Denis Chirkov

I’ve been using crypto cards since 2021. I’ve tried a good dozen over the years, and my current stack is: @ready_co, @gnosispay, and @Plasma. All of them offer cashback, yield, and 0% FX fees. All of them are self-custodial.

gm friends 🧡 I want to talk about Season 2 of @solsticefi, specifically about farming flares. This post is specially made for the @ExponentFinance platform. First, this platform offers three different investment methods: 1. Income - In this section, you invest $USX or $eUSX. You lock your funds for a chosen maturity period and based on the remaining time until the end, you receive a fixed, predetermined profit. - The main goal here is capital investment. you simply earn profit at the end of the period and you do NOT receive any flares rewards in this section. 2. Farm Section Here, the main goal is farming flares. - For $USX: You earn 30x more flares based on your deposit. - Example: with $100 USX, you can earn up to 626k flares per day until maturity. Additionally, you earn around $10 yield, which you can withdraw at the end. - For $eUSX: You earn 15x flares. - Example: with $100 EUSX, you earn around 365k flares per day. ‼️Important: In this section, your goal is purely earning flares. At the maturity date (currently about 35 days (01Jun26) from now), your initial $100 will go to zero. However: You can farm flares for as many days as you want, and if you exit early, you can withdraw the remaining value of your capital before it fully decays. 3. Liquidity Providing liquidity also gives you flares rewards: - $USX positions give up to 20x flares rewards - $eUSX positions give up to 10x flares rewards Important Note: Before investing in Exponent, make sure you fully understand how it works and clearly define your investment goals. ✅ How to Get Started First, you need $USX or $eUSX on the Solana network - Go to Solstice app.solstice.finance - There, you can swap or bridge assets like $USDC or tokens from other networks into $USX - In the Yield vault, in lock section you can convert $USX to $eUSX - Then go to Exponent app.exponent.finance - From the top menu, choose between * Income * Farm * Liquidity Based on your strategy, you can invest in any section. Do not miss Season 2 of Solstice flares 🧡 Even with a small amount of capital, you can get started My referral code in Solstice for 1000 extra flares: 4JEVU6bzKh

30+ ways to earn $$$ on Solana: 1 | @Loopscale: Vaults and Looping 2 | @jito_sol: Staking SOL 3 | @HawkFi_: Automatic LP farming 4 | @perena: Yield Bearing Stablecoin 5 | @LinceFinance: Strategy investments 6 | @elementaldefi: Lend & Vaults 7 | @met_engine: Trading Bot, Perps & Prediction Market 8 | @MeteoraAG: DLMM and DAMM V2 Pools 9 | @Tramplin_io: Gamified SOL stakinh 10 | @uselulo: Yield Aggregator 11 | @sanctumso Staking SOL 12 | @_lumeapp: Wall Street on Solana 13 | @orogoldapp: Gold on Solana with APR 14 | @jup_lend: Earn and Multiply 15 | @FlashTrade: Earn with Liquidity Pools 16 | @ManifestTrade: Focus - Vaults 17 | @onrefinance: Yield bearing "stablecoin" 18 | @yieldbayfi Automatic Yield farming 19 | @MarinadeFinance: Staking SOL 20 | @humafinance: Invest Stables for Yield (Prime Mode is the best) 21 | @kamino: Lend and Multiply 22 | @ExponentFinance: Fixed APY and Yield farming 23 | @hylo_so: Yield Bearing Stablecoin and LST 24 | @maplefinance: Yield Bearing Stablecoin 25 | @solsticefi: Yield Bearing Stablecoin 26 | @SuperteamEarn: Bounties 27 | @DeFiTuna: LP with leverage 28 | @solanamobile: Use dApps - farm Airdrop 269| @Polymarket: Farm LP rewards for Airdrop 30 | @cfldotfun: $5000+ Prizes per month 31 | @orca_so: Liquidity Pools 32 | @piggybank_fi: Highest APY up to 20% on Stablecoins 33 | @Raydium: Liquidity Pools 34 | @solflare Explore: Explore to Earn 35 | @xStocksFi: Lend, LP stocks 36 | @jup_offerbook: P2P lending

@0xSweep @newmichwill

Curve's founder pulled $100 MILLION out of his own token to buy two Australian mansions and left holders with a token that dumped 98% In 2023 Curve Finance founder Michael Egorov took out $100 million in stablecoin loans across Aave, Frax, Inverse, Abracadabra and other protocols His collateral was 427 million CRV, which was 47% of the circulating supply of his own token Lookonchain traced $31 million in stablecoins flowing from Egorov to Bitfinex in April 2023 One month later his wife bought a $41 million mansion in Melbourne, right next door to the $18 million home they had purchased the year before That's $59 million in Australian real estate funded by loans against the token his own community was holding In July 2023 Curve was hacked for $70 million through a Vyper bug, CRV crashed and his positions almost got liquidated A liquidation would have created tens of millions in bad debt across Aave, Frax and other protocols and triggered a DeFi wide catastrophe To avoid this Egorov sold 106 million CRV in OTC deals at $0.40 per token, well below the market price, to a roster that included Justin Sun, convicted felon Michael Patryn, Jeffrey Huang, DWF Labs and several anonymous wallets He raised $42 million in stablecoins from these deals while community holders watched CRV dump In April 2024 he had to do it again, selling another 159 million CRV in OTC to 33 different buyers for $63 million In June 2024 CRV crashed 24% in 3 hours and he got fully liquidated for $140 million across 5 protocols The liquidation created $10 million of bad debt that the community had to absorb Ethereum developer Eric Conner did the math: "He got 100 million in stables out of a 140 million CRV position. He just transferred the rektage to the community instead" Egorov's response was that he was "committed to building Curve more than ever" thanks to veTokenomics, meaning he locked his remaining CRV to keep control of governance CRV is down 98% from its all time high and Egorov still owns the two mansions and the protocol When the founder of your protocol uses your bag as collateral for his mansion, you're not an investor You're his ATM

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@DeFi_Andree @aave @KelpDAO @LayerZero_Core @StaniKulechov @LidoFinance @ether_fi @ethena @GolemFoundation @inkfndhq @Mantle_Official @fraxfinance @KelpDAO anything from you??

