Ironhead
1.3K posts


Why Your Vegas Trip Sucks
First, you're late. You get to your hotel at about 4 pm, just in time to wait with all the other yokels dragging their luggage in one giant line of the damned. You're stuck anywhere from 1-3 hours, covered in travel dust, waiting to start any of the super fun, cool things you know you're going to do. You check in with your online reservation for the cheapest room. You don't tip the front desk clerk.
When you get to your room, instead of feeling like a Fun Vegas Tourist, for some reason you feel like a kid too easily impressed by the cheap marble in the bathroom. You have a big, shitty view of the roof of an adjacent administrative building and half a parking lot. Also, as soon as you step foot in your room, you realize you're starving but surrounded by capsules of tiny, cheap snacks you can't afford. After relaxing, which includes turning on the TV for some reason, you hurry back downstairs to "beat the crowds."
You go to the casino. You sit at the first $15 minimum blackjack table you see, a 6:5 continuous shuffle machine covered in sidebets you don't understand. You tip the cocktail girl a red $5 chip and ask for $3 change. On your biggest hand, you split two 9s against a 7 and get mad when you lose.
You go back to your room and get dressed in wrinkled clothes then go down and wait in line for dinner at the most popular restaurant where you're staying. Maybe you did some Reddit research on "best steakhouse in Vegas." It doesn't matter. You wait 45 minutes to be seated in the Den of Hell, surrounded by drunk bachelor parties shouting at the top of their lungs and grey, skeleton men clinking glasses of wine with their daughters. You order the steak with the Chef's Star next to it, specifying rare so they know you know.
You see a group of girls who don't look twice at you. Whatever. It's late enough that you go to a strip club, using a Vegas Insider tip that you can get limo service for free. You tell yourself you won't get scammed. In the strip club, you immediately go to a private room for with the first girl who talks to you. You spend $1,200 for an hour without getting so much as a high five in return. You lie to your boys in the group text. In the Uber back to your hotel, you text your ex.
Maybe you hate yourself and spread this out over a 4-day weekend. On your flight home, you write something pithy about how Vegas sucks. The whole city is overrated.
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@TheBuckeyeNut Then the officials decided not to call egregious holds on our defensive line throughout the entire game. Including on important downs in drives where they scored on 3 separate drives.
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@EDuerrwaechter I wonder if Dexter is going to make this team. Not because he isn’t talented but because he doesn’t fit the scheme. He’s not stout against the run and doesn’t have the quick first step that Allen wants. He’s more of a 3-4 DE than a fit here.
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Not going to quote the “source” here. But seeing word involving the #Bears and DT D.J. Reader of which I find to be both far fetched and unlikely to happen.
If they’re making a major addition I’d wager it’ll be at defensive end. They look set at DT for the most part. We’ll see.
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@adshumaker What gets me is your delusion that you think I give a rats ass what you think. Nothing miserable about me Shu. I got to go to the B1G, 🌹, 🍑& natty! My life is great!
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I’m sure our university prez and big BAD Braun are forcing this. 🤮🙄
Colin McMahon@ColinMcMahon31
NEWS: Indiana football will visit President Trump and the White House, sources confirm to TheHoosier.com. Curt Cignetti and the #iufb national champions will make the trip on May 11. Details via @allasley: on3.com/teams/indiana-…
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@middle_class_us One reason why I put Panda Express above all other fast food places.
15-20$ there and get almost more than I can eat at once.
15-20$ at nearly any fast food burger place and I’m leaving still hungry.
I can spend 33 dollars at Culver’s like it’s nothing 😭
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@KurtSupeCPA Help me Kurt. I keep reading this to find what I’m missing. You say they both retire in 2000 and follow that up with Carol retires in 2010. Did she retire in 2000 or 2010?
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I saw a post recently from someone with a massive following.
"Everyone should have 90% of their investments in stocks. No matter what age."
Everyone.
I have been doing this for nearly 30 years. And I can tell you the moment someone says everyone in financial planning, they are wrong. Every single time.
Nothing is right for everyone. That is not how money works. That is not how people work.
But here is what really scared me about that post.
Meet Bob and Carol.
Both retire January 1, 2000 with $1M. Both take $50,000 a year. Both have 90% in stocks just like that post suggested.
Bob is broke by 2012.
Carol retires January 1, 2010 with the same $1M. Same withdrawal. Same 90% in stocks.
Carol is fine at 85.
Same strategy. Completely different outcome.
The only difference was when the market decided to drop.
Bob hit 2000 through 2003 first. Then 2008. He was selling beaten-down stocks every year just to pay his bills. The math never recovered.
90% stocks is a fine strategy for some people at some points in their life.
It is a devastating strategy for a 68-year-old who retires the year the market drops 40%.
Anyone who tells you what everyone should do with their money has never actually sat across the table from a real person trying to make their savings last the rest of their life.
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@bbqbaseball62 @DrNeilStone @ilabachrn Actually I literally never caught covid. Why? I got two vaccines and a booster, wore a mask and actually stayed inside. Hope this helps.
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@Suzierizzo1 Buy a car for 30K not an SUV for 45-50k or a Truck for 70k plus. It’s about choices Susie
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This is fucked up beyond belief.
At this median household income, you take home ~$5,600/mo after taxes and BEFORE insurance married filing joint.
But with 5% down (still $30k ffs, which many could never even save up) your payments on this home are ~$3,600/mo.
That leaves you $2k to cover health insurance, food, utilities, car payment, gas, childcare, and anything else that comes up…not enough, and certainly not enough to save anything.
No way can a young family get by on this without living to some degree in squalor.
The system is broken.
We need a reset.

