div | building apps

@thezlatkom @codealicja You are right Zed

@codealicja @pixelcoder08 i was in the exactly the same position but in my bedroom for example, i got a PC, PC gets you easily distracted cuz of gaming, compared to working on macbook in a cafe where you kinda gotta lock in

An empty café is underrated. 2 hours of deep work, zero distractions, and more progress than an entire busy day.

@kunalb11 Congrats Kunal

It’s been a minute. 2015–2018 - Exited FreeCharge. Spent time learning and investing. - Pondered about: Why can't trust be rewarded? Started with $1M of personal capital. - Launched CRED to reward people for paying credit card bills on time. 2019–2025 - Built a system run by a team that values ownership, judgment, and craft. - Grew from 0 to 17M members by aligning incentives with behaviour. - Built several products during COVID lockdowns. - Raised $900M+ from global investors. Did 4 ESOP buybacks. - Made Indiranagar and IPL ads slightly more interesting. - Received a full stack of regulatory licences. - Lost 35 kilos. - Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards. 2026 - First profitable quarter (yet occasionally asked what our business model is) - Raised another $900M from Meta in primary and secondary capital. - Announcing our 5th ESOP buyback. Today CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role. Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction. Team CRED, I’ll still expect you to be a 10x version of yourselves. As for me, I’ll be joining Meta to lead WhatsApp globally. Meta comes in as a minority investor in CRED. No access to member data. While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth. Onwards.

@nikitabier @levelsio Condolences Nikita

My mom passed away last night with 10 family members by her side. She was the first in our family to escape the Soviet Union. She arrived in California with nothing, hustled as a single mom of 4, and achieved the American dream in every respect. She was crafty, resourceful, and could make humor out of any situation. Here’s a photo of us when money was tight: I asked to be Aladdin for Halloween, so she dressed me up as a Russian gypsy and thought I wouldn’t notice. April 20, 1950 - June 21, 2026

@justinhammon_ No just one .

@pixelcoder08 Love that! Also, an unlimited supply of drinks... assuming you have infinite money LOL

Reply to every comment you get, even the small ones. It's the easiest way to turn a one time viewer into someone who checks back next week.

20:09 Fellow app builder, building productivity apps solo. Looking to connect with: 🤝 Founders 💻 Developers 🎨 UI/UX Designers 📊 AI Agent builders 📈 Marketers Say hi if that's you 👋

@pranaymishra_ Thanks a lot

@pixelcoder08 congrats!

One of those indie hacker moments. Bought a MacBook Pro funded entirely by my tiny app revenue Thanks to subscribers who made this possible

@RoseMarvelous4 Thank you so much

@pixelcoder08 Congratulations 🎉

@imdevPU23 Thanks a lot Priyanshu

@pixelcoder08 Crazy

@abhinavrao970 Thanks a lot

@pixelcoder08 Congratulations, I can understand the feeling on self funding a deam laptop

@CodeByBueno Sure Elvis

@pixelcoder08 Let connect!

Hi all 👋 App builder here, working on productivity apps Would love to connect with: 🤝 Founders 💻 Developers 🎨 UI/UX Designers 📊 AI Agent builders 📈 Marketers If that's you, say hi 👋

@melvinrey83400 Sure Melvin

@pixelcoder08 Let's connect !

@CaptainKramer_ Sure Kramer. Followed you

@pixelcoder08 hi man, I'm a developer would love to connect and grow together😁

@Luca_Ramassa Sure Luke, lets connect

@pixelcoder08 Hey there! Let’s connect 💪💪

@eliana_jordan It's easy to get caught up in screenshots and MRR flexes. But your goal might be completely different. Mine is simple: keep building, keep growing, and have fun doing it. Don't lose sight of why you started.

this is probably the most honest post i’ve written in a while. lately i haven’t been very active on x. not because i don’t like it. because every time i open the app, someone is growing faster. someone has more users. more revenue. more traction. and after 2 years as an indie hacker, i still find myself feeling behind. i’m competitive. sometimes too competitive. and if i’m honest, it got to the point where i preferred not to open the app rather than compare myself to everyone else. but i’ve realized something. there will always be someone ahead of me. and there will always be someone looking at my journey thinking i’m ahead of them. so i’m done hiding. i’m done disappearing when things aren’t moving as fast as i’d like. i’m back. and i’m building harder than ever.

Thing to remember

This feels like a strange take. You’ve built multiple products, so you know the model is only one piece of the puzzle. Agents, harnesses, UX, workflows, reliability, and distribution matter just as much. They didn’t just wrap a model they solved a real problem well, built an ecosystem around it, and even created Composer along the way. Feels less like analysis and more like rage bait.

cursor is a billion dollar company??????????? a billion dollars????? for basically... for adding ai models in VS code ????????

@Umanibus Let connect man, what are the things you are building right now . Any where i can check your work

@pixelcoder08 Hola! Building all sorts of gadgets here, let’s connect

Me trying to build loops with 20$ Claude plan