GrayMatters

@recap_david listing

I turned a Zillow listing into a cinematic property renovation video for $15. Realtors pay $200-$1,000 for videos like this. Which means you can build these with AI and sell them to agents for a profit. This is all done with just listing photos and Calico AI. Here's how the system works: → Pull a Zillow listing and download property photos (exterior, living room, bedroom, backyard) → Use Calico to generate a redesigned home in a consistent renovation style (modern flip, luxury upgrade, contemporary reno) → Animate the transformation with Veo 3 or Kling 3.0 directly inside Calico — walls update, furniture changes, landscaping appears → Generate alternate versions (night shots with ambient lighting, different design styles) → Drop the clips into an editor, add music and a realtor contact screen The result: a cinematic before-and-after renovation video from nothing but listing photos. Comment "LISTING" and I'll send you the exact prompts and full tutorial I used (must be following so I can DM you).

@brian_armstrong @davidsenra @FoundersPodcast Brian, can you dm me regarding an issue with coinbase?

Enjoyed this conversation with @davidsenra Big fan of his @FoundersPodcast as well

@thealepalombo appreciate the response. Makes more sense now.

@BlockchainBlvd In general, this is how all exemption regimes work. They all have a specific deadline (e.g. 10 years). Greece follows the same approach. It's up to you. But overall you are not obliged to stay there after 10 years

I've analyzed every affordable, strategically located coastal town in Italy for a €200-300K budget. Taxes, airports, cost of living, remote work infrastructure. I've called a couple of friends to confirm the data. 10 towns. The definitive guide for FIRE and Digital Nomads in Italy. Thread 🧵

@thealepalombo @cosmo_kappa retirees bring wealth....for generations if the tax incentives are aligned to amplify (tap into) that wealth. Don't overlook that.

@cosmo_kappa I'd love to see a sort of NHR/IFICI only for tech in Italy, sure. I'd be moving there immediately. The 50% current tax exemption is good, but not great indeed. The challenge is in my view not only at the tax-level, but more systemic for pure tech-oriented operators...

Italy is back. And Southern Italy might be one of Europe’s most overlooked geo-arbitrage plays right now. You get Eastern-Europe-level pricing with a Mediterranean lifestyle, plus real tax incentives: 7% for retirees, ~10% for new impatriates (plus social security), 2–3% effective rates for R&D, and the well-known flat tax for UHNWIs. In some ways, it feels like Portugal ten years ago. But it’s Italy, and that difference matters more than people think. If it works as a primary base, great. If not, and you’re currently in the UAE or SE Asia, Italy works extremely well as a Country B. Provincial real estate, in my view, is interesting right now. I’m not selling anything here, just sharing how I’m reading the landscape. Economic history is strange. Before the 1930s, Argentina was a top-10 global economy, almost on par with the U.S. Then things diverged drastically. We tend to anchor decisions to conditions that are temporary, and only obvious in hindsight. We’re still pre-AGI. The world our kids grow up in will look very different. That’s why first-principles thinking matters. What really holds value over time, despite inefficiency and friction? Rome, Florence, Venice, or another generic, easily interchangeable “yoga-retreat compound” in the middle of nowhere? I plan to expand my real-estate exposure there over time for exactly this reason. Imperfection, originality, and heritage may turn out to be a real currency in the future. Italy has plenty of all three.

@GrantCardone @realDonaldTrump Finally someone recognizes that when you raise the exemption amount or eliminate capital gains on primary residences, the tax saving will give property owners incentive to sell their big homes (increase supply) and take a discount in return (lower prices).

I floated this concept to administration a week ago @realDonaldTrump likes it. already approved bonus depreciation in year one for institutions, just modify to include home owners. The math: 1) Buy $500,000 home. Land value $100k, home accessed at $400k 2) Accelerate depreciation from 27 years (400k/27) to year one. 3) The depreciation (paper loss) is taken against earned income until exhausted. 4) Cost basis of purchase is now $100k. 5) Sell the house for $800k and tax is recaptured from new cost basis. 5) Trump will propose to extend cap gains on homes from $500k to $5M. This would create the biggest house boom in American history & do more for home owners than even lowering mortgage rates.

@DallasAptGP @Dardanus7 Plus 1031 only defers versus eliminating gains

@Dardanus7 Unlike 1031, this works for stocks, business sales, crypto, etc Any capital gain can be used

