Kumar Sambhav
825 posts
🚨 Axis cards strategy change - Part 2
First part was about transferring points.
This part is about the usage and spend patterns of the Axis cards going forward.
🔸 Atlas:
▸ No more an everyday spend card.
▸ No more chasing milestones.
▸ Mainly for 10% spends - flights, hotels, etc
🔸 Olympus:
▸ Some portion of everyday spends if Group A on M4B is exhausted and not an AEP month.
▸ Otherwise normal usage (jewellery, forex, 3rd night free, etc)
🔸 M4B:
▸ Everyday spend card on AEP months. Otherwise 25% of spends on non AEP (till group A limit) and the rest on Premier
▸ No more Travel Edge spends on M4B and will shift to HSBC Rewards Marketplace
Ashwin@PointsPro
🚨 Axis cards strategy change - Part 1 Now that Accor is gone (atleast for now), this is how I plan to take things forward. In this post, going to talk about how I am going to deal with transferring of Axis EDGE miles and points (EM/ER). 🔸 Then: I used to just transfer to Accor as and when I earn EM/ER. You can see the below screenshot. I have posted for subscribers and generally also that for Axis, always better to keep transferring once you know which partner you wish to transfer. 🔸 Now: For now I don’t intend to speculatively transfer my EM/ER even for group A partners. I would wait till I have a clear use case and the availability before transferring to air miles. Maybe at the end of the year I would decide as what to do with the balance Group A quota. This is about points transfers and I would have a couple of more posts on this topic.
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@RakshitSomani @man1sh_golcha True but a cancellation is still a cancellation. It offsets your whole plan. Anyhow, thanks for the info.
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@UnkeenIntrovert @man1sh_golcha Well thats where award bookings come into play, with nominal cancellation charges which doesnt hurt.
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✈️ Sudden europe plans , who cares when the artillery of miles are at disposal.
✨Booked 7 x Economy redemptions on two different FFPS - QATAR Avios and FLYING BLUE .
🔥 Miles burned -
👉110000 avios + 853 euros taxes ( 4 pax) for Qatar Airways
👉 90750 flying blue miles + 74k taxes ( 3 pax) for Etihad
🔻Downside lost on per mile value on economy redemptions and seeing the revenue prices would have not made sense to go with the redemptions but then have to sweep out those idling miles.
✅ Upside was nominal cancellation charges in case of any unforeseen circumstances.
✅ Out of pocket expense reduced drastically.
#ccgeeks
Rakshit Somani@RakshitSomani
Some trips are made well in advance with months planning and some are as spontaneous when all sit on dinner and seal the deal. Done booking vfs appointment for a European beauty for 7 of us for a slot on 27th with a travel planned for 28th next month. Now comes the intriguing part: AWARD BOOKINGS ! 🤞 #SummerTravels
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Kumar Sambhav がリツイート
Kumar Sambhav がリツイート
🚨 Indian passport holders no longer need a France transit visa when passing through en route to a third country ✈️
Earlier, this exemption was only for those with visas from the US, Canada, Japan, or EU. Now it applies to everyone.
This has also been updated on the official France Visas platform.
#Visa #Travel
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@_everydayhuman_ @cardinsider I was not saying in that way. Just that the multiplier should be there.
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@UnkeenIntrovert @cardinsider It will get devalued only. Since the base is changed, the accelerated shall also.
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HDFC Diners Privilege 2026 Update 🚨
₹60K spend now needed for lounge access, reward rate cut & new fees added.
Not a devaluation….but definitely a downgrade. #HDFCBank
cardinsider.com/blog/hdfc-dine…
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@thetrickytrade In my quest for cockroach killers I also stumbled upon this. The funny thing is that though the company sounds so Japanese, the manufacturer is from West Bengal. I went to the actual shop too. 😂 PS - Coupon code was a good one. 😂😂😂
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I don’t know what radioactive crap from Chernobyl they put in this, but it works like magic.
Better than any commercial pest control service.
Try coupon code GAJENDRA, kya pata ismey bhi discount miljaye.
Chirag Barjatya@chiragbarjatya
Guys, what is the best way to deal with cockroaches? I have tried everything possible available on Amazon. Please suggest something useful. Pest control ain’t helping nor can I keep my house empty got two cats and a kid.
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@LiveFromALounge I am also trying to look up some. My last experience where we just were trying to do a road trip with her to a beach was horrible. She got cold and took 3 days to recover. 😔 Ever since, I have been very sceptical. You love some suggestions in/around Mumbai, if you have some. ♥️
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There is a reason I don’t do homestays much. And every time I try it out, there is a surprise. Like someone in the hills knowing that we were travelling with our pup and suppressing information about the fact that within 30 metres (next door) there are 10 tibetian mastiffs who the owner keeps “for fun”
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@LiveFromALounge I understand. Also, the reason why my whole family has not taken a collective vacation in the last 4 years. 🥲 But I guess that is the price you have to pay for a furball with unconditional love. 🫶
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@UnkeenIntrovert Unfortunately, yes. But ever since I’ve become a pet parent, different priorities when travelling with her. And most people are unaware of what works and what does not.
