
Dear @TejashGs, thanks for reading.
Fair points, both.
Yes, the stay-invested investor pays LTCG too, but years later. The tax deferral has value because the tax amount stays invested and compounds in the meantime. So, paying tax now is not better vs. paying 10 years from now on the same gain, assuming the tax rates remain same.
And selling within the 1.25L exemption annually is smart tax planning. But that's a disciplined, well thought way to to do things. It is very different from selling in a correction and hoping to time re-entry.
But we hear you. Maybe a detailed version of the post could have covered these nuances👍
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