We just built an $18.5M apartment complex in Dallas. In 10 years, we will sell it. The federal tax bill will be $0. Even better: The IRS will permanently forgive $5M in tax deductions we took along the way. This is the single most powerful deal the IRS can offer a real estate investor without dying. Here is how we did it. The strategy is called Opportunity Zone investing. It sounds complex. It is not. You follow three steps: • Take a capital gain (from stocks, a business sale, or crypto). • Invest that gain into a designated “Opportunity Zone.” • Improve the property. If you follow the rules and hold for 10 years, the federal government grants you tax immunity on the backend. But the real magic happens when you combine this with a Cost Segregation Study. This is the “Super Move.” Let’s look at the numbers on our Dallas project. We raised $8M from investors. We borrowed $10.5M from a local bank. We built 75 units. Total cost: $18.5M. Now we depreciate the asset. In a standard deal, you depreciate the building over 27.5 years. You get a small tax deduction every year. It is slow. It is boring. We don’t do slow. We hire an engineering firm to perform a Cost Segregation Study. They walk the building. They identify components that do not last 27.5 years. Flooring. Lighting. Cabinets. Landscaping. The tax code allows us to write these items off immediately. On this project, the engineering study unlocks about $5M in “bonus depreciation.” That is a $5M paper loss this year. Our investors use this loss to offset other passive income. It crushes their tax bill today. In a normal real estate deal, this comes back to bite you. It is called “Depreciation Recapture.” When you sell a standard building, the IRS looks at all those deductions you took. They say, “You wrote this off, but you made money.” They tax that $5M at up to 25%. Unless you are in an Opportunity Zone. The OZ rules change the math. If you hold an OZ asset for 10 years, your cost basis steps up to fair market value when you sell. That means two things: • You pay $0 Capital Gains Tax on the profit. • You pay $0 Depreciation Recapture tax. That $5M in deductions? It was a gift. You never pay it back. You got the tax break upfront. You kept the cash flow in the middle. You keep all the profit at the end. This is not a loophole. It is a congressional incentive. The government wants housing built in these zones. They offer tax-free profits to get it. We take the deal every time.

@vasily_sumanov @yieldbasis curious why is the staked portion and the 4 yr lock such a small percentage?

Did you know that absolute value of $YB [already captured] fees grow with $BTC growth: - fees are in $ybBTC/wrapped BTCs so USD per veYB grows with $BTC price (for future epochs) - $ybBTC itself earns 24/7 while $BTC grows since $ybBTC is LP of liquidity deployed in @yieldbasis pools $BTC growth additionally increases value, already captured by $YB

@Rajatsoni seriously?

Why is someone with a $2.8M portfolio getting social security?

@elonmuskADO 56

@Rajatsoni Rajat, consider reviewing Yieldbasis

People still don't understand: Beachfront property is not an asset It's a lifestyle decision and a liability

@coinbureau But Willie Woo wants you to think otherwise. Hmmm

@bensig CALC

Want the editable Google sheet? Comment "CALC" below - I'll DM you the link! Bonus: Reply w/ a BTC amount + expenses, and I'll simulate it quickly for you and post it below.

How much BTC do you need to retire? 🔥 I made a power-law calc (inflation-proof, decaying APR loans) and it says 8 BTC = endless fiat escape from 2025. Borrow, don't sell. HODL forever. What's your guess? thread inbound, post 1/6

@hodlwithLedn loan approval fast, dispersement ...1-3 days

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@hodlwithLedn Assuming your borrower is from the USA with a US banking account, would the wire to process the dollar loan be considered an international wire since Ledn is not a US company?

@realmatt_re @shawngorham I've been promoting this for months. Eliminate cap gains for seniors who will more likely sell for less which opens up a myrid of homes on the market.

@shawngorham I've said it before - temporary capital gain tax holiday on real estate opens up MASSIVE supply, with little change to gov revenues in the long-run.

A Boomer friend has a 2nd home he bought 30+ years ago and doesn’t use it anymore It’s a $2.8mm home now He wants to sell it He absolutely refuses to pay capital gain taxes He doesn’t need the money He doesn’t have desire to own or manage real estate He literally wants to park the money somewhere safe and wait for step up basis for his heirs I have this conversation weekly This friend doesn’t even care about returns - he just wants to protect the capital. Many boomers are in this same situation and being sold into DSTs What would you recommend?

@picdoc581 @AdamBLiv @saylor I agree, 10% yield for what you get is not nearly enough

@AdamBLiv @saylor Can you explain the benefits of buying STRD? Will the initial offering be lower priced? That’s the only way I can see people choosing STRD over STRF.

🔥MICHAEL SAYLOR'S 200 IQ MASTERPLAN TO SIPHON THE $140 TRILLION FIXED-INCOME COMPLEX INTO BITCOIN🔥 @Saylor has engineered a 4-layer Bitcoinized capital stack: - 3 tiers of preferred equity - The legacy ATM - All non-recourse to Bitcoin itself - Only one dilutes common float The result? A sovereign-grade capital engine that harvests TradFi yield capital and transmutes it into BTC-per-share torque. 🧵Let's break down the genius masterplan 👇

@archaix138 What is the Psyfr telegram name? Can't find it

PSYFR subs check LIVE chat for announcements.

LIVE PSYFR video for subscribers. We'll be removing a few from the group and then commence to downloading the software. 11 AM.

BREAKING 🚨 NEWS : BERKSHIRE HATHAWAY WITH $334.2 BILLION IN CASH IS LOOKING TO INVEST IN BITCOIN and CRYPTO

@noahseidman …to “its gonna get weird”

10 year yields say $move is gonna roll over. Move rolling over leads the dollar rolling over. The dollar rolling over leads...