Azymmetry
Shaun's Azymmetry@Init2winitB·
@danielsethlewis @datboyluka @dangreenoh @nejatian We’re investing in the future, not todays balance sheet. But i think you seriously should short this company. Your expertise seems much greater than the whole team at Opendoor, a talent like you sholud take advantage of shorting the company right now.
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Daniel Lewis
Daniel Lewis@danielsethlewis·
$OPEN. @dangreenoh @nejatian you cannot sell a mortgage at a zero gain-on-sale margin and call it "AI magic." This is more unserious stock pumper nonsense Mortgage packaged as a loss leader to drive platform volume — fine. But call it what it is: A SUBSIDY. Your post ignores: 1/ CAC — Even with captive buyers, there's acquisition cost embedded in the home sale economics. 2/ Warehouse lines — SOFR + spread on every funded loan until it's sold. 3/ Cost to place — Hedge costs, servicing release premiums, MBS execution friction. None of this is fully automatable. 4/ Regulatory compliance — TRID, RESPA, ECOA, state licensing, QC, post-closing audits. Regulators don't care about your tech stack. 5/ Third-party costs — Appraisals, title, flood certs, tax transcripts, VOE. Software doesn't fix this. 6/ Corporate Overhead — Paying guys like, you! Pay for performance, but that ain't free -- and it's very, very real.
Dan Green@dangreenoh

Opendoor is getting attention for offering mortgage rates that look "below market" and I want to talk about it. This isn't some magic trick. It's actually pretty basic. Here's how we do it: Opendoor mortgage rates aren't marked up. The end. See, when people talk about "market rates" for mortgages, they telling you about the rates they see online from their lender, or from Mortgage News Daily, or some other source. Remember: those rates include 350 basis points of markup on average, based on self-reported data to the Mortgage Bankers Association. 350 basis points is not nothing. As a rough rule of thumb, every 100 basis points markup raises a consumer's mortgage rate by 0.25 percentage points. So, let's all acknowledge that "market rates" in mortgage reflect 350 basis points of markup, which raises a customer's mortgage rate by roughly 0.875. Opendoor changed that. Our mortgage rates are what happens when you take that markup out. It's like what E*TRADE did for stocks. In the 1980s, the market price of a stock was whatever its price was plus whatever your broker charged. It's why every broker had a different price. Today, the price of a stock is the same everywhere. So if Opendoor's mortgage rates look "below market" to you, they're actually not. This is just the first time you're seeing mortgage rates without a massive markup. More here: opendoor.com/articles/why-m…

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That Guy
That Guy@DivorceOperator·
@Rich_Cooper This is all much easier when you stop listening to the words and start acting on the behaviors.
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Richard Cooper
Richard Cooper@Rich_Cooper·
Women will always punish 'nice guys' in the end. He did everything he was told to do by society in his marriage, and she still left him. Men, you need to tune into your inner asshole more, she said the quiet part out loud at the end, she wants a monster.
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That Guy
That Guy@DivorceOperator·
@KILLTOPARTY The hospital has seen much worse. I can assure you.
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“Bad” Billy Pratt
“Bad” Billy Pratt@KILLTOPARTY·
The “ask women over 40” sub would murder her
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That Guy
That Guy@DivorceOperator·
@MurrayHillGuy1 In what world? Are we not into hips and thighs any longer?
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发现

@HaymakerJoani @mistressdivy @DarkHelmet1984 @columtyrrell @Fire5280 @solo_trader @erichhartmann @gregogallagher