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DustinMaher| Commercial Real Estate Investor Dad
767 posts

DustinMaher| Commercial Real Estate Investor Dad
@DustinMaher
Sharing lessons of buying 15M (9 commercial prop) in first year, father of 4 under 5, 6X Ironman finisher, Former 12 location gym owner, cultural contrarian
Madison WI انضم Ekim 2008
377 يتبع1.4K المتابعون

@SahilBloom @edgaralandough I just started to get back into cottage cheese. Gave it a 20 year break but loving it again.
I put a bunch of fresh fruit and a drizzle of honey on top or blend it with my protein drink.
So good!
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@edgaralandough I eat 225g protein per day with real foods. I generally do it across ~2 main meals too.
post-workout:
- 1 small carton egg whites (30 tbsp)
- 1 serving cottage cheese
dinner:
- 12oz lean meat (chicken/beef)
- 2 serving cottage cheese
- 2 eggs
dessert:
- 2 servings greek yogurt
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@Brady_H Race belts! We use them in tris and work great for runs too
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@lambtonworm3 @yossijlevi That seems so boring though :). When I just have my three older kids, 4,6,7 it is so easy and non chaotic lol.
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@yossijlevi @DustinMaher We don't. We choose smaller families. 1-2 children. Problem solved.
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@tyromper Sometimes when I take my five out 7,6,4,3,3 I get the same remarks. Lol.
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Tonight I took all 3 of my kids (10,5,5) to the park & had them do obstacle courses & compete for the choice of where I took them to dinner.
At dinner I got up to go get my son a couple napkins & as I walked by two sweet old ladies stopped me & said,
WOW, YOU'RE A BRAVE DAD HERE ALL BY YOURSELF!
I said,
"Thanks, it's not a big deal they are great kids & it's fun hanging with them."
They remarked that they were watching & my kids were WELL BEHAVED & said IT WAS IMPRESSIVE SEEING ME ALONE WITH ALL THREE.
I'll be honest. It was kind of them to say that to me, but also CRAZY!!!!
Why would I be incapable of watching & hanging with MY KIDS?!?!
Are other dads unable to take their 3 kids a few hours by themself?!!
If so, WHY????

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@yossijlevi Maybe fighting has some evolutionary benefit to growing up but I can’t see how the complaining adds any future value.
If you find a solution to this please let me know :)
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@DustinMaher This resonates
We have 4th on way next month
The fighting and complaining is killer lol
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@_DerekPaul @HankFrank I went from 10 min per mile pace at high zone 2 (143) to 7:20 per mile zone 2 in 14 weeks. That was running 10 miles a day everyday. Starting on treadmills and soft surfaces. Then ran a marathon in 3:04 with nothing more than zone 2. It works!
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I just started doing this. I’ve only been running a little over 2 years now. Didn’t realize that I was training wrong until recently. Heart rate would sky rocket almost immediately upon starting and would stay there throughout the entirety of my run. Felt hard from start to finish.
Finally read enough about zone 2 training and it completely changed my mindset. I am now staying in true zone 2 territory which for me is between 121 and 141 (hoping these are actually the right numbers for me) . Set an alarm on my garmin to keep me disciplined so I don’t drift outside of it.
I now run slow…painfully slow. People pass me walking lol…that’s how slow. And I do have to stop throughout the run and just walk. It’s incredibly frustrating but I’m not going to give up. Only on week 3 and I’m doing 4-5 runs a week. Hoping to see improvements soon.
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@SenWarren Stop the fraud first before daring to over tax anyone
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@BadCat_1985 @hubermanlab @Brady_H I ran only on soccer fields and dirt for many weeks for the softer terrain. All zone 2. Very doable for many
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@DustinMaher @hubermanlab @Brady_H Scaled up for 5-8 miles to 50-70 in 2 months...maintained for 3.5 months 🤣.
Bro.
Cmon man, that would be an absolute car crash way before he got to the start line.
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What’s your height and weight? Depends how much you want to focus on it and how resilient your body is to running and mileage.
If you scaled up to 50-70 miles a week over 2 months then maintained that mileage for 3.5 months then tapered for 2 weeks I would expect you to be able to run sub 3:30.
I ran 10 miles a day for 12 weeks. Almost all zone 2 and ran a 3:04 marathon but I was 38 then.
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@Brady_H That would be fun. I run for 5-8mi about once a week just for fun (yes I enjoy it) so I will have to step it up. What’s a good first marathon time for someone my age, 50, who ran X country senior year HS (lighter then)? And 6 mo to train or 4 sufficient?
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@RustyPrince @LiebermanAustin Mercedes Sprinter best purchase my family of 7 made!
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@LiebermanAustin We love our model X but with 5 young kids there is probably no better vehicle than the Honda odyssey , or Mercedes sprinter van
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@LiebermanAustin I have the same as you except all 5 in car seats. I have an odyssey but we got a high roof sprinter van and that was a game changer. Opposite of a Tessa but the room and ease of loading is incredible.
I would love Tesla to make a larger vehicle. I would be all about it
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@RetirementRight Yes same with my LifeTime in western Denver
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@ZubyMusic 5 with baby six hopefully soon!
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@vrexec This is why I am renting with a networth of around 8M.
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I'm doing some back of the envelope math on buying vs renting.
Say you buy a $1M house with 20% down at about 6% mortgage rate and plan to stay there for five years.
Your principal paydown in the first five years is about $57,000, but you've paid about $230,000 in interest.
You've also paid roughly $100,000 in property taxes, insurance, and maintenance.
Say the house appreciated 2.5% every year — so when you sell it's worth about $1.13 million.
Your all-in costs to sell are about 7.5% — brokerage commissions, transfer taxes, attorney fees, title insurance, and the inevitable post-inspection negotiation. On a $1.13M sale that's about $85K in fees.
So you net about $1.046M. You still owe $743K on the mortgage. You walk away with about $303K in cash — your $200K down payment back, your $57K in principal, and about $46K in net profit from appreciation.
Your non-recoverable costs — interest, property tax, insurance, maintenance — were about $330K over five years, or about $5,500/month. That's your effective rent.
But you "made" $46K selling, or about $770/month — so your effective rent was about $4,700/month.
Not bad, but you tied up $200K for five years to get there. And if appreciation was 1.5% instead of 2.5%, that net gain basically disappears and you're paying $5,400+/month in effective rent.
And this assumes there's appreciation at all — and that something doesn't go wrong with your house that needs a major remodel or repair.
On a five-year horizon at 6% rates, you need everything to go right on appreciation just to make ownership competitive with renting.
The transaction costs eat most of your upside.
What am I missing? Anything?
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@theficouple I have 5 kids it’s more like 6M
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@legal_entities I would be interested in taking that over similarly to Casey. I could collateralize it with something else.
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@bethanyjbabcock For our indoor pools chlorine. Saltwater corrodes everything so fast.
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@CoachDanGo The gym, church, home school co-ops
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