DeFi United is an emergency coordination effort led by @aave and its service providers after the April 18 @KelpDAO x @LayerZero_Core bridge exploit. It aims to protect users, reduce bad debt, and restore confidence in DeFi by coordinating donations and loan facilities from across the ecosystem. So far, the initiative has secured 43,500+ ETH in commitments, covering around 63% of the estimated 68,900 ETH shortfall. In times of crisis, DeFi shows its real strength through coordination, unity, and collective protection. That’s exactly why DeFi will win.

How to print 174.4% APR on Hyperliquid. 👇 1) >buy spot solana:8x5VqbHA8D7NkD52uNuS5nnt3PwA8pLD34ymskeSo2Wn 2) >go to @HyperliquidX >app.hyperliquid.xyz/join/ZTT >hedge your spot ZEROBRO buy via a 2x short 🔹funding paying +523% APR at 2x Funding is highly variable but as one can see in the attached image, funding has been high for a while now. Your overall position is now at +174.4% APR and delta neutral, also increasing your trading volume for the next $HYPE drop. Enjoy and follow for more daily trades.

yBOLD from @yearnfi is the gift that keeps on giving 🔵 8% APR (90 day average 👀) 🔵 paid out in $BOLD 🔵 exposure only to @LiquityProtocol, so no rehypothecation 🔵 ALWAYS redeemable / withdrawable yearn.fi/v3/1/0x9F43307…

🚨THIS IS VERY SUSPICIOUS Energy facilities around the world are getting blown up, and no one knows the exact reason. Here's a list of major oil refineries/energy facilities being blown up this month: 3rd April: Russia's Major Oil Export Terminal 4th April: Russia's Crude Distillation Unit 7th April: India's Power Plant 9th April: Mexico's Refinery 14th April: India's Power Plant 15th April: Australia's Energy Refinery 20th April: Russia's Oil Refinery 21st April: India's Oil Refinery 21st April: Romania's Power Plant 21st April: Texas Oil Rig A few of them have been blown up by drones, but most of them mysteriously caught fire. And this is happening when the world is already going through its biggest energy crisis in decades. Is someone deliberating trying to push the world economy in Lockdown 2.0 by choking up global energy?

So let me start. DeFi is the future of the World Financial System. That's my belief, and this is why we are here. This amount of absolutely preventable hacks we see in DeFi (with root causes attributable to CENTRALIZED points of failure) is enormous recently. This damages out industry, and I build for this industry. So I cannot remain silent. Imagine an average grandma (mass adoption is here?) putting her life savings on Aave. And then BOOM, she cannot withdraw her funds on Monday. Aave (the biggest DeFi protocol btw) said it's operating as intended - just rsETH got exploited. rsETH said that all code is safu - just LayerZero bridge got hacked. LayerZero (the biggest bridge securing quarter of a trillion $) said that everything operating as intended. Yet, she cannot withdraw here funds. WTF? Are we industry of clowns? But here's the thing. All issues like this should be prevented BEFORE they happen, not AFTER. Number of single points of failure should be reduced, not increased. When these points of failure are unavoidable - trust should be split. If there's a reliance on infrastructure - we should share best practices how to configure it. Not to mention that code should be very well checked - everyone gets that already. We should probably come together and develop safety standards for DeFi. How to build safely, and how to verify safety. Probably everyone should bring their best practices, and the projects, auditors and risk assessment groups should know them. Maybe we need @ethereumfndn and @SolanaFndn bringing all the ecosystem projects to participate and come up with principles, rules and recommendations of safe building. And, perhaps, we can even learn something about protecting the few remaining centralized points of failure from traditional finance who have many more of those. DeFi will win

@newmichwill fully support! thanks!

@flowdesk_co @withAUSD @xStocksFi @Morpho Hi, why incentives finished on Morpho vault?

Flowdesk, @withAUSD, and @xStocksFi are introducing a new standard for onchain capital efficiency. Today, we are launching the Flowdesk AUSD Equity Strategy — a @Morpho Vault enabling SPYx holders to borrow AUSD against their S&P 500 exposure while remaining fully invested onchain.

@SebVentures @Morpho Thanks! Hope will change soon to normal rate as on Aave already back to normal.

@Chirkov_BTC @Morpho It's low on Arbitrum. On Ethereum there was some outflow spiking the borrow rate. Best guess is that situation will normalize over the coming days.

Yesterday, shortly after the recent events involving Kelp DAO and the LayerZero Bridge, the Morpho Association paused the OFT bridge for the MORPHO token on Arbitrum as a precautionary measure. Arbitrum bridging will remain paused until the root cause of the rsETH incident is identified.

Want to farm @xStocksFi points with 0 downside? @spreads_fi offer $TBILLx tokenized position, that basically gives 4% treasury bills APR, while allowing you to farm xstocks points at the same time Higher yield than Aave, safer yield than Morpho, best choice of low risk defi

🇺🇸 TRUMP JUST POSTED THIS !! US will blockade ships entering and exiting Iranian posted on April 13 at 10:00 am ET. Get ready for volatile week.

@StakeDAOHQ Hi! I saw that incentives are finished.. Will you continue or campaign is finished?

Stake DAO frxUSD v2, lending frxUSD against Onlyboost LP collaterals. $6.34M deposited and growing 🐘

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