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@PointsPro Does it make sense for Atlas? Or should I use HSBC Premier? Atlas will come around to 4.13% in Forex vs 4% base.
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🚨 Upto 20.5% value back with Visa cards on forex spends
If you have travel lined up to France, Singapore, Thailand, UAE, UK, USA and Vietnam, this is a decent offer.
It is three tiered:
1⃣ 0.5% base rewards
2⃣ 10% - Tap and pay on Google/Samsung
3⃣ Up to 10% milestone - Spend Rs 1L and 20 transactions
Good thing is Klook and cab rides (Bolt, Grab) is included under the 10% milestone.
Issue is most of the best cards are on MC platform. 😬
H/t - @ccg33k
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@EducatedMoron True and also because even stuff made for children is actually not meant for children. Example - Cocomelon.
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@UnkeenIntrovert Kuch naya banega tab toh bachche naya sunenge.
हिन्दी
One of the reason Bollywood feels so alienating these days is we stopped making films and songs for kids. There are no Mr.India or no Makdee no Lakdi Ki Kathi or Bum Bum Bole anymore. Industry forgot a whole demography.
Beesvi Sadi Bollywood Bracket, poora naam!@MrNarci
#20cBB R2D2 | Poll ends at 11 AM IST, 22 April [44] Mr. India (Shekhar Kapur; 1987) [172] Abhimaan (Hrishikesh Mukherjee; 1973) Like this tweet if you want MR. INDIA to win.
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@sa3leye @LiveFromALounge Basically he is saying that 3rd AC in trains are now like general compartments while he doesn't want to spend for 1st AC. He has a problem as to why the earlier underprivileged have money now. "Tum saala gareeb log hamesha humari juti k neeche hi rahega" 😂
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@LiveFromALounge Airport are supposed to feel like common places (that means people are earning more), he needs to upgrade to flying solo in charter
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you must be travelling the same airline as every one else if you’d need to be in the queues, because for airlines elites and J class pax, there are no queues. Walk in at will. Moral of the story, don’t dunk on others when they are at par with you.
APPURV GUPTA@appurv_gupta
“Airport Lounges Are the New Railway Waiting Rooms?” Airports used to feel premium. Now they feel like a waiting room with better lighting. I travel ~150 times a year, and I’ve noticed a clear shift. Earlier, lounge access felt like a real perk. Swipe your card → walk in → शांत space, good food, zero chaos. Now? Same lounge access… but with a queue longer than boarding. Because suddenly, everyone has it. Banks, cards, programs...all selling lounge access as a “premium feature.” But when everyone is premium… no one really is. I’ve genuinely started doing this now: Skip the lounge → grab a quick coffee at a café → eat outside → board. Faster. Simpler. Less frustration. Feels ironic that something designed to save time….now makes you wait more. Maybe the real premium today is not access. It’s time and ease. Have you faced the similar sitution?
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@ccg33k Does it make sense for Atlas. Given the high Forex markup and 4% base. Or will a HSBC Premier work better?
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20% Bonus Rewards on your International Spends X VISA !!
PLUS Credit Card Rewards upto 9% + milestones !
How ? - Visa "Power Travel" Offer ✈️
👉 0.5% base reward on all eligible international spends
👉 Additional 10% bonus on:
✅ Tap-to-Pay (Google Pay / Samsung Pay) 👈 Best Part
OR
✅Spending at select Visa partners Country Specific (Includes Klook & Grab)
👉 Additional 10% milestone bonus
✅ ₹1L spend + 20 transaction will give you 10K Voucher flat
✅ They've a nice tracker check this.
💡 Total upside: ~20.5% max effective return
If you're able to add a forex card like Equitas PowerMiles Or Visa Olympus, That's an additional 8%-9% return !! 😄
🌍 Eligible Countries
✅ France, Singapore, Thailand, UAE, UK, USA, Vietnam
📅 Valid from April 20 - Sept 30
🎯 Redemption
Convert to Amazon Pay (Or Air India vouchers)
Minimum redemption: ₹1,000
NOTE :
1️⃣ Maximum rewards per Eligible Card capped at ₹50,000 (So you can get milestone multiple times)
2️⃣ Check TnC and DYOR
Register and add your cards and track your rewards here : visapowertravel.com
♻️ Share with your friends planning travel to these countries
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@thetrickytrade But they said make the 1st crore and watch the power of compounding. 😔
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Neither do I have 100cr nor do I know folks with a 100cr net worth. But I do know this: don’t let some random dude on the internet tell you how much you need to be happy.
Define your “enough.”
Make that “enough”.
Don’t be chindi, use it to level up your life and your family’s.
Be happy.
If you’re miserable at 10cr in a Hyundai, you’ll be miserable at 100cr in a Ferrari also.
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