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@RedWavePress I'm confused. Doesn't Geraldo hate Trump and hated Kirk too?
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NAILED IT: Geraldo Rivera on ABC’s Jimmy Kimmel: “Kimmel’s problem is he’s not very funny… The morning of Charlie Kirk’s death, or the night after, he revealed his true gutter instinct when it comes to Trump.”
“He hates Trump so much, Kimmel, that he could use that platform…with Charlie Kirk’s death, his murder on live television. That body was still unburied when Kimmel was making jokes. It was so insensitive.”
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I know ⛽️ Prices are up in Florida along with other States. What I wasn’t prepared for was going to @McDonalds and a large @DietCoke was $ 3.20 !!
Sorry Mickey D’s. The Diet Coke is definitely better there but not for that price.
I’m out !
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@MetamateDaz You just said she donated 26 billion you ungrateful dope
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If you bought the S&P in late 2024 betting on 8-10% returns, you're about to lose a decade of your financial life.
Billionaire investor Howard Marks on the JP Morgan chart everyone's ignoring:
At the end of 2024, the S&P was at a P/E of 23. Historically, every single time the market hits a P/E of 23, the next 10 years returned between 2% and -2% annualized.
NO exceptions.
What this means: if you invested $100K at the end of 2024, by 2034 you'll have between $82K and $122K.
Best case (2% annualized): you barely beat inflation
Worst case (-2% annualized): you lose 18% of your money
Either way, high-yield savings beats your "aggressive" portfolio
This isn't a bearish prediction. It's a historical certainty based on the price you chose to pay.
@thesamparr @ShaanVP
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It's the morning after and @cnn has still not fired @ScottJenningsKY for threatening, in another burst of paranoid rage, @adammocklerr
This event needs to be reported to the New York DA - and if CNN has not fired Jennings by Monday it MUST be just boycottED
Do not watch CNN
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Being honest… I read this like
“The #Bears know they didn’t do anything relevant on the DL all offseason, so they’re hoping they get lucky with a 6th round pick and will force him to do more than he’s probably capable of”
Sky Kruse@KruseSports_
The #Bears believe they're getting a steal with sixth-round defensive tackle Jordan van den Berg out of Georgia Tech. Several of his testing numbers hit the highest mark on the Bears' internal scouting scale. My sense is the Bears have plans for him beyond that of a typical sixth-round flier and believe he was one of more gifted defensive tackles in the draft.” -@JFowlerESPN via @espn espn.com/nfl/story/_/id…
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Right now, I'm BLOCKING a Republican bill to build Donald Trump's ballroom.
Instead of rubber-stamping Trump’s gold-encrusted ballroom, Congress must lower costs for American families. twitter.com/i/broadcasts/1…
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@JAYChi_Bears Keep this MAGA Buffon as far away from my team as possible
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There are still good free agent option for the #Bears at EDGE, one being Joey Bosa.
The 30 y/o, 5x Pro Bowler could be a good bridge EDGE this season.
Coming off 29 TOT, 5 sacks, 5 FF, & 47 pressures in '25 with Buffalo.

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@theficouple That's a pretty good number. An investment portfolio of $850,000 generates about $2,800/mo, so not quite enough. In simple terms, you haven't accounted for inflation.
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